Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 28.68% is in line with its 5-year average of 29.40%, near the high end of its 5-year range (-12.07%–42.07%).
9.42% above its 12-month average of 26.21%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 32.27%.
OPERATING MARGIN
28.68%
OPERATING MARGIN AVG TTM
26.21%
OPERATING MARGIN AVG 3Y
25.70%
OPERATING MARGIN AVG 5Y
29.40%
OPERATING MARGIN AVG 10Y
29.43%
OPERATING MARGIN AVG 15Y
27.49%
OPERATING MARGIN AVG 20Y
23.85%
CURRENT VS TTM AVG
+9.42%
CURRENT VS 3Y AVG
+11.59%
CURRENT VS 5Y AVG
-2.44%
CURRENT VS 10Y AVG
-2.55%
CURRENT VS 15Y AVG
+4.35%
CURRENT VS 20Y AVG
+20.24%
SECTOR MEDIAN · FINANCIAL SERVICES
16.09%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
+78.25%
vs the sector median at left
Old National Bancorp
Market Cap
$10.24B
Operating Margin
28.68%
TTM Avg
26.21%
3Y Avg
25.70%
5Y Avg
29.40%
Market Cap
$10.25B
Operating Margin
17.91%
TTM Avg
17.76%
3Y Avg
16.17%
5Y Avg
15.02%
Market Cap
$10.21B
Operating Margin
28.68%
TTM Avg
23.29%
3Y Avg
26.38%
5Y Avg
28.93%
Market Cap
$10.21B
Operating Margin
-2104.64%
TTM Avg
-910.51%
3Y Avg
-472.61%
5Y Avg
-363.28%
Market Cap
$10.09B
Operating Margin
25.38%
TTM Avg
20.87%
3Y Avg
24.47%
5Y Avg
28.29%
Market Cap
$10.61B
Operating Margin
30.66%
TTM Avg
31.85%
3Y Avg
43.78%
5Y Avg
48.48%
Market Cap
$9.88B
Operating Margin
22.12%
TTM Avg
20.39%
3Y Avg
23.29%
5Y Avg
25.64%
Market Cap
$9.78B
Operating Margin
28.24%
TTM Avg
25.16%
3Y Avg
26.86%
5Y Avg
27.04%
Market Cap
$9.73B
Operating Margin
28.27%
TTM Avg
30.25%
3Y Avg
30.64%
5Y Avg
29.69%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Old National Bancorp (ONBPP) | $10.24B | 28.68% | 26.21% | 25.70% | 29.40% |
| Erie Indemnity Company (ERIE)vs › | $10.25B | 17.91% | 17.76% | 16.17% | 15.02% |
| Old National Bancorp (ONBPO)vs › | $10.21B | 28.68% | 23.29% | 26.38% | 28.93% |
| Hut 8 Corp. (HUT)vs › | $10.21B | -2104.64% | -910.51% | -472.61% | -363.28% |
| Popular, Inc. (BPOP)vs › | $10.09B | 25.38% | 20.87% | 24.47% | 28.29% |
| Freedom Holding Corp. (FRHC)vs › | $10.61B | 30.66% | 31.85% | 43.78% | 48.48% |
| UMB Financial Corporation (UMBF)vs › | $9.88B | 22.12% | 20.39% | 23.29% | 25.64% |
| Wintrust Financial Corporation (WTFC)vs › | $9.78B | 28.24% | 25.16% | 26.86% | 27.04% |
| FactSet Research Systems Inc. (FDS)vs › | $9.73B | 28.27% | 30.25% | 30.64% | 29.69% |
