Elevance Health Inc. (ELV) vs Humana Inc. (HUM)
A side-by-side comparison of Elevance Health Inc. and Humana Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.
ELV
Elevance Health Inc.
$418.72HealthcareDelayed quote: Sep 11, 2026, 4:00 PM EDT
HUM
Humana Inc.
$409.85HealthcareDelayed quote: Sep 11, 2026, 4:00 PM EDT
Total return — ELV vs HUM
growth of $100 · dividends reinvested · last 10yELV +284.4% (+14.4%/yr)HUM +147.2% (+9.5%/yr)ELV compounded faster over this window
ELV HUM
ELV vs HUM: by the numbers
- •ELV is the larger company ($90.81B vs $49.21B market cap).
- •ELV trades at the lower trailing earnings multiple (18.61 vs 38.81 P/E), one valuation lens rather than an overall verdict.
- •ELV converts more revenue to profit (2.47% vs 0.88% net margin).
- •HUM grew revenue faster over the past five years (12.61% vs 9.25% CAGR).
- •ELV pays the higher dividend yield (1.65% vs 0.88%).
Metrics side by side
Valuation
| Metric | ELV | HUM |
|---|---|---|
| P/E ratio | 18.61 | 38.81 |
| Forward P/E | 15.42 | 44.77 |
| P/S ratio | 0.45 | 0.34 |
| P/B ratio | 2.02 | 2.56 |
| EV / EBITDA | 13.82 | 20.40 |
| FCF yield | 6.93% | N/A |
Profitability
| Metric | ELV | HUM |
|---|---|---|
| Gross margin | 25.56% | 13.65% |
| Operating margin | 3.51% | 1.39% |
| Net margin | 2.47% | 0.88% |
| ROE | 11.06% | 6.65% |
| ROIC | 6.34% | 4.52% |
Dividends
| Metric | ELV | HUM |
|---|---|---|
| Dividend yield | 1.65% | 0.88% |
| Payout ratio | 30.49% | 33.52% |
Growth (annualized)
| Metric | ELV | HUM |
|---|---|---|
| Revenue CAGR (5Y) | 9.25% | 12.61% |
| EPS CAGR (5Y) | 6.67% | -17.27% |
| FCF CAGR (5Y) | -19.97% | -17.19% |
| Total return CAGR (5Y) | 4.62% | 0.94% |
Frequently asked
- Which has the lower trailing P/E, ELV or HUM?
- ELV has the lower trailing P/E: ELV trades at 18.61 and HUM at 38.81. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, ELV or HUM?
- Over the past five years, HUM grew revenue faster — ELV at a 9.25% CAGR versus HUM at 12.61%.
- Does ELV or HUM pay a bigger dividend?
- ELV yields 1.65% and HUM yields 0.88% based on trailing dividends and the latest price.
- Is ELV or HUM more profitable?
- ELV runs the higher net margin — ELV at 2.47% versus HUM at 0.88%.
- How have ELV and HUM total returns compared?
- Over the past 10 years, ELV delivered 14.18% and HUM delivered 9.46% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Elevance Health P/E ratioHumana P/E ratioElevance Health dividend yieldHumana dividend yieldElevance Health ROEHumana ROEElevance Health operating marginHumana operating marginElevance Health revenue growthHumana revenue growthElevance Health free cash flowHumana free cash flow
Elevance Health & Humana appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.