Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 4.71 is 19% below its 5-year average of 5.81, near the low end of its 5-year range (3.08–12.60).
As of 2026-10-06T19:08:40.134Z. 17.26% below its 12-month average of 5.69.
Calculation as of: 2026-10-06T19:08:40.134Z.
Quote observation: 2026-10-06T18:59:59.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 86637957eadfbf4c5d43ef5a6e08157e1668eb5af1acb5db71b6bcb303df0fa8
PE Ratio (4.71) = Close Price ($15.39) / Diluted TTM EPS ($3.27)
PE RATIO
4.71
PE RATIO AVG TTM
5.69
PE RATIO AVG 3Y
5.87
PE RATIO AVG 5Y
5.81
PE RATIO AVG 10Y
N/A
PE RATIO AVG 15Y
N/A
PE RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-17.26%
CURRENT VS 3Y AVG
-19.76%
CURRENT VS 5Y AVG
-18.98%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
13.82
median of 554 covered companies
CURRENT VS SECTOR MEDIAN
-65.93%
vs the sector median at left
Market Cap
$2.58B
PE Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$2.50B
PE Ratio
12.70
TTM Avg
10.99
3Y Avg
10.68
5Y Avg
10.51
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| WaFd, Inc. (WAFDP) | $2.57B | 4.71 | 5.69 | 5.87 | 5.81 |
| The Baldwin Insurance Group, Inc. (BWIN)vs › | $2.58B | N/A | N/A | N/A | N/A |
| Merchants Bancorp (MBINM)vs › | $2.54B | 5.11 | 5.92 | 4.95 | 5.11 |
| NBT Bancorp Inc. (NBTB)vs › | $2.62B | 12.36 | 13.65 | 14.45 | 13.02 |
| First Merchants Corporation (FRME)vs › | $2.50B | 12.70 | 10.99 | 10.68 | 10.51 |
| First Bancorp (FBNC)vs › | $2.49B | 18.67 | 21.44 | 18.05 | 15.29 |
| First Busey Corporation (BUSE)vs › | $2.48B | 10.60 | 14.34 | 13.77 | 12.55 |
| Trustmark Corporation (TRMK)vs › | $2.65B | 11.47 | 11.54 | 11.50 | 13.03 |
| Columbia Financial, Inc. (CLBK)vs › | $2.48B | 42.58 | 84.23 | 90.55 | 61.41 |
| Oxford Lane Capital Corp. (OXLCM)vs › | $2.44B | N/A | N/A | N/A | N/A |
At 4.7, P/E is below its 6-year median — higher than 20% of readings in its 6-year history.
6-year low
3.1
median
6.3
6-year high
13.8
Trailing P/E
4.7
Forward P/E
4.4
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$15.39
Forward EPS (Est.)
$3.52
Forward P/E
4.38
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 4.74 |
| 2026-10-02 | 4.80 |
| 2026-10-01 | 4.83 |
| 2026-09-30 | 4.89 |
| 2026-09-29 | 4.88 |
| 2026-09-28 | 4.88 |
| 2026-09-25 | 4.92 |
| 2026-09-24 | 4.97 |
| 2026-09-23 | 4.98 |
| 2026-09-22 | 4.99 |
| 2026-09-21 | 5.01 |
| 2026-09-18 | 5.05 |
| 2026-09-17 | 4.98 |
| 2026-09-16 | 5.04 |
| 2026-09-15 | 5.03 |
| 2026-09-14 | 5.00 |
| 2026-09-11 | 5.02 |
| 2026-09-10 | 5.02 |
| 2026-09-09 | 5.03 |
| 2026-09-08 | 5.07 |
| 2026-09-04 | 5.06 |
| 2026-09-03 | 5.07 |
| 2026-09-02 | 5.05 |
