Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 11.74% is in line with its 5-year average of 12.64%, around the middle of its 5-year range (6.11%–16.25%).
As of the fiscal period ended Tuesday, June 30, 2026. 23.43% above its 12-month average of 9.51%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 11.74%.
RETURN ON EQUITY (ROE)
11.74%
RETURN ON EQUITY (ROE) AVG TTM
9.51%
RETURN ON EQUITY (ROE) AVG 3Y
10.68%
RETURN ON EQUITY (ROE) AVG 5Y
12.64%
RETURN ON EQUITY (ROE) AVG 10Y
10.58%
RETURN ON EQUITY (ROE) AVG 15Y
9.81%
RETURN ON EQUITY (ROE) AVG 20Y
9.34%
CURRENT VS TTM AVG
+23.43%
CURRENT VS 3Y AVG
+9.95%
CURRENT VS 5Y AVG
-7.12%
CURRENT VS 10Y AVG
+10.94%
CURRENT VS 15Y AVG
+19.66%
CURRENT VS 20Y AVG
+25.62%
SECTOR MEDIAN · FINANCIAL SERVICES
8.76%
median of 677 covered companies
CURRENT VS SECTOR MEDIAN
+34.00%
vs the sector median at left
UMB Financial Corporation
Market Cap
$9.88B
Return on Equity (ROE)
11.74%
TTM Avg
9.51%
3Y Avg
10.68%
5Y Avg
12.64%
Market Cap
$9.78B
Return on Equity (ROE)
11.96%
TTM Avg
11.16%
3Y Avg
11.12%
5Y Avg
10.33%
Market Cap
$9.73B
Return on Equity (ROE)
15.25%
TTM Avg
12.66%
3Y Avg
13.95%
5Y Avg
12.96%
Market Cap
$9.67B
Return on Equity (ROE)
26.65%
TTM Avg
26.98%
3Y Avg
27.74%
5Y Avg
30.01%
Market Cap
$10.11B
Return on Equity (ROE)
15.06%
TTM Avg
12.13%
3Y Avg
15.43%
5Y Avg
14.30%
Market Cap
$9.59B
Return on Equity (ROE)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$10.20B
Return on Equity (ROE)
10.32%
TTM Avg
8.19%
3Y Avg
8.80%
5Y Avg
8.67%
Market Cap
$9.52B
Return on Equity (ROE)
10.32%
TTM Avg
8.19%
3Y Avg
8.80%
5Y Avg
8.67%
Market Cap
$10.31B
Return on Equity (ROE)
23.39%
TTM Avg
27.36%
3Y Avg
25.54%
5Y Avg
24.84%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| UMB Financial Corporation (UMBF) | $9.88B | 11.74% | 9.51% | 10.68% | 12.64% |
| Wintrust Financial Corporation (WTFC)vs › | $9.78B | 11.96% | 11.16% | 11.12% | 10.33% |
| Zions Bancorporation, National Association (ZIONP)vs › | $9.73B | 15.25% | 12.66% | 13.95% | 12.96% |
| FactSet Research Systems Inc. (FDS)vs › | $9.67B | 26.65% | 26.98% | 27.74% | 30.01% |
| Popular, Inc. (BPOP)vs › | $10.11B | 15.06% | 12.13% | 15.43% | 14.30% |
| Fidelity High Dividend ETF (FDVV)vs › | $9.59B | N/A | N/A | N/A | N/A |
| Old National Bancorp (ONBPO)vs › | $10.20B | 10.32% | 8.19% | 8.80% | 8.67% |
| Old National Bancorp (ONB)vs › | $9.52B | 10.32% | 8.19% | 8.80% | 8.67% |
