Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.30% is 43% above its 5-year average of 0.91%, near the high end of its 5-year range (0.80%–1.30%).
41.30% above its 12-month average of 0.92%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.38%.
RETURN ON ASSETS (ROA)
1.30%
RETURN ON ASSETS (ROA) AVG TTM
0.92%
RETURN ON ASSETS (ROA) AVG 3Y
0.94%
RETURN ON ASSETS (ROA) AVG 5Y
0.91%
RETURN ON ASSETS (ROA) AVG 10Y
0.88%
RETURN ON ASSETS (ROA) AVG 15Y
0.82%
RETURN ON ASSETS (ROA) AVG 20Y
0.79%
CURRENT VS TTM AVG
+41.30%
CURRENT VS 3Y AVG
+38.30%
CURRENT VS 5Y AVG
+43.12%
CURRENT VS 10Y AVG
+47.12%
CURRENT VS 15Y AVG
+58.24%
CURRENT VS 20Y AVG
+63.68%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 710 covered companies
CURRENT VS SECTOR MEDIAN
+5.26%
vs the sector median at left
UMB Financial Corporation
Market Cap
$9.87B
Return on Assets (ROA)
1.30%
TTM Avg
0.92%
3Y Avg
0.94%
5Y Avg
0.91%
Market Cap
$9.79B
Return on Assets (ROA)
1.21%
TTM Avg
1.11%
3Y Avg
1.08%
5Y Avg
0.98%
Market Cap
$9.73B
Return on Assets (ROA)
1.32%
TTM Avg
0.95%
3Y Avg
0.92%
5Y Avg
0.92%
Market Cap
$9.67B
Return on Assets (ROA)
12.88%
TTM Avg
13.38%
3Y Avg
12.95%
5Y Avg
13.28%
Market Cap
$10.11B
Return on Assets (ROA)
1.23%
TTM Avg
0.98%
3Y Avg
1.09%
5Y Avg
1.06%
Market Cap
$9.59B
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$10.16B
Return on Assets (ROA)
1.19%
TTM Avg
0.97%
3Y Avg
1.01%
5Y Avg
1.03%
Market Cap
$10.20B
Return on Assets (ROA)
-6.01%
TTM Avg
6.82%
3Y Avg
-0.14%
5Y Avg
-8.29%
Market Cap
$9.52B
Return on Assets (ROA)
1.19%
TTM Avg
0.97%
3Y Avg
1.01%
5Y Avg
1.03%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| UMB Financial Corporation (UMBF) | $9.87B | 1.30% | 0.92% | 0.94% | 0.91% |
| Wintrust Financial Corporation (WTFC)vs › | $9.79B | 1.21% | 1.11% | 1.08% | 0.98% |
| Zions Bancorporation, National Association (ZIONP)vs › | $9.73B | 1.32% | 0.95% | 0.92% | 0.92% |
| FactSet Research Systems Inc. (FDS)vs › | $9.67B | 12.88% | 13.38% | 12.95% | 13.28% |
| Popular, Inc. (BPOP)vs › | $10.11B | 1.23% | 0.98% | 1.09% | 1.06% |
| Fidelity High Dividend ETF (FDVV)vs › | $9.59B | N/A | N/A | N/A | N/A |
| Old National Bancorp (ONBPO)vs › | $10.16B | 1.19% | 0.97% | 1.01% | 1.03% |
| Hut 8 Corp. (HUT)vs › | $10.20B | -6.01% | 6.82% | -0.14% | -8.29% |
| Old National Bancorp (ONB)vs › | $9.52B | 1.19% | 0.97% | 1.01% | 1.03% |
| Old National Bancorp (ONBPP)vs › | $10.23B | 1.19% | 0.97% | 1.01% | 1.03% |
ROA
1.3%
ROE
11.7%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.96% |
| 2024-12-31 | 0.88% |
| 2023-12-31 | 0.80% |
| 2022-12-31 | 1.12% |
| 2021-12-31 | 0.83% |
| 2020-12-31 | 0.86% |
| 2019-12-31 | 0.92% |
| 2018-12-31 | 0.84% |
| 2017-12-31 | 1.13% |
| 2016-12-31 | 0.77% |
| 2015-12-31 | 0.61% |
| 2014-12-31 | 0.69% |
| 2013-12-31 | 0.79% |
| 2012-12-31 | 0.82% |
| 2011-12-31 | 0.79% |
| 2010-12-31 | 0.73% |
| 2009-12-31 | 0.77% |
| 2008-12-31 | 0.89% |
| 2007-12-31 | 0.79% |
| 2006-12-31 | 0.67% |
| 2005-12-31 | 0.68% |
| 2004-12-31 | 0.55% |
| 2003-12-31 | 0.76% |
| 2002-12-31 | 0.71% |
| 2001-12-31 | 0.75% |
| 2000-12-31 | 0.83% |
| 1999-12-31 | 0.79% |
| 1998-12-31 | 0.71% |
| 1997-12-31 | 0.87% |
| 1996-12-31 | 0.88% |
