Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 23.86% is 15% below its 5-year average of 28.01%, near the low end of its 5-year range (14.39%–46.70%).
9.99% below its 12-month average of 26.51%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): 34.52%.
EBITDA MARGIN
23.86%
EBITDA MARGIN AVG TTM
26.51%
EBITDA MARGIN AVG 3Y
21.01%
EBITDA MARGIN AVG 5Y
28.01%
EBITDA MARGIN AVG 10Y
27.67%
EBITDA MARGIN AVG 15Y
27.78%
EBITDA MARGIN AVG 20Y
26.63%
CURRENT VS TTM AVG
-9.99%
CURRENT VS 3Y AVG
+13.56%
CURRENT VS 5Y AVG
-14.82%
CURRENT VS 10Y AVG
-13.77%
CURRENT VS 15Y AVG
-14.11%
CURRENT VS 20Y AVG
-10.41%
UMB Financial Corporation
Market Cap
$9.88B
EBITDA Margin
23.86%
TTM Avg
26.51%
3Y Avg
21.01%
5Y Avg
28.01%
Market Cap
$9.78B
EBITDA Margin
28.54%
TTM Avg
27.47%
3Y Avg
29.58%
5Y Avg
30.62%
Market Cap
$9.73B
EBITDA Margin
26.11%
TTM Avg
24.43%
3Y Avg
27.22%
5Y Avg
26.93%
Market Cap
$9.67B
EBITDA Margin
28.27%
TTM Avg
34.31%
3Y Avg
36.09%
5Y Avg
35.62%
Market Cap
$10.20B
EBITDA Margin
26.36%
TTM Avg
25.80%
3Y Avg
29.09%
5Y Avg
32.29%
Market Cap
$9.52B
EBITDA Margin
26.36%
TTM Avg
25.80%
3Y Avg
29.09%
5Y Avg
32.29%
Market Cap
$10.31B
EBITDA Margin
19.58%
TTM Avg
19.45%
3Y Avg
17.78%
5Y Avg
16.46%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| UMB Financial Corporation (UMBF) | $9.88B | 23.86% | 26.51% | 21.01% | 28.01% |
| Wintrust Financial Corporation (WTFC)vs › | $9.78B | 28.54% | 27.47% | 29.58% | 30.62% |
| Zions Bancorporation, National Association (ZIONP)vs › | $9.73B | 26.11% | 24.43% | 27.22% | 26.93% |
| FactSet Research Systems Inc. (FDS)vs › | $9.67B | 28.27% | 34.31% | 36.09% | 35.62% |
| Popular, Inc. (BPOP)vs › | $10.11B | 23.98% | 22.21% | 26.01% | 30.16% |
| Fidelity High Dividend ETF (FDVV)vs › | $9.59B | N/A | N/A | N/A | N/A |
| Old National Bancorp (ONBPO)vs › | $10.20B | 26.36% | 25.80% | 29.09% | 32.29% |
| Old National Bancorp (ONB)vs › | $9.52B | 26.36% | 25.80% | 29.09% | 32.29% |
| Erie Indemnity Company (ERIE)vs › | $10.31B | 19.58% | 19.45% | 17.78% | 16.46% |
| Old National Bancorp (ONBPP)vs › | $10.32B | 26.36% | 25.80% | 29.09% | 32.29% |
EBITDA Margin
23.9%
Operating Margin
22.1%
Net Margin
20.7%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 34.52% |
| 2026-03-31 | 17.29% |
| 2025-12-31 | 29.56% |
| 2025-09-30 | 20.38% |
| 2025-06-30 | 30.79% |
| 2025-03-31 | 14.39% |
| 2024-12-31 | 23.16% |
| 2024-09-30 | 22.04% |
| 2024-06-30 | 21.85% |
| 2024-03-31 | 23.05% |
| 2023-12-31 | 15.80% |
| 2023-09-30 | 23.44% |
| 2023-06-30 | 22.09% |
| 2023-03-31 | 24.97% |
| 2022-12-31 | 29.93% |
| 2022-09-30 | 30.47% |
| 2022-06-30 | 46.70% |
| 2022-03-31 | 43.35% |
| 2021-12-31 | 35.52% |
| 2021-09-30 | 41.52% |
| 2021-06-30 | 37.44% |
| 2021-03-31 | 41.97% |
| 2020-12-31 | 49.82% |
| 2020-09-30 | 33.79% |
| 2020-06-30 | 28.51% |
| 2020-03-31 | 3.89% |
| 2019-12-31 | 29.86% |
| 2019-09-30 | 28.60% |
| 2019-06-30 | 26.66% |
| 2019-03-31 | 27.10% |
| 2018-12-31 | 13.44% |
| 2018-09-30 | 29.15% |
| 2018-06-30 | 30.44% |
| 2018-03-31 | 31.45% |
| 2017-12-31 | 30.44% |
| 2017-09-30 | 30.44% |
| 2017-06-30 | 28.66% |
| 2017-03-31 | 29.46% |
| 2016-12-31 | 28.20% |
| 2016-09-30 | 28.73% |
| 2016-06-30 | 28.78% |
| 2016-03-31 | 28.01% |
| 2015-12-31 | 25.36% |
| 2015-09-30 | 22.15% |
| 2015-06-30 | 25.60% |
| 2015-03-31 | 29.73% |
| 2014-12-31 | 25.58% |
| 2014-09-30 | 39.12% |
| 2014-06-30 | 40.70% |
| 2014-03-31 | 22.09% |
| 2013-12-31 | 28.41% |
| 2013-09-30 | 30.57% |
| 2013-06-30 | 28.56% |
| 2013-03-31 | 31.72% |
| 2012-12-31 | 30.36% |
| 2012-09-30 | 26.69% |
| 2012-06-30 | 28.99% |
| 2012-03-31 | 37.60% |
| 2011-12-31 | 21.98% |
| 2011-09-30 | 24.88% |
| 2011-06-30 | 24.58% |
| 2011-03-31 | 28.28% |
| 2010-12-31 | 21.03% |
| 2010-09-30 | 22.77% |
| 2010-06-30 | 23.92% |
| 2010-03-31 | 26.48% |
| 2009-12-31 | 23.13% |
| 2009-09-30 | 24.84% |
| 2009-06-30 | 21.49% |
| 2009-03-31 | 25.81% |
| 2008-12-31 | 21.12% |
| 2008-09-30 | 22.76% |
| 2008-06-30 | 27.42% |
| 2008-03-31 | 29.60% |
| 2007-12-31 | 16.07% |
| 2007-09-30 | 21.78% |
| 2007-06-30 | 21.51% |
| 2007-03-31 | 18.54% |
| 2006-12-31 | 18.18% |
| 2006-09-30 | 19.37% |
| 2006-06-30 | 19.98% |
| 2006-03-31 | 16.55% |
| 2005-12-31 | 21.12% |
| 2005-09-30 | 25.31% |
| 2005-06-30 | 24.97% |
| 2005-03-31 | 21.88% |
| 2004-12-31 | 23.64% |
| 2004-09-30 | 25.72% |
| 2004-06-30 | 24.51% |
| 2004-03-31 | 25.36% |
| 2003-12-31 | 32.37% |
| 2003-09-30 | 25.67% |
| 2003-06-30 | 26.63% |
| 2003-03-31 | 25.61% |
| 2002-12-31 | 21.04% |
| 2002-09-30 | 22.10% |
