Cigna Corporation (CI) vs UnitedHealth Group Incorporated (UNH)
A side-by-side comparison of Cigna Corporation and UnitedHealth Group Incorporated across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.
CI
Cigna Corporation
$280.76HealthcareDelayed quote: Sep 11, 2026, 4:00 PM EDT
UNH
UnitedHealth Group Incorporated
$379.09HealthcareDelayed quote: Sep 11, 2026, 4:00 PM EDT
Total return — CI vs UNH
growth of $100 · dividends reinvested · last 10yCI +140.4% (+9.2%/yr)UNH +235.1% (+12.9%/yr)UNH compounded faster over this window
CI UNH
CI vs UNH: by the numbers
- •UNH is the larger company ($344.27B vs $74.19B market cap).
- •CI trades at the lower trailing earnings multiple (11.62 vs 24.38 P/E), one valuation lens rather than an overall verdict.
- •UNH converts more revenue to profit (3.14% vs 2.27% net margin).
- •CI grew revenue faster over the past five years (11.11% vs 10.59% CAGR).
- •UNH pays the higher dividend yield (2.28% vs 2.20%).
Metrics side by side
Valuation
| Metric | CI | UNH |
|---|---|---|
| P/E ratio | 11.62 | 24.38 |
| Forward P/E | 9.20 | 19.18 |
| P/S ratio | 0.26 | 0.76 |
| P/B ratio | 1.74 | 3.50 |
| EV / EBITDA | 8.08 | 14.98 |
| FCF yield | 12.28% | 6.86% |
Profitability
| Metric | CI | UNH |
|---|---|---|
| Gross margin | 11.66% | 22.49% |
| Operating margin | 3.46% | 4.82% |
| Net margin | 2.27% | 3.14% |
| ROE | 15.05% | 14.34% |
| ROIC | 7.69% | 9.19% |
Dividends
| Metric | CI | UNH |
|---|---|---|
| Dividend yield | 2.20% | 2.28% |
| Payout ratio | 25.62% | 57.55% |
Growth (annualized)
| Metric | CI | UNH |
|---|---|---|
| Revenue CAGR (5Y) | 11.11% | 10.59% |
| EPS CAGR (5Y) | -0.76% | -4.06% |
| FCF CAGR (5Y) | -1.95% | -4.39% |
| Total return CAGR (5Y) | 8.53% | 0.70% |
Frequently asked
- Which has the lower trailing P/E, CI or UNH?
- CI has the lower trailing P/E: CI trades at 11.62 and UNH at 24.38. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CI or UNH?
- Over the past five years, CI grew revenue faster — CI at a 11.11% CAGR versus UNH at 10.59%.
- Does CI or UNH pay a bigger dividend?
- CI yields 2.20% and UNH yields 2.28% based on trailing dividends and the latest price.
- Is CI or UNH more profitable?
- UNH runs the higher net margin — CI at 2.27% versus UNH at 3.14%.
- How have CI and UNH total returns compared?
- Over the past 10 years, CI delivered 9.30% and UNH delivered 13.19% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Cigna P/E ratioUnitedHealth P/E ratioCigna dividend yieldUnitedHealth dividend yieldCigna ROEUnitedHealth ROECigna operating marginUnitedHealth operating marginCigna revenue growthUnitedHealth revenue growthCigna free cash flowUnitedHealth free cash flow
Cigna & UnitedHealth appear in these rankings
Highest Dividend Yield StocksHighest FCF Yield StocksHighest 10-Year Total Return StocksLowest P/E Ratio Stocks
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Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.