Which has the lower trailing P/E, FCFS or ZIONP?

ZIONP has the lower trailing P/E: FCFS trades at 24.31 and ZIONP at 2.22. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, FCFS or ZIONP?

Over the past five years, FCFS grew revenue faster — FCFS at a 21.61% CAGR versus ZIONP at 11.63%.

Does FCFS or ZIONP pay a bigger dividend?

FCFS yields 0.79% and ZIONP yields 6.66% based on trailing dividends and the latest price.

Is FCFS or ZIONP more profitable?

ZIONP runs the higher net margin — FCFS at 9.42% versus ZIONP at 22.67%.

How have FCFS and ZIONP total returns compared?

Over the past 10 years, FCFS delivered 17.56% and ZIONP delivered 1.63% annualized total return. Past performance doesn't predict future results.

FirstCash Holdings, Inc (FCFS) vs Zions Bancorporation, National Association (ZIONP)

A side-by-side comparison of FirstCash Holdings, Inc and Zions Bancorporation, National Association across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

FCFS

FirstCash Holdings, Inc

$9.24B

$212.93Financial ServicesDelayed quote: Oct 6, 2026, 3:05 PM EDT

ZIONP

Zions Bancorporation, National Association

$9.69B

$17.48Financial ServicesDelayed quote: Oct 6, 2026, 2:56 PM EDT

Total return — FCFS vs ZIONP

growth of $100 · dividends reinvested · last 10y

FCFS +402.8% (+17.5%/yr)ZIONP +17.5% (+1.6%/yr)FCFS compounded faster over this window

FCFS ZIONP

FCFS vs ZIONP: by the numbers

•ZIONP is the larger company ($9.69B vs $9.24B market cap).
•ZIONP trades at the lower trailing earnings multiple (2.22 vs 24.31 P/E), one valuation lens rather than an overall verdict.
•ZIONP converts more revenue to profit (22.67% vs 9.42% net margin).
•FCFS grew revenue faster over the past five years (21.61% vs 11.63% CAGR).
•ZIONP pays the higher dividend yield (6.66% vs 0.79%).

Metrics side by side

Valuation

Metric	FCFS	ZIONP
P/E ratio	24.31	2.22
Forward P/E	18.84	2.18
PEG ratio	1.02	0.15
P/S ratio	2.24	1.88
P/B ratio	3.98	1.27
EV / EBITDA	10.05	N/A
FCF yield	6.46%	N/A

Profitability

Metric	FCFS	ZIONP
Gross margin	48.92%	N/A
Operating margin	16.11%	29.06%
Net margin	9.42%	22.67%
ROE	16.72%	15.25%
ROIC	9.42%	N/A

Zions Bancorporation, National Association: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	FCFS	ZIONP
Dividend yield	0.79%	6.66%
Payout ratio	19.18%	14.69%

Growth (annualized)

Metric	FCFS	ZIONP
Revenue CAGR (5Y)	21.61%	11.63%
EPS CAGR (5Y)	23.63%	14.72%
FCF CAGR (5Y)	30.99%	N/A
Total return CAGR (5Y)	21.13%	-0.99%

Frequently asked

Which has the lower trailing P/E, FCFS or ZIONP?: ZIONP has the lower trailing P/E: FCFS trades at 24.31 and ZIONP at 2.22. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FCFS or ZIONP?: Over the past five years, FCFS grew revenue faster — FCFS at a 21.61% CAGR versus ZIONP at 11.63%.
Does FCFS or ZIONP pay a bigger dividend?: FCFS yields 0.79% and ZIONP yields 6.66% based on trailing dividends and the latest price.
Is FCFS or ZIONP more profitable?: ZIONP runs the higher net margin — FCFS at 9.42% versus ZIONP at 22.67%.
How have FCFS and ZIONP total returns compared?: Over the past 10 years, FCFS delivered 17.56% and ZIONP delivered 1.63% annualized total return. Past performance doesn't predict future results.

Go deeper

Full FCFS analysis Full ZIONP analysis Interactive comparison tool

Dig into the metrics

FirstCash P/E ratio Zions Bancorporation, National Association P/E ratio FirstCash dividend yield Zions Bancorporation, National Association dividend yield FirstCash ROE Zions Bancorporation, National Association ROE FirstCash operating margin Zions Bancorporation, National Association operating margin FirstCash revenue growth Zions Bancorporation, National Association revenue growth FirstCash free cash flow

FirstCash & Zions Bancorporation, National Association appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest FCF Yield Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.