Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 26.11% is in line with its 4-year average of 28.48%, around the middle of its 4-year range (15.32%–41.24%).
13.26% below its 12-month average of 30.10%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): 41.24%.
EBITDA MARGIN
26.11%
EBITDA MARGIN AVG TTM
30.10%
EBITDA MARGIN AVG 3Y
23.54%
EBITDA MARGIN AVG 5Y
28.48%
EBITDA MARGIN AVG 10Y
32.55%
EBITDA MARGIN AVG 15Y
32.15%
EBITDA MARGIN AVG 20Y
30.06%
CURRENT VS TTM AVG
-13.26%
CURRENT VS 3Y AVG
+10.90%
CURRENT VS 5Y AVG
-8.32%
CURRENT VS 10Y AVG
-19.79%
CURRENT VS 15Y AVG
-18.78%
CURRENT VS 20Y AVG
-13.14%
Zions Bancorporation, National Association
Market Cap
$9.73B
EBITDA Margin
26.11%
TTM Avg
30.10%
3Y Avg
23.54%
5Y Avg
28.48%
Market Cap
$9.78B
EBITDA Margin
28.54%
TTM Avg
27.47%
3Y Avg
29.58%
5Y Avg
30.62%
Market Cap
$9.67B
EBITDA Margin
28.27%
TTM Avg
34.31%
3Y Avg
36.09%
5Y Avg
35.62%
Market Cap
$9.88B
EBITDA Margin
23.86%
TTM Avg
23.20%
3Y Avg
26.20%
5Y Avg
29.14%
Market Cap
$9.52B
EBITDA Margin
26.36%
TTM Avg
25.80%
3Y Avg
29.09%
5Y Avg
32.29%
Market Cap
$10.20B
EBITDA Margin
26.36%
TTM Avg
25.80%
3Y Avg
29.09%
5Y Avg
32.29%
Market Cap
$9.24B
EBITDA Margin
27.13%
TTM Avg
28.16%
3Y Avg
28.09%
5Y Avg
23.67%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Zions Bancorporation, National Association (ZIONP) | $9.73B | 26.11% | 30.10% | 23.54% | 28.48% |
| Wintrust Financial Corporation (WTFC)vs › | $9.78B | 28.54% | 27.47% | 29.58% | 30.62% |
| FactSet Research Systems Inc. (FDS)vs › | $9.67B | 28.27% | 34.31% | 36.09% | 35.62% |
| Fidelity High Dividend ETF (FDVV)vs › | $9.59B | N/A | N/A | N/A | N/A |
| UMB Financial Corporation (UMBF)vs › | $9.88B | 23.86% | 23.20% | 26.20% | 29.14% |
| Old National Bancorp (ONB)vs › | $9.52B | 26.36% | 25.80% | 29.09% | 32.29% |
| Popular, Inc. (BPOP)vs › | $10.11B | 23.98% | 22.21% | 26.01% | 30.16% |
| Old National Bancorp (ONBPO)vs › | $10.20B | 26.36% | 25.80% | 29.09% | 32.29% |
| FirstCash Holdings, Inc (FCFS)vs › | $9.24B | 27.13% | 28.16% | 28.09% | 23.67% |
| Zions Bancorporation, National Association (ZION)vs › | $9.17B | 26.11% | 24.43% | 27.22% | 26.93% |
EBITDA Margin
26.1%
Operating Margin
29.1%
Net Margin
22.7%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 41.24% |
| 2026-03-31 | 27.39% |
| 2025-12-31 | 29.42% |
| 2025-09-30 | 24.98% |
| 2025-06-30 | 27.48% |
| 2025-03-31 | 22.27% |
| 2024-12-31 | 23.82% |
| 2024-09-30 | 24.22% |
| 2024-06-30 | 23.57% |
| 2024-03-31 | 19.42% |
| 2023-12-31 | 15.32% |
| 2023-09-30 | 22.18% |
| 2023-06-30 | 22.47% |
| 2023-03-31 | 29.44% |
| 2022-12-31 | 39.47% |
| 2022-09-30 | 35.78% |
| 2022-06-30 | 36.67% |
| 2022-03-31 | 39.31% |
| 2021-12-31 | 36.64% |
| 2020-12-31 | 50.20% |
| 2020-09-30 | 30.76% |
| 2020-06-30 | 14.04% |
| 2020-03-31 | 8.07% |
| 2019-12-31 | 35.04% |
| 2019-09-30 | 41.07% |
| 2019-06-30 | 37.38% |
| 2019-03-31 | 39.41% |
| 2018-12-31 | 42.96% |
| 2018-09-30 | 44.46% |
| 2018-06-30 | 40.59% |
| 2018-03-31 | 48.28% |
| 2017-12-31 | 43.87% |
| 2017-09-30 | 41.67% |
| 2017-06-30 | 42.75% |
| 2017-03-31 | 34.16% |
| 2016-09-30 | 35.53% |
| 2016-06-30 | 33.12% |
| 2016-03-31 | 26.52% |
| 2015-12-31 | 31.62% |
| 2015-09-30 | 31.27% |
| 2015-06-30 | 12.11% |
| 2015-03-31 | 31.35% |
| 2014-12-31 | 26.52% |
| 2014-09-30 | 31.73% |
| 2014-06-30 | 37.53% |
| 2014-03-31 | 31.32% |
| 2013-09-30 | 36.15% |
| 2013-06-30 | 23.94% |
| 2013-03-31 | 34.54% |
| 2012-12-31 | 23.48% |
| 2012-09-30 | 34.39% |
| 2012-06-30 | 31.92% |
| 2012-03-31 | 31.46% |
| 2011-12-31 | 29.00% |
| 2011-09-30 | 32.43% |
| 2011-06-30 | 34.48% |
| 2011-03-31 | 26.32% |
| 2010-12-31 | 10.67% |
| 2010-09-30 | -1.86% |
| 2010-06-30 | -5.69% |
| 2010-03-31 | -6.40% |
| 2009-12-31 | -66.42% |
| 2009-09-30 | -17.76% |
| 2009-06-30 | -3.01% |
| 2009-03-31 | -165.62% |
| 2008-12-31 | -89.62% |
| 2008-09-30 | 10.50% |
| 2008-06-30 | 14.73% |
| 2008-03-31 | 19.71% |
| 2007-12-31 | 9.11% |
| 2007-09-30 | 24.79% |
| 2007-06-30 | 29.84% |
| 2007-03-31 | 29.73% |
| 2006-12-31 | 30.21% |
| 2006-09-30 | 31.12% |
| 2006-06-30 | 31.12% |
| 2006-03-31 | 31.89% |
| 2005-12-31 | 34.01% |
| 2005-09-30 | 36.37% |
| 2005-06-30 | 37.19% |
| 2005-03-31 | 36.61% |
| 2004-12-31 | 33.47% |
| 2004-09-30 | 39.66% |
| 2004-06-30 | 37.97% |
| 2004-03-31 | 39.07% |
| 2003-12-31 | 37.97% |
| 2003-09-30 | 29.00% |
| 2003-06-30 | 36.49% |
| 2003-03-31 | 34.74% |
| 2002-12-31 | 31.12% |
| 2002-09-30 | 27.17% |
