Cigna Corporation (CI) vs Humana Inc. (HUM)

CI leads on 14 of 16 compared metrics.

A side-by-side comparison of Cigna Corporation and Humana Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Total return — CI vs HUM

growth of $100 · last 30y
CI +2330.7%HUM +1977.9%CI compounded faster
01k2k3kStart $100200120062011201620212026$2,431$2,078
CI HUM

CI vs HUM: by the numbers

  • CI is the larger company ($78.83B vs $45.53B market cap).
  • CI trades at the lower earnings multiple (12.64 vs 40.56 P/E).
  • CI converts more revenue to profit (2.26% vs 0.82% net margin).
  • HUM grew revenue faster over the past five years (11.71% vs 11.28% CAGR).
  • CI pays the higher dividend yield (2.06% vs 0.93%).

Which is better, CI or HUM?

Metric tally: CI 14 · HUM 2

It depends on what you're optimizing for:

ValueCI(lower P/E)
GrowthHUM(faster 5Y revenue CAGR)
IncomeCI(higher dividend yield)
QualityCI(higher ROIC)

Valuation

MetricCIHUM
P/E ratio12.6440.56
Forward P/E8.9123.94
P/S ratio0.280.33
P/B ratio1.872.46
PEG ratio0.15
EV / EBITDA8.4119.22
FCF yield9.73%2.78%

Profitability

MetricCIHUM
Gross margin9.30%14.01%
Operating margin3.42%1.01%
Net margin2.26%0.82%
ROE14.90%6.08%
ROIC7.35%3.12%

Dividends

MetricCIHUM
Dividend yield2.06%0.93%
Payout ratio27.53%35.87%

Growth (annualized)

MetricCIHUM
Revenue CAGR (5Y)11.28%11.71%
EPS CAGR (5Y)-0.76%-17.27%
FCF CAGR (5Y)-2.03%-17.19%
Total return CAGR (5Y)6.19%-1.01%

Frequently asked

Which is better, CI or HUM?
It depends on your goal. value: CI (lower P/E); growth: HUM (faster 5Y revenue CAGR); income: CI (higher dividend yield); quality: CI (higher ROIC). Across all compared metrics, CI leads 14 to 2.
Is CI or HUM cheaper?
On trailing earnings, CI is cheaper: CI trades at a 12.64 P/E and HUM at 40.56.
Which has grown faster, CI or HUM?
Over the past five years, HUM grew revenue faster — CI at a 11.28% CAGR versus HUM at 11.71%.
Does CI or HUM pay a bigger dividend?
CI yields 2.06% and HUM yields 0.93% based on trailing dividends and the latest price.
Is CI or HUM more profitable?
CI runs the higher net margin — CI at 2.26% versus HUM at 0.82%.
Which has been the better investment, CI or HUM?
Over the past 10-year, CI delivered the higher annualized total return — CI at 9.91% versus HUM at 8.24%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.