Elevance Health Inc. (ELV) vs Humana Inc. (HUM)

ELV leads on 14 of 16 compared metrics.

A side-by-side comparison of Elevance Health Inc. and Humana Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Total return — ELV vs HUM

growth of $100 · last 25y
ELV +1875.9%HUM +3255.9%HUM compounded faster
01k2k3k4k5kStart $10020062011201620212026$1,976$3,356
ELV HUM

ELV vs HUM: by the numbers

  • ELV is the larger company ($87.75B vs $45.53B market cap).
  • ELV trades at the lower earnings multiple (17.19 vs 40.56 P/E).
  • ELV converts more revenue to profit (2.62% vs 0.82% net margin).
  • HUM grew revenue faster over the past five years (11.71% vs 9.97% CAGR).
  • ELV pays the higher dividend yield (1.70% vs 0.93%).

Which is better, ELV or HUM?

Metric tally: ELV 14 · HUM 2

It depends on what you're optimizing for:

ValueELV(lower P/E)
GrowthHUM(faster 5Y revenue CAGR)
IncomeELV(higher dividend yield)
QualityELV(higher ROIC)

Valuation

MetricELVHUM
P/E ratio17.1940.56
Forward P/E13.8223.94
P/S ratio0.440.33
P/B ratio2.032.46
PEG ratio2.58
EV / EBITDA12.4819.22
FCF yield7.24%2.78%

Profitability

MetricELVHUM
Gross margin23.16%14.01%
Operating margin3.81%1.01%
Net margin2.62%0.82%
ROE11.94%6.08%
ROIC6.65%3.12%

Dividends

MetricELVHUM
Dividend yield1.70%0.93%
Payout ratio27.24%35.87%

Growth (annualized)

MetricELVHUM
Revenue CAGR (5Y)9.97%11.71%
EPS CAGR (5Y)6.67%-17.27%
FCF CAGR (5Y)-7.76%-17.19%
Total return CAGR (5Y)2.50%-1.01%

Frequently asked

Which is better, ELV or HUM?
It depends on your goal. value: ELV (lower P/E); growth: HUM (faster 5Y revenue CAGR); income: ELV (higher dividend yield); quality: ELV (higher ROIC). Across all compared metrics, ELV leads 14 to 2.
Is ELV or HUM cheaper?
On trailing earnings, ELV is cheaper: ELV trades at a 17.19 P/E and HUM at 40.56.
Which has grown faster, ELV or HUM?
Over the past five years, HUM grew revenue faster — ELV at a 9.97% CAGR versus HUM at 11.71%.
Does ELV or HUM pay a bigger dividend?
ELV yields 1.70% and HUM yields 0.93% based on trailing dividends and the latest price.
Is ELV or HUM more profitable?
ELV runs the higher net margin — ELV at 2.62% versus HUM at 0.82%.
Which has been the better investment, ELV or HUM?
Over the past 10-year, ELV delivered the higher annualized total return — ELV at 13.43% versus HUM at 8.24%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.