| 2026-09-01 | 5.06 |
| 2026-08-31 | 5.11 |
| 2026-08-28 | 5.05 |
| 2026-08-27 | 5.05 |
| 2026-08-26 | 5.07 |
| 2026-08-25 | 5.04 |
| 2026-08-24 | 5.05 |
| 2026-08-21 | 5.07 |
| 2026-08-20 | 5.07 |
| 2026-08-19 | 5.05 |
| 2026-08-18 | 5.02 |
| 2026-08-17 | 5.03 |
| 2026-08-14 | 5.07 |
| 2026-08-13 | 5.05 |
| 2026-08-12 | 5.02 |
| 2026-08-11 | 5.00 |
| 2026-08-10 | 5.04 |
| 2026-08-07 | 5.02 |
| 2026-08-06 | 5.02 |
| 2026-08-05 | 5.04 |
| 2026-08-04 | 5.33 |
| 2026-08-03 | 5.33 |
| 2026-07-31 | 5.24 |
| 2026-07-30 | 5.30 |
| 2026-07-29 | 5.29 |
| 2026-07-28 | 5.30 |
| 2026-07-27 | 5.31 |
| 2026-07-24 | 5.29 |
| 2026-07-23 | 5.29 |
| 2026-07-22 | 5.30 |
| 2026-07-21 | 5.30 |
| 2026-07-20 | 5.30 |
| 2026-07-17 | 5.33 |
| 2026-07-16 | 5.26 |
| 2026-07-15 | 5.28 |
| 2026-07-14 | 5.26 |
| 2026-07-13 | 5.23 |
| 2026-07-10 | 5.24 |
| 2026-07-09 | 5.25 |
| 2026-07-08 | 5.24 |
| 2026-07-07 | 5.24 |
| 2026-07-06 | 5.23 |
| 2026-07-02 | 5.26 |
| 2026-07-01 | 5.24 |
| 2026-06-30 | 5.18 |
| 2026-06-29 | 5.38 |
| 2026-06-26 | 5.36 |
| 2026-06-25 | 5.35 |
| 2026-06-24 | 5.34 |
| 2026-06-23 | 5.31 |
| 2026-06-22 | 5.33 |
| 2026-06-18 | 5.33 |
| 2026-06-17 | 5.31 |
| 2026-06-16 | 5.28 |
| 2026-06-15 | 5.23 |
| 2026-06-12 | 5.23 |
| 2026-06-11 | 5.22 |
| 2026-06-10 | 5.23 |
| 2026-06-09 | 5.26 |
| 2026-06-08 | 5.23 |
| 2026-06-05 | 5.21 |
| 2026-06-04 | 5.23 |
| 2026-06-03 | 5.14 |
| 2026-06-02 | 5.21 |
| 2026-06-01 | 5.21 |
| 2026-05-29 | 5.21 |
| 2026-05-28 | 5.29 |
| 2026-05-27 | 5.28 |
| 2026-05-26 | 5.24 |
| 2026-05-22 | 5.26 |
| 2026-05-21 | 5.25 |
| 2026-05-20 | 5.26 |
| 2026-05-19 | 5.21 |
| 2026-05-18 | 5.26 |
| 2026-05-15 | 5.30 |
| 2026-05-14 | 5.34 |
| 2026-05-13 | 5.33 |
| 2026-05-12 | 5.35 |
| 2026-05-11 | 5.39 |
| 2026-05-08 | 5.36 |
| 2026-05-07 | 5.36 |
| 2026-05-06 | 5.37 |
| 2026-05-05 | 5.72 |
| 2026-05-04 | 5.72 |
| 2026-05-01 | 5.71 |
| 2026-04-30 | 5.69 |
| 2026-04-29 | 5.68 |
| 2026-04-28 | 5.66 |
| 2026-04-27 | 5.71 |
| 2026-04-24 | 5.72 |
| 2026-04-23 | 5.75 |
| 2026-04-22 | 5.72 |
| 2026-04-21 | 5.76 |
| 2026-04-20 | 5.75 |
| 2026-04-17 | 5.77 |
| 2026-04-16 | 5.73 |
| 2026-04-15 | 5.76 |
| 2026-04-14 | 5.69 |
| 2026-04-13 | 5.69 |
| 2026-04-10 | 5.69 |
| 2026-04-09 | 5.69 |
| 2026-04-08 | 5.67 |
| 2026-04-07 | 5.66 |
| 2026-04-06 | 5.61 |
| 2026-04-02 | 5.61 |
| 2026-04-01 | 5.58 |
| 2026-03-31 | 5.58 |
| 2026-03-30 | 5.78 |
| 2026-03-27 | 5.74 |
| 2026-03-26 | 5.69 |
| 2026-03-25 | 5.75 |
| 2026-03-24 | 5.66 |
| 2026-03-23 | 5.70 |
| 2026-03-20 | 5.62 |
| 2026-03-19 | 5.66 |
| 2026-03-18 | 5.62 |
| 2026-03-17 | 5.64 |
| 2026-03-16 | 5.65 |
| 2026-03-13 | 5.64 |
| 2026-03-12 | 5.64 |
| 2026-03-11 | 5.65 |
