Cigna Corporation (CI) vs Humana Inc. (HUM)

A side-by-side comparison of Cigna Corporation and Humana Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnCI vs HUM

growth of $100 · dividends reinvested · last 10y
CI +137.5% (+9.0%/yr)HUM +149.9% (+9.6%/yr)HUM compounded faster over this window
100200300Start $10020182020202220242026$238$250
CI HUM

CI vs HUM: by the numbers

  • CI is the larger company ($74.19B vs $49.21B market cap).
  • CI trades at the lower trailing earnings multiple (11.62 vs 38.81 P/E), one valuation lens rather than an overall verdict.
  • CI converts more revenue to profit (2.27% vs 0.88% net margin).
  • HUM grew revenue faster over the past five years (12.61% vs 11.11% CAGR).
  • CI pays the higher dividend yield (2.20% vs 0.88%).

Metrics side by side

Valuation

MetricCIHUM
P/E ratio11.6238.81
Forward P/E9.2044.77
P/S ratio0.260.34
P/B ratio1.742.56
EV / EBITDA8.0820.40
FCF yield12.28%N/A

Profitability

MetricCIHUM
Gross margin11.66%13.65%
Operating margin3.46%1.39%
Net margin2.27%0.88%
ROE15.05%6.65%
ROIC7.69%4.52%

Dividends

MetricCIHUM
Dividend yield2.20%0.88%
Payout ratio25.62%33.52%

Growth (annualized)

MetricCIHUM
Revenue CAGR (5Y)11.11%12.61%
EPS CAGR (5Y)-0.76%-17.27%
FCF CAGR (5Y)-1.95%-17.19%
Total return CAGR (5Y)8.53%0.94%

Frequently asked

Which has the lower trailing P/E, CI or HUM?
CI has the lower trailing P/E: CI trades at 11.62 and HUM at 38.81. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CI or HUM?
Over the past five years, HUM grew revenue faster — CI at a 11.11% CAGR versus HUM at 12.61%.
Does CI or HUM pay a bigger dividend?
CI yields 2.20% and HUM yields 0.88% based on trailing dividends and the latest price.
Is CI or HUM more profitable?
CI runs the higher net margin — CI at 2.27% versus HUM at 0.88%.
How have CI and HUM total returns compared?
Over the past 10 years, CI delivered 9.30% and HUM delivered 9.46% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.