| Zions Bancorporation, National Association (ZIONP)vs › | $9.68B | 29.06% | 22.02% | 24.43% | 28.21% |
Operating Margin
28.7%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 32.27% |
| 2026-03-31 | 29.53% |
| 2025-12-31 | 30.21% |
| 2025-09-30 | 22.78% |
| 2025-06-30 | 16.26% |
| 2025-03-31 | 25.07% |
| 2024-12-31 | 24.56% |
| 2024-09-30 | 23.91% |
| 2024-06-30 | 20.84% |
| 2024-03-31 | 22.68% |
| 2023-12-31 | 24.45% |
| 2023-09-30 | 29.23% |
| 2023-06-30 | 32.31% |
| 2023-03-31 | 33.20% |
| 2022-12-31 | 42.07% |
| 2022-09-30 | 36.77% |
| 2022-06-30 | 31.56% |
| 2022-03-31 | -12.07% |
| 2021-12-31 | 32.74% |
| 2021-09-30 | 41.30% |
| 2021-06-30 | 36.21% |
| 2021-03-31 | 48.37% |
| 2020-12-31 | 33.83% |
| 2020-09-30 | 40.07% |
| 2020-06-30 | 27.88% |
| 2020-03-31 | 11.34% |
| 2019-12-31 | 27.26% |
| 2019-09-30 | 34.62% |
| 2019-06-30 | 32.18% |
| 2019-03-31 | 31.05% |
| 2018-12-31 | 23.32% |
| 2018-09-30 | 28.37% |
| 2018-06-30 | 24.03% |
| 2018-03-31 | 28.18% |
| 2017-12-31 | 12.29% |
| 2017-09-30 | 30.19% |
| 2017-06-30 | 29.82% |
| 2017-03-31 | 29.10% |
| 2016-12-31 | 26.37% |
| 2016-09-30 | 27.73% |
| 2016-06-30 | 44.05% |
| 2016-03-31 | 25.43% |
| 2015-12-31 | 28.41% |
| 2015-09-30 | 34.83% |
| 2015-06-30 | 22.70% |
| 2015-03-31 | 19.63% |
| 2014-12-31 | 25.96% |
| 2014-09-30 | 24.16% |
| 2014-06-30 | 19.12% |
| 2014-03-31 | 26.51% |
| 2013-12-31 | 26.67% |
| 2013-09-30 | 23.36% |
| 2013-06-30 | 32.12% |
| 2013-03-31 | 26.24% |
| 2012-12-31 | 24.49% |
| 2012-09-30 | 20.19% |
| 2012-06-30 | 27.95% |
| 2012-03-31 | 23.67% |
| 2011-12-31 | 23.00% |
| 2011-09-30 | 18.47% |
| 2011-06-30 | 19.05% |
| 2011-03-31 | 17.54% |
| 2010-12-31 | 5.11% |
| 2010-09-30 | 11.87% |
| 2010-06-30 | 10.34% |
| 2010-03-31 | 9.74% |
| 2009-12-31 | -16.61% |
| 2009-09-30 | -0.58% |
| 2009-06-30 | 5.37% |
| 2009-03-31 | 5.03% |
| 2008-12-31 | 3.13% |
| 2008-09-30 | 14.32% |
| 2008-06-30 | 17.27% |
| 2008-03-31 | 9.16% |
| 2007-12-31 | 18.80% |
| 2007-09-30 | 17.78% |
| 2007-06-30 | 15.73% |
| 2007-03-31 | 7.34% |
| 2006-12-31 | 13.23% |
| 2006-09-30 | 17.27% |
| 2006-06-30 | 15.95% |
| 2006-03-31 | 16.54% |
| 2005-12-31 | 10.27% |
| 2005-09-30 | 15.54% |
| 2005-06-30 | 20.66% |
| 2005-03-31 | 12.50% |
| 2004-12-31 | 14.78% |
| 2004-09-30 | 14.41% |
| 2004-06-30 | 5.61% |
| 2004-03-31 | 14.60% |
| 2003-12-31 | 0.45% |
| 2003-09-30 | 6.40% |
| 2003-06-30 | 19.07% |
| 2003-03-31 | 20.16% |
| 2002-12-31 | 19.60% |
| 2002-09-30 | 24.55% |