| 2026-03-10 | 5.72 |
| 2026-03-09 | 5.68 |
| 2026-03-06 | 5.69 |
| 2026-03-05 | 5.71 |
| 2026-03-04 | 5.74 |
| 2026-03-03 | 5.69 |
| 2026-03-02 | 5.72 |
| 2026-02-27 | 5.67 |
| 2026-02-26 | 5.87 |
| 2026-02-25 | 5.83 |
| 2026-02-24 | 5.83 |
| 2026-02-23 | 5.85 |
| 2026-02-20 | 5.91 |
| 2026-02-19 | 5.93 |
| 2026-02-18 | 5.94 |
| 2026-02-17 | 5.87 |
| 2026-02-13 | 5.88 |
| 2026-02-12 | 5.78 |
| 2026-02-11 | 5.79 |
| 2026-02-10 | 5.81 |
| 2026-02-09 | 5.76 |
| 2026-02-06 | 5.75 |
| 2026-02-05 | 5.73 |
| 2026-02-04 | 6.26 |
| 2026-02-03 | 6.28 |
| 2026-02-02 | 6.28 |
| 2026-01-30 | 6.28 |
| 2026-01-29 | 6.28 |
| 2026-01-28 | 6.26 |
| 2026-01-27 | 6.27 |
| 2026-01-26 | 6.27 |
| 2026-01-23 | 6.30 |
| 2026-01-22 | 6.30 |
| 2026-01-21 | 6.29 |
| 2026-01-20 | 6.31 |
| 2026-01-16 | 6.33 |
| 2026-01-15 | 6.32 |
| 2026-01-14 | 6.30 |
| 2026-01-13 | 6.28 |
| 2026-01-12 | 6.30 |
| 2026-01-09 | 6.28 |
| 2026-01-08 | 6.22 |
| 2026-01-07 | 6.21 |
| 2026-01-06 | 6.24 |
| 2026-01-05 | 6.26 |
| 2026-01-02 | 6.32 |
| 2025-12-31 | 6.35 |
| 2025-12-30 | 6.54 |
| 2025-12-29 | 6.54 |
| 2025-12-26 | 6.53 |
| 2025-12-24 | 6.48 |
| 2025-12-23 | 6.44 |
| 2025-12-22 | 6.45 |
| 2025-12-19 | 6.44 |
| 2025-12-18 | 6.42 |
| 2025-12-17 | 6.42 |
| 2025-12-16 | 6.43 |
| 2025-12-15 | 6.41 |
| 2025-12-12 | 6.40 |
| 2025-12-11 | 6.44 |
| 2025-12-10 | 6.46 |
| 2025-12-09 | 6.43 |
| 2025-12-08 | 6.40 |
| 2025-12-05 | 6.41 |
| 2025-12-04 | 6.39 |
| 2025-12-03 | 6.40 |
| 2025-12-02 | 6.39 |
| 2025-12-01 | 6.34 |
| 2025-11-28 | 6.34 |
| 2025-11-26 | 6.35 |
| 2025-11-25 | 6.27 |
| 2025-11-24 | 6.29 |
| 2025-11-21 | 6.26 |
| 2025-11-20 | 6.25 |
| 2025-11-19 | 6.25 |
| 2025-11-18 | 6.30 |
| 2025-11-17 | 6.29 |
| 2025-11-14 | 6.29 |
| 2025-11-13 | 6.29 |
| 2025-11-12 | 6.32 |
| 2025-11-11 | 6.33 |
| 2025-11-10 | 6.32 |
| 2025-11-07 | 6.31 |
| 2025-11-06 | 6.34 |
| 2025-11-05 | 6.28 |
| 2025-11-04 | 6.26 |
| 2025-11-03 | 6.27 |
| 2025-10-31 | 6.29 |
| 2025-10-30 | 6.29 |
| 2025-10-29 | 6.33 |
| 2025-10-28 | 6.28 |
| 2025-10-27 | 6.29 |
| 2025-10-24 | 6.31 |
| 2025-10-23 | 6.32 |
| 2025-10-22 | 6.29 |
| 2025-10-21 | 6.30 |
| 2025-10-20 | 6.30 |
| 2025-10-17 | 6.27 |
| 2025-10-16 | 6.31 |
| 2025-10-15 | 6.33 |
| 2025-10-14 | 6.34 |
| 2025-10-13 | 6.28 |
| 2025-10-10 | 6.23 |
| 2025-10-09 | 6.27 |
| 2025-10-08 | 6.27 |
| 2025-10-07 | 6.29 |
| 2025-10-06 | 6.29 |
| 2025-10-03 | 6.29 |
| 2025-10-02 | 6.28 |
| 2025-10-01 | 6.29 |
| 2025-09-30 | 6.19 |
| 2025-09-29 | 6.37 |
| 2025-09-26 | 6.38 |
| 2025-09-25 | 6.37 |
| 2025-09-24 | 6.39 |
| 2025-09-23 | 6.39 |
Showing the most recent 260 of 1,425 data points. The chart above shows the full history.