UnitedHealth Group Incorporated (UNH) Return on Equity (ROE): 11.59%
Is UnitedHealth Group Incorporated’s return on equity (ROE) high or low?
UnitedHealth Group Incorporated's return on equity (ROE) of 11.59% is 45% below its 5-year average of 21.18%, near the low end of its 5-year range (12.81%–25.87%).
The return on equity (ROE) for UnitedHealth Group Incorporated (UNH) is 11.59% as of Wednesday, June 10, 2026. It is below its 12-month average by 18.27% (14.18%).
UNH Return on Equity (ROE) Chart
UNH Average Return on Equity (ROE) Chart
UNH Current vs Average Return on Equity (ROE) Chart
UNH Return on Equity (ROE) Metrics
RETURN ON EQUITY (ROE)
11.59%
RETURN ON EQUITY (ROE) AVG TTM
14.18%
RETURN ON EQUITY (ROE) AVG 3Y
19.86%
RETURN ON EQUITY (ROE) AVG 5Y
21.18%
RETURN ON EQUITY (ROE) AVG 10Y
21.00%
RETURN ON EQUITY (ROE) AVG 15Y
19.98%
RETURN ON EQUITY (ROE) AVG 20Y
19.56%
CURRENT VS TTM AVG
-18.27%
CURRENT VS 3Y AVG
-41.65%
CURRENT VS 5Y AVG
-45.27%
CURRENT VS 10Y AVG
-44.80%
CURRENT VS 15Y AVG
-41.98%
CURRENT VS 20Y AVG
-40.74%
UNH Competitors' Return on Equity (ROE)
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| UnitedHealth Group Incorporated (UNH) | — | 11.59% | 14.18% | 19.86% | 21.18% |
| Elevance Health Inc. (ELV) | $87.43B | 11.94% | 13.69% | 14.71% | 14.93% |
| Cigna Corporation (CI) | $78.25B | 14.90% | 11.32% | 12.19% | 12.83% |
| Humana Inc. (HUM) | $43.78B | 6.08% | 7.05% | 11.93% | 15.09% |
| CVS Health Corporation (CVS) | $125.16B | 3.79% | 4.23% | 6.35% | 7.74% |
| Centene Corporation (CNC) | $31.94B | -30.07% | -10.46% | -1.37% | 1.10% |
Return Analysis
ROE
11.6%
ROA
3.9%
UnitedHealth Group Incorporated Return on Equity (ROE) Formula & Definition
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
UnitedHealth Group Incorporated Return on Equity (ROE) FAQ
- What is the return on equity (ROE) for UnitedHealth Group Incorporated (UNH)?
- The return on equity (ROE) for UNH stock is 11.59%.
- Is UnitedHealth Group Incorporated's return on equity (ROE) high or low?
- UnitedHealth Group Incorporated's return on equity (ROE) of 11.59% is 45% below its 5-year average of 21.18%, near the low end of its 5-year range (12.81%–25.87%).
- What is the TTM average return on equity (ROE) for UnitedHealth Group Incorporated (UNH)?
- The TTM average return on equity (ROE) for UNH stock is 14.18%.
- What is the 3Y average return on equity (ROE) for UnitedHealth Group Incorporated (UNH)?
- The 3Y average return on equity (ROE) for UNH stock is 19.86%.
- What is the 5Y average return on equity (ROE) for UnitedHealth Group Incorporated (UNH)?
- The 5Y average return on equity (ROE) for UNH stock is 21.18%.
- What is the 10Y average return on equity (ROE) for UnitedHealth Group Incorporated (UNH)?
- The 10Y average return on equity (ROE) for UNH stock is 21.00%.
- What is the 15Y average return on equity (ROE) for UnitedHealth Group Incorporated (UNH)?
- The 15Y average return on equity (ROE) for UNH stock is 19.98%.
- What is the 20Y average return on equity (ROE) for UnitedHealth Group Incorporated (UNH)?
- The 20Y average return on equity (ROE) for UNH stock is 19.56%.
UnitedHealth Group Incorporated Return on Equity (ROE) History
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2025-12-31 | 12.81% |
| 2024-12-31 | 15.55% |
| 2023-12-31 | 25.22% |
| 2022-12-31 | 25.87% |
| 2021-12-31 | 24.09% |
| 2020-12-31 | 23.52% |
| 2019-12-31 | 24.02% |
| 2018-12-31 | 23.19% |
| 2017-12-31 | 21.19% |
| 2016-12-31 | 18.27% |
| 2015-12-31 | 17.24% |
| 2014-12-31 | 17.31% |
| 2013-12-31 | 17.50% |
| 2012-12-31 | 17.72% |
| 2011-12-31 | 18.17% |
| 2010-12-31 | 17.94% |
| 2009-12-31 | 16.19% |
| 2008-12-31 | 14.33% |
| 2007-12-31 | 23.20% |
| 2006-12-31 | 19.99% |
| 2005-12-31 | 17.39% |
| 2004-12-31 | 24.14% |
| 2003-12-31 | 32.27% |
| 2002-12-31 | 30.53% |
| 2001-12-31 | 23.46% |
| 2000-12-31 | 19.96% |
| 1999-12-31 | 14.70% |
| 1998-12-31 | -4.11% |
| 1997-12-31 | 10.15% |
| 1996-12-31 | 9.30% |
Related Metrics
About UnitedHealth Group Incorporated
UnitedHealth Group Incorporated (UNH) operates as a comprehensive healthcare enterprise across the United States, structuring its diverse services into four key divisions: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. The UnitedHealthcare segment provides a wide array of health benefit plans and consumer-focused services. These offerings cater to a broad spectrum of clients, including large national corporations, public sector employers, mid-sized and small businesses, and individual consumers. It also delivers specialized health coverage and wellness programs tailored for individuals aged 50 and older, addressing their needs for preventive and acute care, chronic disease management, and other age-specific health issues. This division further encompasses Medicaid plans, children's health insurance, dental benefits, and various hospital and clinical services. Optum Health focuses on delivering direct healthcare solutions and management services. It facilitates access to networks of specialist care providers, offers health management programs, direct care delivery, consumer engagement initiatives, and financial services. Its diverse clientele includes individuals (served directly through care systems), employers, insurance payers, and government organizations. Optum Insight specializes in providing technology, information, and consulting services to the healthcare industry. Its offerings include software and data products, advisory consulting arrangements, and outsourced managed services. Clients span hospital systems, physicians, health plans, governmental bodies, life sciences companies, and other relevant organizations. Finally, Optum Rx handles the company's pharmaceutical care services. This segment manages retail pharmacy networks, provides home prescription delivery, and offers specialty and compounding pharmacy capabilities. Leveraging its purchasing power and clinical expertise, Optum Rx also develops advanced programs related to step therapy, formulary management, medication adherence, and integrated disease and drug therapy management. UnitedHealth Group Incorporated, founded in 1977, has its corporate headquarters located in Minnetonka, Minnesota.
- Sector
- Healthcare
- Industry
- Medical - Healthcare Plans
- CEO
- Stephen J. Hemsley