Which has the lower trailing P/E, FBNC or WAFDP?

WAFDP has the lower trailing P/E: FBNC trades at 18.55 and WAFDP at 4.71. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, FBNC or WAFDP?

Over the past five years, WAFDP grew revenue faster — FBNC at a 5.97% CAGR versus WAFDP at 16.67%.

Does FBNC or WAFDP pay a bigger dividend?

FBNC yields 1.54% and WAFDP yields 7.92% based on trailing dividends and the latest price.

Is FBNC or WAFDP more profitable?

FBNC runs the higher net margin — FBNC at 31.13% versus WAFDP at 18.47%.

How have FBNC and WAFDP total returns compared?

Over the past 5 years, FBNC delivered 9.41% and WAFDP delivered -3.07% annualized total return. Past performance doesn't predict future results.

First Bancorp (FBNC) vs WaFd, Inc. (WAFDP)

A side-by-side comparison of First Bancorp and WaFd, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

FBNC

First Bancorp

$2.47B

$59.74Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

WAFDP

WaFd, Inc.

$2.57B

$15.39Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — FBNC vs WAFDP

growth of $100 · dividends reinvested · last 6y

FBNC +105.6% (+12.8%/yr)WAFDP -9.4% (-1.6%/yr)FBNC compounded faster over this window

FBNC WAFDP

FBNC vs WAFDP: by the numbers

•WAFDP is the larger company ($2.57B vs $2.47B market cap).
•WAFDP trades at the lower trailing earnings multiple (4.71 vs 18.55 P/E), one valuation lens rather than an overall verdict.
•FBNC converts more revenue to profit (31.13% vs 18.47% net margin).
•WAFDP grew revenue faster over the past five years (16.67% vs 5.97% CAGR).
•WAFDP pays the higher dividend yield (7.92% vs 1.54%).

Metrics side by side

Valuation

Metric	FBNC	WAFDP
P/E ratio	18.55	4.71
Forward P/E	13.14	4.38
PEG ratio	N/A	1.53
P/S ratio	5.78	1.85
P/B ratio	1.44	0.94

Profitability

Metric	FBNC	WAFDP
Operating margin	26.56%	23.63%
Net margin	31.13%	18.47%
ROE	7.76%	8.49%

First Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

WaFd, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	FBNC	WAFDP
Dividend yield	1.54%	7.92%
Payout ratio	29.50%	37.27%

Growth (annualized)

Metric	FBNC	WAFDP
Revenue CAGR (5Y)	5.97%	16.67%
EPS CAGR (5Y)	-1.22%	3.16%
Total return CAGR (5Y)	9.41%	-3.07%

Frequently asked

Which has the lower trailing P/E, FBNC or WAFDP?: WAFDP has the lower trailing P/E: FBNC trades at 18.55 and WAFDP at 4.71. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FBNC or WAFDP?: Over the past five years, WAFDP grew revenue faster — FBNC at a 5.97% CAGR versus WAFDP at 16.67%.
Does FBNC or WAFDP pay a bigger dividend?: FBNC yields 1.54% and WAFDP yields 7.92% based on trailing dividends and the latest price.
Is FBNC or WAFDP more profitable?: FBNC runs the higher net margin — FBNC at 31.13% versus WAFDP at 18.47%.
How have FBNC and WAFDP total returns compared?: Over the past 5 years, FBNC delivered 9.41% and WAFDP delivered -3.07% annualized total return. Past performance doesn't predict future results.

Go deeper

Full FBNC analysis Full WAFDP analysis Interactive comparison tool

Dig into the metrics

First Bancorp P/E ratio WaFd P/E ratio First Bancorp dividend yield WaFd dividend yield First Bancorp ROE WaFd ROE First Bancorp operating margin WaFd operating margin First Bancorp revenue growth WaFd revenue growth

First Bancorp & WaFd appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest 10-Year Total Return Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.