Oxford Lane Capital Corp. (OXLCM) vs WaFd, Inc. (WAFDP)

A side-by-side comparison of Oxford Lane Capital Corp. and WaFd, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — OXLCM vs WAFDP

growth of $100 · dividends reinvested · last 6y
OXLCM +33.2% (+4.9%/yr)WAFDP -9.4% (-1.6%/yr)OXLCM compounded faster over this window
6080100120Start $10020222023202420252026$133$91
OXLCM WAFDP

OXLCM vs WAFDP: by the numbers

  • •WAFDP is the larger company ($2.57B vs $2.44B market cap).
  • •WAFDP is profitable (18.47% net margin) while OXLCM runs a net loss (-149.35%).
  • •OXLCM grew revenue faster over the past five years (25.20% vs 16.67% CAGR).
  • •WAFDP pays the higher dividend yield (7.92% vs 4.40%).

Metrics side by side

Valuation

MetricOXLCMWAFDP
P/E ratioN/A4.71
Forward P/E6.414.38
PEG ratioN/A1.53
P/S ratioN/A1.85
P/B ratio2.370.94

Profitability

MetricOXLCMWAFDP
Gross margin68.25%N/A
Operating margin-135.44%23.63%
Net margin-149.35%18.47%
ROE-56.75%8.49%

WaFd, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricOXLCMWAFDP
Dividend yield4.40%7.92%
Payout ratioN/A37.27%

Growth (annualized)

MetricOXLCMWAFDP
Revenue CAGR (5Y)25.20%16.67%
EPS CAGR (5Y)N/A3.16%
Total return CAGR (5Y)4.42%-3.07%

Frequently asked

Which has grown faster, OXLCM or WAFDP?
Over the past five years, OXLCM grew revenue faster — OXLCM at a 25.20% CAGR versus WAFDP at 16.67%.
Does OXLCM or WAFDP pay a bigger dividend?
OXLCM yields 4.40% and WAFDP yields 7.92% based on trailing dividends and the latest price.
Is OXLCM or WAFDP more profitable?
WAFDP runs the higher net margin — OXLCM at -149.35% versus WAFDP at 18.47%.
How have OXLCM and WAFDP total returns compared?
Over the past 5 years, OXLCM delivered 4.42% and WAFDP delivered -3.07% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.