UnitedHealth Group Incorporated (UNH) Debt to Equity Ratio: 0.83
Is UnitedHealth Group Incorporated’s debt to equity ratio high or low?
UnitedHealth Group Incorporated's debt to equity ratio of 0.83 is 12% above its 5-year average of 0.74, near the high end of its 5-year range (0.64–0.83).
The debt to equity ratio for UnitedHealth Group Incorporated (UNH) is 0.83 as of Tuesday, June 9, 2026. It is equal to its 12-month average by 0.00% (0.83).
UNH Debt to Equity Ratio Chart
UNH Average Debt to Equity Ratio Chart
UNH Current vs Average Debt to Equity Ratio Chart
UNH Debt to Equity Ratio Metrics
DEBT TO EQUITY RATIO
0.83
DEBT TO EQUITY RATIO AVG TTM
0.83
DEBT TO EQUITY RATIO AVG 3Y
0.79
DEBT TO EQUITY RATIO AVG 5Y
0.74
DEBT TO EQUITY RATIO AVG 10Y
0.76
DEBT TO EQUITY RATIO AVG 15Y
0.67
DEBT TO EQUITY RATIO AVG 20Y
0.63
CURRENT VS TTM AVG
+0.00%
CURRENT VS 3Y AVG
+5.06%
CURRENT VS 5Y AVG
+11.66%
CURRENT VS 10Y AVG
+9.60%
CURRENT VS 15Y AVG
+23.31%
CURRENT VS 20Y AVG
+32.35%
UNH Competitors' Debt to Equity Ratio
| NAME | MARKET CAP | DEBT TO EQUITY RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| UnitedHealth Group Incorporated (UNH) | — | 0.83 | 0.83 | 0.79 | 0.74 |
| Elevance Health Inc. (ELV) | $92.17B | 0.76 | 0.78 | 0.74 | 0.71 |
| Cigna Corporation (CI) | $78.04B | 0.75 | 0.77 | 0.73 | 0.72 |
| Humana Inc. (HUM) | $43.60B | 0.73 | 0.74 | 0.75 | 0.72 |
| CVS Health Corporation (CVS) | $123.84B | 1.24 | 1.17 | 1.09 | 1.10 |
| Centene Corporation (CNC) | $32.69B | 0.94 | 0.84 | 0.83 | 0.81 |
Financial Health
Debt/Equity
0.83
Current Ratio
0.79
UnitedHealth Group Incorporated Debt to Equity Ratio Formula & Definition
Debt to Equity measures financial leverage by comparing total debt to shareholders' equity.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
UnitedHealth Group Incorporated Debt to Equity Ratio FAQ
- What is the debt to equity ratio for UnitedHealth Group Incorporated (UNH)?
- The debt to equity ratio for UNH stock is 0.83.
- Is UnitedHealth Group Incorporated's debt to equity ratio high or low?
- UnitedHealth Group Incorporated's debt to equity ratio of 0.83 is 12% above its 5-year average of 0.74, near the high end of its 5-year range (0.64–0.83).
- What is the TTM average debt to equity ratio for UnitedHealth Group Incorporated (UNH)?
- The TTM average debt to equity ratio for UNH stock is 0.83.
- What is the 3Y average debt to equity ratio for UnitedHealth Group Incorporated (UNH)?
- The 3Y average debt to equity ratio for UNH stock is 0.79.
- What is the 5Y average debt to equity ratio for UnitedHealth Group Incorporated (UNH)?
- The 5Y average debt to equity ratio for UNH stock is 0.74.
- What is the 10Y average debt to equity ratio for UnitedHealth Group Incorporated (UNH)?
- The 10Y average debt to equity ratio for UNH stock is 0.76.
- What is the 15Y average debt to equity ratio for UnitedHealth Group Incorporated (UNH)?
- The 15Y average debt to equity ratio for UNH stock is 0.67.
- What is the 20Y average debt to equity ratio for UnitedHealth Group Incorporated (UNH)?
- The 20Y average debt to equity ratio for UNH stock is 0.63.
UnitedHealth Group Incorporated Debt to Equity Ratio History
| DATE | DEBT TO EQUITY RATIO |
|---|---|
| 2025-12-31 | 0.83 |
| 2024-12-31 | 0.83 |
| 2023-12-31 | 0.76 |
| 2022-12-31 | 0.74 |
| 2021-12-31 | 0.64 |
| 2020-12-31 | 0.66 |
| 2019-12-31 | 0.71 |
| 2018-12-31 | 0.71 |
| 2017-12-31 | 0.64 |
| 2016-12-31 | 0.86 |
| 2015-12-31 | 0.95 |
| 2014-12-31 | 0.54 |
| 2013-12-31 | 0.52 |
| 2012-12-31 | 0.54 |
| 2011-12-31 | 0.41 |
| 2010-12-31 | 0.43 |
| 2009-12-31 | 0.47 |
| 2008-12-31 | 0.62 |
| 2007-12-31 | 0.55 |
| 2006-12-31 | 0.36 |
| 2005-12-31 | 0.40 |
| 2004-12-31 | 0.38 |
| 2003-12-31 | 0.39 |
| 2002-12-31 | 0.40 |
| 2001-12-31 | 0.41 |
| 2000-12-31 | 0.33 |
| 1999-12-31 | 0.26 |
| 1998-12-31 | 0.18 |
| 1997-12-31 | 0.00 |
| 1996-12-31 | 0.01 |
Related Metrics
About UnitedHealth Group Incorporated
UnitedHealth Group Incorporated (UNH) operates as a comprehensive healthcare enterprise across the United States, structuring its diverse services into four key divisions: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. The UnitedHealthcare segment provides a wide array of health benefit plans and consumer-focused services. These offerings cater to a broad spectrum of clients, including large national corporations, public sector employers, mid-sized and small businesses, and individual consumers. It also delivers specialized health coverage and wellness programs tailored for individuals aged 50 and older, addressing their needs for preventive and acute care, chronic disease management, and other age-specific health issues. This division further encompasses Medicaid plans, children's health insurance, dental benefits, and various hospital and clinical services. Optum Health focuses on delivering direct healthcare solutions and management services. It facilitates access to networks of specialist care providers, offers health management programs, direct care delivery, consumer engagement initiatives, and financial services. Its diverse clientele includes individuals (served directly through care systems), employers, insurance payers, and government organizations. Optum Insight specializes in providing technology, information, and consulting services to the healthcare industry. Its offerings include software and data products, advisory consulting arrangements, and outsourced managed services. Clients span hospital systems, physicians, health plans, governmental bodies, life sciences companies, and other relevant organizations. Finally, Optum Rx handles the company's pharmaceutical care services. This segment manages retail pharmacy networks, provides home prescription delivery, and offers specialty and compounding pharmacy capabilities. Leveraging its purchasing power and clinical expertise, Optum Rx also develops advanced programs related to step therapy, formulary management, medication adherence, and integrated disease and drug therapy management. UnitedHealth Group Incorporated, founded in 1977, has its corporate headquarters located in Minnetonka, Minnesota.
- Sector
- Healthcare
- Industry
- Medical - Healthcare Plans
- CEO
- Stephen J. Hemsley