Elevance Health Inc. (ELV) vs UnitedHealth Group Incorporated (UNH)

ELV leads on 10 of 16 compared metrics.

A side-by-side comparison of Elevance Health Inc. and UnitedHealth Group Incorporated across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Total return — ELV vs UNH

growth of $100 · last 25y
ELV +1875.9%UNH +2344.8%UNH compounded faster
01k2k3kStart $10020062011201620212026$1,976$2,445
ELV UNH

ELV vs UNH: by the numbers

  • UNH is the larger company ($371.00B vs $87.75B market cap).
  • ELV trades at the lower earnings multiple (17.19 vs 30.85 P/E).
  • UNH grew revenue faster over the past five years (11.33% vs 9.97% CAGR).
  • UNH pays the higher dividend yield (2.16% vs 1.70%).

Which is better, ELV or UNH?

Metric tally: ELV 10 · UNH 6

It depends on what you're optimizing for:

ValueELV(lower P/E)
GrowthUNH(faster 5Y revenue CAGR)
IncomeUNH(higher dividend yield)
QualityUNH(higher ROIC)

Valuation

MetricELVUNH
P/E ratio17.1930.85
Forward P/E13.8219.54
P/S ratio0.440.83
P/B ratio2.033.58
PEG ratio2.58
EV / EBITDA12.4818.34
FCF yield7.24%5.29%

Profitability

MetricELVUNH
Gross margin23.16%18.80%
Operating margin3.81%4.19%
Net margin2.62%2.68%
ROE11.94%11.59%
ROIC6.65%8.23%

Dividends

MetricELVUNH
Dividend yield1.70%2.16%
Payout ratio27.24%66.82%

Growth (annualized)

MetricELVUNH
Revenue CAGR (5Y)9.97%11.33%
EPS CAGR (5Y)6.67%-4.06%
FCF CAGR (5Y)-7.76%-3.16%
Total return CAGR (5Y)2.50%2.28%

Frequently asked

Which is better, ELV or UNH?
It depends on your goal. value: ELV (lower P/E); growth: UNH (faster 5Y revenue CAGR); income: UNH (higher dividend yield); quality: UNH (higher ROIC). Across all compared metrics, ELV leads 10 to 6.
Is ELV or UNH cheaper?
On trailing earnings, ELV is cheaper: ELV trades at a 17.19 P/E and UNH at 30.85.
Which has grown faster, ELV or UNH?
Over the past five years, UNH grew revenue faster — ELV at a 9.97% CAGR versus UNH at 11.33%.
Does ELV or UNH pay a bigger dividend?
ELV yields 1.70% and UNH yields 2.16% based on trailing dividends and the latest price.
Which has been the better investment, ELV or UNH?
Over the past 10-year, ELV delivered the higher annualized total return — ELV at 13.43% versus UNH at 13.20%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.