Cigna Corporation (CI) vs Humana Inc. (HUM)
A side-by-side comparison of Cigna Corporation and Humana Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.
CI
Cigna Corporation
$280.76HealthcareDelayed quote: Sep 11, 2026, 4:00 PM EDT
HUM
Humana Inc.
$409.85HealthcareDelayed quote: Sep 11, 2026, 4:00 PM EDT
Total return — CI vs HUM
growth of $100 · dividends reinvested · last 10yCI +137.5% (+9.0%/yr)HUM +149.9% (+9.6%/yr)HUM compounded faster over this window
CI HUM
CI vs HUM: by the numbers
- •CI is the larger company ($74.19B vs $49.21B market cap).
- •CI trades at the lower trailing earnings multiple (11.62 vs 38.81 P/E), one valuation lens rather than an overall verdict.
- •CI converts more revenue to profit (2.27% vs 0.88% net margin).
- •HUM grew revenue faster over the past five years (12.61% vs 11.11% CAGR).
- •CI pays the higher dividend yield (2.20% vs 0.88%).
Metrics side by side
Valuation
| Metric | CI | HUM |
|---|---|---|
| P/E ratio | 11.62 | 38.81 |
| Forward P/E | 9.20 | 44.77 |
| P/S ratio | 0.26 | 0.34 |
| P/B ratio | 1.74 | 2.56 |
| EV / EBITDA | 8.08 | 20.40 |
| FCF yield | 12.28% | N/A |
Profitability
| Metric | CI | HUM |
|---|---|---|
| Gross margin | 11.66% | 13.65% |
| Operating margin | 3.46% | 1.39% |
| Net margin | 2.27% | 0.88% |
| ROE | 15.05% | 6.65% |
| ROIC | 7.69% | 4.52% |
Dividends
| Metric | CI | HUM |
|---|---|---|
| Dividend yield | 2.20% | 0.88% |
| Payout ratio | 25.62% | 33.52% |
Growth (annualized)
| Metric | CI | HUM |
|---|---|---|
| Revenue CAGR (5Y) | 11.11% | 12.61% |
| EPS CAGR (5Y) | -0.76% | -17.27% |
| FCF CAGR (5Y) | -1.95% | -17.19% |
| Total return CAGR (5Y) | 8.53% | 0.94% |
Frequently asked
- Which has the lower trailing P/E, CI or HUM?
- CI has the lower trailing P/E: CI trades at 11.62 and HUM at 38.81. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CI or HUM?
- Over the past five years, HUM grew revenue faster — CI at a 11.11% CAGR versus HUM at 12.61%.
- Does CI or HUM pay a bigger dividend?
- CI yields 2.20% and HUM yields 0.88% based on trailing dividends and the latest price.
- Is CI or HUM more profitable?
- CI runs the higher net margin — CI at 2.27% versus HUM at 0.88%.
- How have CI and HUM total returns compared?
- Over the past 10 years, CI delivered 9.30% and HUM delivered 9.46% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Cigna P/E ratioHumana P/E ratioCigna dividend yieldHumana dividend yieldCigna ROEHumana ROECigna operating marginHumana operating marginCigna revenue growthHumana revenue growthCigna free cash flowHumana free cash flow
Cigna & Humana appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.