Old National Bancorp (ONBPP) vs UMB Financial Corporation (UMBF)
A side-by-side comparison of Old National Bancorp and UMB Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — ONBPP vs UMBF
growth of $100 · dividends reinvested · last 6yONBPP vs UMBF: by the numbers
- •ONBPP is the larger company ($10.28B vs $9.88B market cap).
- •UMBF trades at the lower trailing earnings multiple (10.83 vs 10.99 P/E), one valuation lens rather than an overall verdict.
- •ONBPP converts more revenue to profit (21.98% vs 20.67% net margin).
- •ONBPP grew revenue faster over the past five years (35.45% vs 28.02% CAGR).
- •ONBPP pays the higher dividend yield (6.99% vs 1.38%).
Metrics side by side
Valuation
| Metric | ONBPP | UMBF |
|---|---|---|
| P/E ratio | 10.99 | 10.83 |
| Forward P/E | 9.57 | 9.82 |
| PEG ratio | 1.95 | 1.20 |
| P/S ratio | 2.55 | 2.17 |
| P/B ratio | 1.23 | 1.28 |
Profitability
| Metric | ONBPP | UMBF |
|---|---|---|
| Operating margin | 28.68% | 22.12% |
| Net margin | 21.98% | 20.67% |
| ROE | 10.32% | 11.74% |
Old National Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
UMB Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | ONBPP | UMBF |
|---|---|---|
| Dividend yield | 6.99% | 1.38% |
| Payout ratio | 77.09% | 14.90% |
Growth (annualized)
| Metric | ONBPP | UMBF |
|---|---|---|
| Revenue CAGR (5Y) | 35.45% | 28.02% |
| EPS CAGR (5Y) | 5.61% | 9.11% |
| Total return CAGR (5Y) | 5.25% | 7.01% |
Frequently asked
- Which has the lower trailing P/E, ONBPP or UMBF?
- UMBF has the lower trailing P/E: ONBPP trades at 10.99 and UMBF at 10.83. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, ONBPP or UMBF?
- Over the past five years, ONBPP grew revenue faster — ONBPP at a 35.45% CAGR versus UMBF at 28.02%.
- Does ONBPP or UMBF pay a bigger dividend?
- ONBPP yields 6.99% and UMBF yields 1.38% based on trailing dividends and the latest price.
- Is ONBPP or UMBF more profitable?
- ONBPP runs the higher net margin — ONBPP at 21.98% versus UMBF at 20.67%.
- How have ONBPP and UMBF total returns compared?
- Over the past 5 years, ONBPP delivered 5.25% and UMBF delivered 7.01% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Old National Bancorp & UMB Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.