Cigna Corporation (CI) vs Humana Inc. (HUM)
CI leads on 14 of 16 compared metrics.
A side-by-side comparison of Cigna Corporation and Humana Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
Total return — CI vs HUM
growth of $100 · last 30yCI +2330.7%HUM +1977.9%CI compounded faster
CI HUM
CI vs HUM: by the numbers
- •CI is the larger company ($78.83B vs $45.53B market cap).
- •CI trades at the lower earnings multiple (12.64 vs 40.56 P/E).
- •CI converts more revenue to profit (2.26% vs 0.82% net margin).
- •HUM grew revenue faster over the past five years (11.71% vs 11.28% CAGR).
- •CI pays the higher dividend yield (2.06% vs 0.93%).
Which is better, CI or HUM?
Metric tally: CI 14 · HUM 2It depends on what you're optimizing for:
ValueCI(lower P/E)
GrowthHUM(faster 5Y revenue CAGR)
IncomeCI(higher dividend yield)
QualityCI(higher ROIC)
Valuation
| Metric | CI | HUM |
|---|---|---|
| P/E ratio | 12.64● | 40.56 |
| Forward P/E | 8.91● | 23.94 |
| P/S ratio | 0.28● | 0.33 |
| P/B ratio | 1.87● | 2.46 |
| PEG ratio | 0.15 | — |
| EV / EBITDA | 8.41● | 19.22 |
| FCF yield | 9.73%● | 2.78% |
Profitability
| Metric | CI | HUM |
|---|---|---|
| Gross margin | 9.30% | 14.01%● |
| Operating margin | 3.42%● | 1.01% |
| Net margin | 2.26%● | 0.82% |
| ROE | 14.90%● | 6.08% |
| ROIC | 7.35%● | 3.12% |
Dividends
| Metric | CI | HUM |
|---|---|---|
| Dividend yield | 2.06%● | 0.93% |
| Payout ratio | 27.53% | 35.87% |
Growth (annualized)
| Metric | CI | HUM |
|---|---|---|
| Revenue CAGR (5Y) | 11.28% | 11.71%● |
| EPS CAGR (5Y) | -0.76%● | -17.27% |
| FCF CAGR (5Y) | -2.03%● | -17.19% |
| Total return CAGR (5Y) | 6.19%● | -1.01% |
Frequently asked
- Which is better, CI or HUM?
- It depends on your goal. value: CI (lower P/E); growth: HUM (faster 5Y revenue CAGR); income: CI (higher dividend yield); quality: CI (higher ROIC). Across all compared metrics, CI leads 14 to 2.
- Is CI or HUM cheaper?
- On trailing earnings, CI is cheaper: CI trades at a 12.64 P/E and HUM at 40.56.
- Which has grown faster, CI or HUM?
- Over the past five years, HUM grew revenue faster — CI at a 11.28% CAGR versus HUM at 11.71%.
- Does CI or HUM pay a bigger dividend?
- CI yields 2.06% and HUM yields 0.93% based on trailing dividends and the latest price.
- Is CI or HUM more profitable?
- CI runs the higher net margin — CI at 2.26% versus HUM at 0.82%.
- Which has been the better investment, CI or HUM?
- Over the past 10-year, CI delivered the higher annualized total return — CI at 9.91% versus HUM at 8.24%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Cigna P/E ratioHumana P/E ratioCigna dividend yieldHumana dividend yieldCigna ROEHumana ROECigna operating marginHumana operating marginCigna revenue growthHumana revenue growthCigna free cash flowHumana free cash flow
Cigna & Humana appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.