Which has the lower trailing P/E, FCFS or WTFC?

WTFC has the lower trailing P/E: FCFS trades at 24.31 and WTFC at 11.51. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, FCFS or WTFC?

Over the past five years, FCFS grew revenue faster — FCFS at a 21.61% CAGR versus WTFC at 18.16%.

Does FCFS or WTFC pay a bigger dividend?

FCFS yields 0.79% and WTFC yields 1.48% based on trailing dividends and the latest price.

Is FCFS or WTFC more profitable?

WTFC runs the higher net margin — FCFS at 9.42% versus WTFC at 20.72%.

How have FCFS and WTFC total returns compared?

Over the past 10 years, FCFS delivered 17.56% and WTFC delivered 11.72% annualized total return. Past performance doesn't predict future results.

FirstCash Holdings, Inc (FCFS) vs Wintrust Financial Corporation (WTFC)

A side-by-side comparison of FirstCash Holdings, Inc and Wintrust Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

FCFS

FirstCash Holdings, Inc

$9.24B

$212.93Financial ServicesDelayed quote: Oct 6, 2026, 3:05 PM EDT

WTFC

Wintrust Financial Corporation

$9.79B

$145.11Financial ServicesDelayed quote: Oct 6, 2026, 3:05 PM EDT

Total return — FCFS vs WTFC

growth of $100 · dividends reinvested · last 10y

FCFS +402.8% (+17.5%/yr)WTFC +201.8% (+11.7%/yr)FCFS compounded faster over this window

FCFS WTFC

FCFS vs WTFC: by the numbers

•WTFC is the larger company ($9.79B vs $9.24B market cap).
•WTFC trades at the lower trailing earnings multiple (11.51 vs 24.31 P/E), one valuation lens rather than an overall verdict.
•WTFC converts more revenue to profit (20.72% vs 9.42% net margin).
•FCFS grew revenue faster over the past five years (21.61% vs 18.16% CAGR).
•WTFC pays the higher dividend yield (1.48% vs 0.79%).

Metrics side by side

Valuation

Metric	FCFS	WTFC
P/E ratio	24.31	11.51
Forward P/E	18.84	11.02
PEG ratio	1.02	0.58
P/S ratio	2.24	2.25
P/B ratio	3.98	1.38
EV / EBITDA	10.05	N/A
FCF yield	6.46%	N/A

Profitability

Metric	FCFS	WTFC
Gross margin	48.92%	N/A
Operating margin	16.11%	28.24%
Net margin	9.42%	20.72%
ROE	16.72%	11.96%
ROIC	9.42%	N/A

Wintrust Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	FCFS	WTFC
Dividend yield	0.79%	1.48%
Payout ratio	19.18%	17.05%

Growth (annualized)

Metric	FCFS	WTFC
Revenue CAGR (5Y)	21.61%	18.16%
EPS CAGR (5Y)	23.63%	19.66%
FCF CAGR (5Y)	30.99%	N/A
Total return CAGR (5Y)	21.13%	13.72%

Frequently asked

Which has the lower trailing P/E, FCFS or WTFC?: WTFC has the lower trailing P/E: FCFS trades at 24.31 and WTFC at 11.51. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FCFS or WTFC?: Over the past five years, FCFS grew revenue faster — FCFS at a 21.61% CAGR versus WTFC at 18.16%.
Does FCFS or WTFC pay a bigger dividend?: FCFS yields 0.79% and WTFC yields 1.48% based on trailing dividends and the latest price.
Is FCFS or WTFC more profitable?: WTFC runs the higher net margin — FCFS at 9.42% versus WTFC at 20.72%.
How have FCFS and WTFC total returns compared?: Over the past 10 years, FCFS delivered 17.56% and WTFC delivered 11.72% annualized total return. Past performance doesn't predict future results.

Go deeper

Full FCFS analysis Full WTFC analysis Interactive comparison tool

Dig into the metrics

FirstCash P/E ratio Wintrust Financial P/E ratio FirstCash dividend yield Wintrust Financial dividend yield FirstCash ROE Wintrust Financial ROE FirstCash operating margin Wintrust Financial operating margin FirstCash revenue growth Wintrust Financial revenue growth FirstCash free cash flow

FirstCash & Wintrust Financial appear in these rankings

Fastest Revenue Growth Stocks Highest FCF Yield Stocks Highest 10-Year Total Return Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.