UnitedHealth Group Incorporated (UNH) Return on Assets (ROA): 3.89%
Is UnitedHealth Group Incorporated’s return on assets (ROA) high or low?
UnitedHealth Group Incorporated's return on assets (ROA) of 3.89% is 43% below its 5-year average of 6.84%, near the low end of its 5-year range (3.89%–8.19%).
The return on assets (ROA) for UnitedHealth Group Incorporated (UNH) is 3.89% as of Tuesday, June 9, 2026. It is below its 12-month average by 10.78% (4.36%).
UNH Return on Assets (ROA) Chart
UNH Average Return on Assets (ROA) Chart
UNH Current vs Average Return on Assets (ROA) Chart
UNH Return on Assets (ROA) Metrics
RETURN ON ASSETS (ROA)
3.89%
RETURN ON ASSETS (ROA) AVG TTM
4.36%
RETURN ON ASSETS (ROA) AVG 3Y
6.27%
RETURN ON ASSETS (ROA) AVG 5Y
6.84%
RETURN ON ASSETS (ROA) AVG 10Y
6.86%
RETURN ON ASSETS (ROA) AVG 15Y
6.91%
RETURN ON ASSETS (ROA) AVG 20Y
7.03%
CURRENT VS TTM AVG
-10.78%
CURRENT VS 3Y AVG
-37.98%
CURRENT VS 5Y AVG
-43.14%
CURRENT VS 10Y AVG
-43.26%
CURRENT VS 15Y AVG
-43.69%
CURRENT VS 20Y AVG
-44.63%
UNH Competitors' Return on Assets (ROA)
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| UnitedHealth Group Incorporated (UNH) | — | 3.89% | 4.36% | 6.27% | 6.84% |
| Elevance Health Inc. (ELV) | $92.17B | 4.66% | 4.89% | 5.25% | 5.41% |
| Cigna Corporation (CI) | $78.04B | 3.77% | 2.99% | 3.50% | 3.82% |
| Humana Inc. (HUM) | $43.60B | 2.44% | 2.52% | 4.20% | 5.49% |
| CVS Health Corporation (CVS) | $123.84B | 0.68% | 1.25% | 1.93% | 2.38% |
| Centene Corporation (CNC) | $31.94B | -7.94% | -2.29% | 0.04% | 0.75% |
Asset Efficiency
ROA
3.9%
ROE
12.8%
UnitedHealth Group Incorporated Return on Assets (ROA) Formula & Definition
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
UnitedHealth Group Incorporated Return on Assets (ROA) FAQ
- What is the return on assets (ROA) for UnitedHealth Group Incorporated (UNH)?
- The return on assets (ROA) for UNH stock is 3.89%.
- Is UnitedHealth Group Incorporated's return on assets (ROA) high or low?
- UnitedHealth Group Incorporated's return on assets (ROA) of 3.89% is 43% below its 5-year average of 6.84%, near the low end of its 5-year range (3.89%–8.19%).
- What is the TTM average return on assets (ROA) for UnitedHealth Group Incorporated (UNH)?
- The TTM average return on assets (ROA) for UNH stock is 4.36%.
- What is the 3Y average return on assets (ROA) for UnitedHealth Group Incorporated (UNH)?
- The 3Y average return on assets (ROA) for UNH stock is 6.27%.
- What is the 5Y average return on assets (ROA) for UnitedHealth Group Incorporated (UNH)?
- The 5Y average return on assets (ROA) for UNH stock is 6.84%.
- What is the 10Y average return on assets (ROA) for UnitedHealth Group Incorporated (UNH)?
- The 10Y average return on assets (ROA) for UNH stock is 6.86%.
- What is the 15Y average return on assets (ROA) for UnitedHealth Group Incorporated (UNH)?
- The 15Y average return on assets (ROA) for UNH stock is 6.91%.
- What is the 20Y average return on assets (ROA) for UnitedHealth Group Incorporated (UNH)?
- The 20Y average return on assets (ROA) for UNH stock is 7.03%.
UnitedHealth Group Incorporated Return on Assets (ROA) History
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 3.89% |
| 2024-12-31 | 4.83% |
| 2023-12-31 | 8.18% |
| 2022-12-31 | 8.19% |
| 2021-12-31 | 8.15% |
| 2020-12-31 | 7.81% |
| 2019-12-31 | 7.96% |
| 2018-12-31 | 7.87% |
| 2017-12-31 | 7.59% |
| 2016-12-31 | 5.72% |
| 2015-12-31 | 5.22% |
| 2014-12-31 | 6.50% |
| 2013-12-31 | 6.87% |
| 2012-12-31 | 6.83% |
| 2011-12-31 | 7.57% |
| 2010-12-31 | 7.35% |
| 2009-12-31 | 6.47% |
| 2008-12-31 | 5.33% |
| 2007-12-31 | 9.14% |
| 2006-12-31 | 8.61% |
| 2005-12-31 | 7.45% |
| 2004-12-31 | 9.28% |
| 2003-12-31 | 9.39% |
| 2002-12-31 | 9.55% |
| 2001-12-31 | 7.31% |
| 2000-12-31 | 6.66% |
| 1999-12-31 | 5.53% |
| 1998-12-31 | -1.71% |
| 1997-12-31 | 6.03% |
| 1996-12-31 | 5.08% |
Related Metrics
About UnitedHealth Group Incorporated
UnitedHealth Group Incorporated (UNH) operates as a comprehensive healthcare enterprise across the United States, structuring its diverse services into four key divisions: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. The UnitedHealthcare segment provides a wide array of health benefit plans and consumer-focused services. These offerings cater to a broad spectrum of clients, including large national corporations, public sector employers, mid-sized and small businesses, and individual consumers. It also delivers specialized health coverage and wellness programs tailored for individuals aged 50 and older, addressing their needs for preventive and acute care, chronic disease management, and other age-specific health issues. This division further encompasses Medicaid plans, children's health insurance, dental benefits, and various hospital and clinical services. Optum Health focuses on delivering direct healthcare solutions and management services. It facilitates access to networks of specialist care providers, offers health management programs, direct care delivery, consumer engagement initiatives, and financial services. Its diverse clientele includes individuals (served directly through care systems), employers, insurance payers, and government organizations. Optum Insight specializes in providing technology, information, and consulting services to the healthcare industry. Its offerings include software and data products, advisory consulting arrangements, and outsourced managed services. Clients span hospital systems, physicians, health plans, governmental bodies, life sciences companies, and other relevant organizations. Finally, Optum Rx handles the company's pharmaceutical care services. This segment manages retail pharmacy networks, provides home prescription delivery, and offers specialty and compounding pharmacy capabilities. Leveraging its purchasing power and clinical expertise, Optum Rx also develops advanced programs related to step therapy, formulary management, medication adherence, and integrated disease and drug therapy management. UnitedHealth Group Incorporated, founded in 1977, has its corporate headquarters located in Minnetonka, Minnesota.
- Sector
- Healthcare
- Industry
- Medical - Healthcare Plans
- CEO
- Stephen J. Hemsley