Elevance Health Inc. (ELV) vs Humana Inc. (HUM)

A side-by-side comparison of Elevance Health Inc. and Humana Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnELV vs HUM

growth of $100 · dividends reinvested · last 10y
ELV +284.4% (+14.4%/yr)HUM +147.2% (+9.5%/yr)ELV compounded faster over this window
100200300400500Start $10020182020202220242026$384$247
ELV HUM

ELV vs HUM: by the numbers

  • ELV is the larger company ($90.81B vs $49.21B market cap).
  • ELV trades at the lower trailing earnings multiple (18.61 vs 38.81 P/E), one valuation lens rather than an overall verdict.
  • ELV converts more revenue to profit (2.47% vs 0.88% net margin).
  • HUM grew revenue faster over the past five years (12.61% vs 9.25% CAGR).
  • ELV pays the higher dividend yield (1.65% vs 0.88%).

Metrics side by side

Valuation

MetricELVHUM
P/E ratio18.6138.81
Forward P/E15.4244.77
P/S ratio0.450.34
P/B ratio2.022.56
EV / EBITDA13.8220.40
FCF yield6.93%N/A

Profitability

MetricELVHUM
Gross margin25.56%13.65%
Operating margin3.51%1.39%
Net margin2.47%0.88%
ROE11.06%6.65%
ROIC6.34%4.52%

Dividends

MetricELVHUM
Dividend yield1.65%0.88%
Payout ratio30.49%33.52%

Growth (annualized)

MetricELVHUM
Revenue CAGR (5Y)9.25%12.61%
EPS CAGR (5Y)6.67%-17.27%
FCF CAGR (5Y)-19.97%-17.19%
Total return CAGR (5Y)4.62%0.94%

Frequently asked

Which has the lower trailing P/E, ELV or HUM?
ELV has the lower trailing P/E: ELV trades at 18.61 and HUM at 38.81. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, ELV or HUM?
Over the past five years, HUM grew revenue faster — ELV at a 9.25% CAGR versus HUM at 12.61%.
Does ELV or HUM pay a bigger dividend?
ELV yields 1.65% and HUM yields 0.88% based on trailing dividends and the latest price.
Is ELV or HUM more profitable?
ELV runs the higher net margin — ELV at 2.47% versus HUM at 0.88%.
How have ELV and HUM total returns compared?
Over the past 10 years, ELV delivered 14.18% and HUM delivered 9.46% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.