Elevance Health Inc. (ELV) vs Humana Inc. (HUM)
ELV leads on 14 of 16 compared metrics.
A side-by-side comparison of Elevance Health Inc. and Humana Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
Total return — ELV vs HUM
growth of $100 · last 25yELV +1875.9%HUM +3255.9%HUM compounded faster
ELV HUM
ELV vs HUM: by the numbers
- •ELV is the larger company ($87.75B vs $45.53B market cap).
- •ELV trades at the lower earnings multiple (17.19 vs 40.56 P/E).
- •ELV converts more revenue to profit (2.62% vs 0.82% net margin).
- •HUM grew revenue faster over the past five years (11.71% vs 9.97% CAGR).
- •ELV pays the higher dividend yield (1.70% vs 0.93%).
Which is better, ELV or HUM?
Metric tally: ELV 14 · HUM 2It depends on what you're optimizing for:
ValueELV(lower P/E)
GrowthHUM(faster 5Y revenue CAGR)
IncomeELV(higher dividend yield)
QualityELV(higher ROIC)
Valuation
| Metric | ELV | HUM |
|---|---|---|
| P/E ratio | 17.19● | 40.56 |
| Forward P/E | 13.82● | 23.94 |
| P/S ratio | 0.44 | 0.33● |
| P/B ratio | 2.03● | 2.46 |
| PEG ratio | 2.58 | — |
| EV / EBITDA | 12.48● | 19.22 |
| FCF yield | 7.24%● | 2.78% |
Profitability
| Metric | ELV | HUM |
|---|---|---|
| Gross margin | 23.16%● | 14.01% |
| Operating margin | 3.81%● | 1.01% |
| Net margin | 2.62%● | 0.82% |
| ROE | 11.94%● | 6.08% |
| ROIC | 6.65%● | 3.12% |
Dividends
| Metric | ELV | HUM |
|---|---|---|
| Dividend yield | 1.70%● | 0.93% |
| Payout ratio | 27.24% | 35.87% |
Growth (annualized)
| Metric | ELV | HUM |
|---|---|---|
| Revenue CAGR (5Y) | 9.97% | 11.71%● |
| EPS CAGR (5Y) | 6.67%● | -17.27% |
| FCF CAGR (5Y) | -7.76%● | -17.19% |
| Total return CAGR (5Y) | 2.50%● | -1.01% |
Frequently asked
- Which is better, ELV or HUM?
- It depends on your goal. value: ELV (lower P/E); growth: HUM (faster 5Y revenue CAGR); income: ELV (higher dividend yield); quality: ELV (higher ROIC). Across all compared metrics, ELV leads 14 to 2.
- Is ELV or HUM cheaper?
- On trailing earnings, ELV is cheaper: ELV trades at a 17.19 P/E and HUM at 40.56.
- Which has grown faster, ELV or HUM?
- Over the past five years, HUM grew revenue faster — ELV at a 9.97% CAGR versus HUM at 11.71%.
- Does ELV or HUM pay a bigger dividend?
- ELV yields 1.70% and HUM yields 0.93% based on trailing dividends and the latest price.
- Is ELV or HUM more profitable?
- ELV runs the higher net margin — ELV at 2.62% versus HUM at 0.82%.
- Which has been the better investment, ELV or HUM?
- Over the past 10-year, ELV delivered the higher annualized total return — ELV at 13.43% versus HUM at 8.24%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Elevance Health P/E ratioHumana P/E ratioElevance Health dividend yieldHumana dividend yieldElevance Health ROEHumana ROEElevance Health operating marginHumana operating marginElevance Health revenue growthHumana revenue growthElevance Health free cash flowHumana free cash flow
Elevance Health & Humana appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.