Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 28.24% is in line with its 5-year average of 28.27%, around the middle of its 5-year range (18.47%–35.37%).
1.94% above its 12-month average of 27.70%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 29.75%.
OPERATING MARGIN
28.24%
OPERATING MARGIN AVG TTM
27.70%
OPERATING MARGIN AVG 3Y
25.93%
OPERATING MARGIN AVG 5Y
28.27%
OPERATING MARGIN AVG 10Y
28.19%
OPERATING MARGIN AVG 15Y
27.23%
OPERATING MARGIN AVG 20Y
23.75%
CURRENT VS TTM AVG
+1.94%
CURRENT VS 3Y AVG
+8.92%
CURRENT VS 5Y AVG
-0.09%
CURRENT VS 10Y AVG
+0.16%
CURRENT VS 15Y AVG
+3.69%
CURRENT VS 20Y AVG
+18.91%
SECTOR MEDIAN · FINANCIAL SERVICES
16.09%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
+75.51%
vs the sector median at left
Wintrust Financial Corporation
Market Cap
$9.78B
Operating Margin
28.24%
TTM Avg
27.70%
3Y Avg
25.93%
5Y Avg
28.27%
Market Cap
$9.73B
Operating Margin
29.06%
TTM Avg
22.02%
3Y Avg
24.43%
5Y Avg
28.21%
Market Cap
$9.67B
Operating Margin
28.27%
TTM Avg
30.25%
3Y Avg
30.64%
5Y Avg
29.69%
Market Cap
$9.88B
Operating Margin
22.12%
TTM Avg
20.39%
3Y Avg
23.29%
5Y Avg
25.64%
Market Cap
$9.59B
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$9.52B
Operating Margin
28.68%
TTM Avg
23.29%
3Y Avg
26.38%
5Y Avg
28.93%
Market Cap
$10.11B
Operating Margin
25.38%
TTM Avg
20.87%
3Y Avg
24.47%
5Y Avg
28.29%
Market Cap
$10.20B
Operating Margin
28.68%
TTM Avg
23.29%
3Y Avg
26.38%
5Y Avg
28.93%
Market Cap
$10.31B
Operating Margin
17.91%
TTM Avg
17.76%
3Y Avg
16.17%
5Y Avg
15.02%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Wintrust Financial Corporation (WTFC) | $9.78B | 28.24% | 27.70% | 25.93% | 28.27% |
| Zions Bancorporation, National Association (ZIONP)vs › | $9.73B | 29.06% | 22.02% | 24.43% | 28.21% |
| FactSet Research Systems Inc. (FDS)vs › | $9.67B | 28.27% | 30.25% | 30.64% | 29.69% |
| UMB Financial Corporation (UMBF)vs › | $9.88B | 22.12% | 20.39% | 23.29% | 25.64% |
| Fidelity High Dividend ETF (FDVV)vs › | $9.59B | N/A | N/A | N/A | N/A |
| Old National Bancorp (ONB)vs › | $9.52B | 28.68% | 23.29% | 26.38% | 28.93% |
| Popular, Inc. (BPOP)vs › | $10.11B | 25.38% | 20.87% | 24.47% | 28.29% |
| Old National Bancorp (ONBPO)vs › | $10.20B | 28.68% | 23.29% | 26.38% | 28.93% |
| Erie Indemnity Company (ERIE)vs › | $10.31B | 17.91% | 17.76% | 16.17% | 15.02% |
| FirstCash Holdings, Inc (FCFS)vs › | $9.24B | 16.11% | 14.32% | 12.85% | 12.50% |
Operating Margin
28.2%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 29.75% |
| 2026-03-31 | 28.35% |
| 2025-12-31 | 27.81% |
| 2025-09-30 | 27.04% |
| 2025-06-30 | 25.56% |
| 2025-03-31 | 25.21% |
| 2024-12-31 | 24.64% |
| 2024-09-30 | 22.78% |
| 2024-06-30 | 21.76% |
| 2024-03-31 | 26.42% |
| 2023-12-31 | 18.47% |
| 2023-09-30 | 25.70% |
| 2023-06-30 | 26.10% |
| 2023-03-31 | 32.58% |
| 2022-12-31 | 28.83% |
| 2022-09-30 | 35.22% |
| 2022-06-30 | 27.72% |
| 2022-03-31 | 35.37% |
| 2021-12-31 | 29.74% |
| 2021-09-30 | 32.63% |
| 2021-06-30 | 32.11% |
| 2021-03-31 | 42.12% |
| 2020-12-31 | 28.93% |
| 2020-09-30 | 28.54% |
| 2020-06-30 | 6.25% |
| 2020-03-31 | 19.08% |
| 2019-12-31 | 25.30% |
| 2019-09-30 | 28.70% |
| 2019-06-30 | 24.80% |
| 2019-03-31 | 28.60% |
| 2018-12-31 | 27.25% |
| 2018-09-30 | 30.41% |
| 2018-06-30 | 32.16% |
| 2018-03-31 | 31.27% |
| 2017-12-31 | 28.91% |
| 2017-09-30 | 31.94% |
| 2017-06-30 | 31.85% |
| 2017-03-31 | 31.07% |
| 2016-12-31 | 29.48% |
| 2016-09-30 | 28.99% |
| 2016-06-30 | 28.51% |
| 2016-03-31 | 30.74% |
| 2015-12-31 | 22.51% |
| 2015-09-30 | 24.98% |
| 2015-06-30 | 27.96% |
| 2015-03-31 | 26.99% |
| 2014-12-31 | 27.00% |
| 2014-09-30 | 28.75% |
| 2014-06-30 | 28.78% |
| 2014-03-31 | 27.46% |
| 2013-12-31 | 28.14% |
| 2013-09-30 | 27.07% |
| 2013-06-30 | 25.62% |
| 2013-03-31 | 25.08% |
| 2012-12-31 | 23.25% |
| 2012-09-30 | 24.45% |
| 2012-06-30 | 20.10% |
| 2012-03-31 | 18.73% |
| 2011-12-31 | 19.89% |
| 2011-09-30 | 22.52% |
| 2011-06-30 | 10.41% |
| 2011-03-31 | 14.34% |
| 2010-12-31 | 14.74% |
| 2010-09-30 | 16.03% |
| 2010-06-30 | 10.41% |
| 2010-03-31 | 13.77% |
| 2009-12-31 | 68.62% |
| 2009-09-30 | 18.68% |
| 2009-06-30 | 5.82% |
| 2009-03-31 | 6.17% |
| 2008-12-31 | 1.93% |
| 2008-09-30 | -3.04% |
| 2008-06-30 | 11.01% |
| 2008-03-31 | 9.28% |
| 2007-12-31 | 13.63% |
| 2007-09-30 | 8.35% |
| 2007-06-30 | 13.51% |
| 2007-03-31 | 13.28% |
| 2006-12-31 | 13.86% |
| 2006-09-30 | 13.73% |
| 2006-06-30 | 17.49% |
| 2006-03-31 | 20.06% |
| 2005-12-31 | 19.34% |
| 2005-09-30 | 23.01% |
| 2005-06-30 | 17.46% |
| 2005-03-31 | 22.16% |
| 2004-12-31 | 21.87% |
| 2004-09-30 | 23.97% |
| 2004-06-30 | 23.93% |
| 2004-03-31 | 23.73% |
| 2003-12-31 | 23.36% |
| 2003-09-30 | 21.98% |
| 2003-06-30 | 20.58% |
| 2003-03-31 | 19.69% |
| 2002-12-31 | 17.90% |
| 2002-09-30 | 17.20% |
