Cigna Corporation (CI) vs UnitedHealth Group Incorporated (UNH)
A side-by-side comparison of Cigna Corporation and UnitedHealth Group Incorporated across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
CI
Cigna Corporation
$301.06HealthcareDelayed quote: Jul 28, 2026, 4:00 PM EDT
UNH
UnitedHealth Group Incorporated
$428.79HealthcareDelayed quote: Jul 28, 2026, 4:00 PM EDT
Total return — CI vs UNH
growth of $100 · dividends reinvested · last 30yCI +3104.9%UNH +12902.6%UNH compounded faster
CI UNH
CI vs UNH: by the numbers
- •UNH is the larger company ($389.40B vs $79.64B market cap).
- •CI trades at the lower trailing earnings multiple (12.34 vs 26.86 P/E), one valuation lens rather than an overall verdict.
- •UNH converts more revenue to profit (3.14% vs 2.26% net margin).
- •CI grew revenue faster over the past five years (11.28% vs 10.59% CAGR).
- •UNH pays the higher dividend yield (2.14% vs 2.11%).
Metrics side by side
Valuation
| Metric | CI | UNH |
|---|---|---|
| P/E ratio | 12.34 | 26.86 |
| Forward P/E | 9.55 | 21.18 |
| P/S ratio | 0.28 | 0.84 |
| P/B ratio | 1.82 | 3.62 |
| PEG ratio | 0.15 | N/A |
| EV / EBITDA | 8.31 | 16.19 |
| FCF yield | 9.96% | 6.24% |
Profitability
| Metric | CI | UNH |
|---|---|---|
| Gross margin | 9.30% | 22.49% |
| Operating margin | 3.42% | 4.82% |
| Net margin | 2.26% | 3.14% |
| ROE | 14.90% | 13.51% |
| ROIC | 7.35% | 8.23% |
Dividends
| Metric | CI | UNH |
|---|---|---|
| Dividend yield | 2.11% | 2.14% |
| Payout ratio | 27.53% | 67.65% |
Growth (annualized)
| Metric | CI | UNH |
|---|---|---|
| Revenue CAGR (5Y) | 11.28% | 10.59% |
| EPS CAGR (5Y) | -0.76% | -4.06% |
| FCF CAGR (5Y) | -2.03% | -4.39% |
| Total return CAGR (5Y) | 6.87% | 1.90% |
Frequently asked
- Which has the lower trailing P/E, CI or UNH?
- CI has the lower trailing P/E: CI trades at 12.34 and UNH at 26.86. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CI or UNH?
- Over the past five years, CI grew revenue faster — CI at a 11.28% CAGR versus UNH at 10.59%.
- Does CI or UNH pay a bigger dividend?
- CI yields 2.11% and UNH yields 2.14% based on trailing dividends and the latest price.
- Is CI or UNH more profitable?
- UNH runs the higher net margin — CI at 2.26% versus UNH at 3.14%.
- How have CI and UNH total returns compared?
- Over the past 10 years, CI delivered 8.83% and UNH delivered 13.27% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Cigna P/E ratioUnitedHealth P/E ratioCigna dividend yieldUnitedHealth dividend yieldCigna ROEUnitedHealth ROECigna operating marginUnitedHealth operating marginCigna revenue growthUnitedHealth revenue growthCigna free cash flowUnitedHealth free cash flow
Cigna & UnitedHealth appear in these rankings
Highest Dividend Yield StocksHighest FCF Yield StocksHighest 10-Year Total Return StocksLowest P/E Ratio Stocks
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Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.