UnitedHealth Group Incorporated(UNH)
Medical - Healthcare Plans · Eden Prairie, MN
$400.84+0.00 (+0.00%)
Delayed quote: Sep 8, 2026, 4:00 PM EDT
Medical - Healthcare Plans · Eden Prairie, MN
Delayed quote: Sep 8, 2026, 4:00 PM EDT
Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 14.34% is 31% below its 5-year average of 20.85%, near the low end of its 5-year range (12.30%–26.03%).
As of the fiscal period ended Tuesday, June 30, 2026. 10.69% below its 12-month average of 16.06%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation.
RETURN ON EQUITY (ROE)
14.34%
RETURN ON EQUITY (ROE) AVG TTM
16.06%
RETURN ON EQUITY (ROE) AVG 3Y
18.79%
RETURN ON EQUITY (ROE) AVG 5Y
20.85%
RETURN ON EQUITY (ROE) AVG 10Y
21.65%
RETURN ON EQUITY (ROE) AVG 15Y
20.33%
RETURN ON EQUITY (ROE) AVG 20Y
19.89%
CURRENT VS TTM AVG
-10.69%
CURRENT VS 3Y AVG
-23.66%
CURRENT VS 5Y AVG
-31.18%
CURRENT VS 10Y AVG
-33.74%
CURRENT VS 15Y AVG
-29.43%
CURRENT VS 20Y AVG
-27.86%
SECTOR MEDIAN · HEALTHCARE
13.25%
median of 83 covered companies
CURRENT VS SECTOR MEDIAN
+8.26%
vs the sector median at left
UnitedHealth Group Incorporated
Market Cap
$364.02B
Return on Equity (ROE)
14.34%
TTM Avg
16.06%
3Y Avg
18.79%
5Y Avg
20.85%
Market Cap
$87.17B
Return on Equity (ROE)
11.06%
TTM Avg
13.69%
3Y Avg
14.71%
5Y Avg
14.93%
Market Cap
$72.89B
Return on Equity (ROE)
15.05%
TTM Avg
11.32%
3Y Avg
12.19%
5Y Avg
12.83%
Market Cap
$48.40B
Return on Equity (ROE)
6.65%
TTM Avg
7.05%
3Y Avg
11.93%
5Y Avg
15.09%
Market Cap
$122.58B
Return on Equity (ROE)
6.16%
TTM Avg
4.23%
3Y Avg
6.35%
5Y Avg
7.74%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| UnitedHealth Group Incorporated (UNH) | $364.02B | 14.34% | 16.06% | 18.79% | 20.85% |
| Elevance Health Inc. (ELV)vs › | $87.17B | 11.06% | 13.69% | 14.71% | 14.93% |
| Cigna Corporation (CI)vs › | $72.89B | 15.05% | 11.32% | 12.19% | 12.83% |
| Humana Inc. (HUM)vs › | $48.40B | 6.65% | 7.05% | 11.93% | 15.09% |
| CVS Health Corp. (CVS)vs › | $122.58B | 6.16% | 4.23% | 6.35% | 7.74% |
| Centene Corp. (CNC)vs › | $31.90B | -22.60% | -10.46% | -1.37% | 1.10% |
ROE
14.3%
ROA
4.6%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 14.34% |
| 2026-03-31 | 12.30% |
| 2025-12-31 | 12.81% |
| 2025-09-30 | 18.36% |
| 2025-06-30 | 22.48% |
| 2025-03-31 | 23.26% |
| 2024-12-31 | 15.55% |
| 2024-09-30 | 15.14% |
| 2024-06-30 | 15.78% |
| 2024-03-31 | 17.72% |
| 2023-12-31 | 25.22% |
| 2023-09-30 | 25.67% |
| 2023-06-30 | 25.63% |
| 2023-03-31 | 25.46% |
| 2022-12-31 | 25.87% |
| 2022-09-30 | 26.03% |
| 2022-06-30 | 25.07% |
| 2022-03-31 | 23.98% |
| 2021-12-31 | 24.09% |
| 2021-09-30 | 21.95% |
| 2021-06-30 | 21.03% |
| 2021-03-31 | 25.42% |
| 2020-12-31 | 23.52% |
| 2020-09-30 | 25.65% |
| 2020-06-30 | 26.87% |
| 2020-03-31 | 24.14% |
| 2019-12-31 | 24.02% |
| 2019-09-30 | 24.25% |
| 2019-06-30 | 24.46% |
| 2019-03-31 | 24.39% |
| 2018-12-31 | 23.19% |
| 2018-09-30 | 25.12% |
| 2018-06-30 | 24.56% |
| 2018-03-31 | 23.60% |
| 2017-12-31 | 22.10% |
| 2017-09-30 | 19.04% |
| 2017-06-30 | 18.79% |
| 2017-03-31 | 18.08% |
| 2016-12-31 | 18.33% |
| 2016-09-30 | 17.40% |
| 2016-06-30 | 16.98% |
| 2016-03-31 | 17.09% |
| 2015-12-31 | 17.18% |
| 2015-09-30 | 18.44% |
| 2015-06-30 | 18.50% |
| 2015-03-31 | 18.61% |
| 2014-12-31 | 17.31% |
| 2014-09-30 | 16.98% |
| 2014-06-30 | 16.71% |
| 2014-03-31 | 17.00% |
| 2013-12-31 | 17.50% |
| 2013-09-30 | 17.00% |
| 2013-06-30 | 17.30% |
| 2013-03-31 | 16.78% |
| 2012-12-31 | 17.72% |
| 2012-09-30 | 18.33% |
| 2012-06-30 | 17.89% |
| 2012-03-31 | 17.97% |
| 2011-12-31 | 18.17% |
| 2011-09-30 | 17.68% |
| 2011-06-30 | 18.03% |
| 2011-03-31 | 18.02% |
| 2010-12-31 | 17.94% |
| 2010-09-30 | 17.71% |
| 2010-06-30 | 17.29% |
| 2010-03-31 | 16.57% |
| 2009-12-31 | 16.19% |
| 2009-09-30 | 15.74% |
| 2009-06-30 | 16.19% |
| 2009-03-31 | 13.88% |
| 2008-12-31 | 14.33% |
| 2008-09-30 | 17.44% |
| 2008-06-30 | 19.74% |
| 2008-03-31 | 23.89% |
| 2007-12-31 | 23.20% |
| 2007-09-30 | 22.32% |
| 2007-06-30 | 21.09% |
| 2007-03-31 | 19.91% |
| 2006-12-31 | 19.99% |
| 2006-09-30 | 19.76% |
| 2006-06-30 | 19.64% |
| 2006-03-31 | 18.87% |
| 2005-12-31 | 17.86% |
| 2005-09-30 | 27.17% |
| 2005-06-30 | 28.01% |
| 2005-03-31 | 26.30% |
| 2004-12-31 | 24.14% |
| 2004-09-30 | 21.28% |
| 2004-06-30 | 29.97% |
| 2004-03-31 | 27.34% |
| 2003-12-31 | 35.59% |
| 2003-09-30 | 35.76% |
| 2003-06-30 | 33.68% |