| Erie Indemnity Company (ERIE)vs › | $10.31B | 23.39% | 27.36% | 25.54% | 24.84% |
| Old National Bancorp (ONBPP)vs › | $10.32B | 10.32% | 8.19% | 8.80% | 8.67% |
ROE
11.7%
ROA
1.3%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 11.74% |
| 2026-03-31 | 11.28% |
| 2025-12-31 | 9.13% |
| 2025-09-30 | 8.15% |
| 2025-06-30 | 7.25% |
| 2025-03-31 | 6.11% |
| 2024-12-31 | 12.73% |
| 2024-09-30 | 11.09% |
| 2024-06-30 | 11.75% |
| 2024-03-31 | 11.67% |
| 2023-12-31 | 11.29% |
| 2023-09-30 | 13.51% |
| 2023-06-30 | 13.09% |
| 2023-03-31 | 14.86% |
| 2022-12-31 | 16.19% |
| 2022-09-30 | 16.25% |
| 2022-06-30 | 15.76% |
| 2022-03-31 | 13.33% |
| 2021-12-31 | 11.22% |
| 2021-09-30 | 13.84% |
| 2021-06-30 | 13.25% |
| 2021-03-31 | 12.93% |
| 2020-12-31 | 9.50% |
| 2020-09-30 | 6.89% |
| 2020-06-30 | 6.70% |
| 2020-03-31 | 6.85% |
| 2019-12-31 | 9.35% |
| 2019-09-30 | 7.90% |
| 2019-06-30 | 7.99% |
| 2019-03-31 | 8.36% |
| 2018-12-31 | 8.77% |
| 2018-09-30 | 12.80% |
| 2018-06-30 | 12.37% |
| 2018-03-31 | 11.98% |
| 2017-12-31 | 11.33% |
| 2017-09-30 | 8.47% |
| 2017-06-30 | 8.30% |
| 2017-03-31 | 8.28% |
| 2016-12-31 | 8.09% |
| 2016-09-30 | 7.19% |
| 2016-06-30 | 6.29% |
| 2016-03-31 | 6.09% |
| 2015-12-31 | 6.13% |
| 2015-09-30 | 5.96% |
| 2015-06-30 | 6.81% |
| 2015-03-31 | 7.79% |
| 2014-12-31 | 7.34% |
| 2014-09-30 | 7.95% |
| 2014-06-30 | 7.94% |
| 2014-03-31 | 7.94% |
| 2013-12-31 | 8.90% |
| 2013-09-30 | 8.22% |
| 2013-06-30 | 9.14% |
| 2013-03-31 | 8.66% |
| 2012-12-31 | 9.59% |
| 2012-09-30 | 9.65% |
| 2012-06-30 | 9.97% |
| 2012-03-31 | 10.06% |
| 2011-12-31 | 8.94% |
| 2011-09-30 | 8.74% |
| 2011-06-30 | 8.74% |
| 2011-03-31 | 8.87% |
| 2010-12-31 | 8.58% |
| 2010-09-30 | 8.79% |
| 2010-06-30 | 9.08% |
| 2010-03-31 | 9.04% |
| 2009-12-31 | 8.81% |
| 2009-09-30 | 8.47% |
| 2009-06-30 | 8.43% |
| 2009-03-31 | 8.97% |
| 2008-12-31 | 10.06% |
| 2008-09-30 | 9.97% |
| 2008-06-30 | 10.13% |
| 2008-03-31 | 9.66% |
| 2007-12-31 | 8.33% |
| 2007-09-30 | 8.45% |
| 2007-06-30 | 8.03% |
| 2007-03-31 | 7.43% |
| 2006-12-31 | 7.04% |
| 2006-09-30 | 6.89% |
| 2006-06-30 | 7.20% |
| 2006-03-31 | 7.00% |
| 2005-12-31 | 6.76% |
| 2005-09-30 | 6.38% |
| 2005-06-30 | 5.91% |
| 2005-03-31 | 5.36% |
| 2004-12-31 | 5.23% |
| 2004-09-30 | 5.96% |
| 2004-06-30 | 6.21% |
| 2004-03-31 | 6.69% |
| 2003-12-31 | 7.25% |
| 2003-09-30 | 6.60% |
| 2003-06-30 | 6.40% |
