UnitedHealth Group Incorporated(UNH)
Medical - Healthcare Plans · Eden Prairie, MN
$400.84+0.00 (+0.00%)
Delayed quote: Sep 8, 2026, 4:00 PM EDT
Medical - Healthcare Plans · Eden Prairie, MN
Delayed quote: Sep 8, 2026, 4:00 PM EDT
Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the quick ratio (acid-test) high or low?
The quick ratio (acid-test) of 1.24 is 53% above its 5-year average of 0.81, near the high end of its 5-year range (0.77–1.24).
As of the fiscal period ended Tuesday, June 30, 2026. 37.96% above its 12-month average of 0.90.
Reported quarterly quick ratio; no daily interpolation.
QUICK RATIO (ACID-TEST)
1.24
QUICK RATIO (ACID-TEST) AVG TTM
0.90
QUICK RATIO (ACID-TEST) AVG 3Y
0.83
QUICK RATIO (ACID-TEST) AVG 5Y
0.81
QUICK RATIO (ACID-TEST) AVG 10Y
0.77
QUICK RATIO (ACID-TEST) AVG 15Y
0.77
QUICK RATIO (ACID-TEST) AVG 20Y
0.77
CURRENT VS TTM AVG
+37.96%
CURRENT VS 3Y AVG
+49.43%
CURRENT VS 5Y AVG
+52.68%
CURRENT VS 10Y AVG
+61.25%
CURRENT VS 15Y AVG
+60.62%
CURRENT VS 20Y AVG
+60.14%
SECTOR MEDIAN · HEALTHCARE
1.21
median of 89 covered companies
CURRENT VS SECTOR MEDIAN
+2.52%
vs the sector median at left
UnitedHealth Group Incorporated
Market Cap
$364.02B
Quick Ratio (Acid-Test)
1.24
TTM Avg
0.90
3Y Avg
0.83
5Y Avg
0.81
Market Cap
$87.17B
Quick Ratio (Acid-Test)
2.05
TTM Avg
1.17
3Y Avg
1.08
5Y Avg
1.07
Market Cap
$72.89B
Quick Ratio (Acid-Test)
0.74
TTM Avg
0.72
3Y Avg
0.68
5Y Avg
0.69
Market Cap
$122.58B
Quick Ratio (Acid-Test)
0.66
TTM Avg
0.61
3Y Avg
0.63
5Y Avg
0.63
| NAME | MARKET CAP | QUICK RATIO (ACID-TEST) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| UnitedHealth Group Incorporated (UNH) | $364.02B | 1.24 | 0.90 | 0.83 | 0.81 |
| Elevance Health Inc. (ELV)vs › | $87.17B | 2.05 | 1.17 | 1.08 | 1.07 |
| Cigna Corporation (CI)vs › | $72.89B | 0.74 | 0.72 | 0.68 | 0.69 |
| Humana Inc. (HUM)vs › | $48.40B | 1.74 | 0.58 | 0.57 | 0.58 |
| CVS Health Corp. (CVS)vs › | $122.58B | 0.66 | 0.61 | 0.63 | 0.63 |
| Centene Corp. (CNC)vs › | $31.90B | 1.15 | 1.40 | 1.24 | 1.19 |
Quick Ratio
1.24
Excludes inventory
Current Ratio
0.78
Includes inventory
Quick Ratio = (Current Assets − Inventory) / Current Liabilities
The quick ratio is a stricter liquidity measure that excludes inventory, showing the ability to meet short-term obligations with the most liquid assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | QUICK RATIO (ACID-TEST) |
|---|---|
| 2026-06-30 | 1.24 |
| 2026-03-31 | 0.80 |
| 2025-12-31 | 0.79 |
| 2025-09-30 | 0.82 |
| 2025-06-30 | 0.85 |
| 2025-03-31 | 0.85 |
| 2024-12-31 | 0.83 |
| 2024-09-30 | 0.91 |
| 2024-06-30 | 0.88 |
| 2024-03-31 | 0.85 |
| 2023-12-31 | 0.79 |
| 2023-09-30 | 0.80 |
| 2023-06-30 | 0.80 |
| 2023-03-31 | 0.81 |
| 2022-12-31 | 0.77 |
| 2022-09-30 | 0.82 |
| 2022-06-30 | 0.77 |
| 2022-03-31 | 0.78 |
| 2021-12-31 | 0.79 |
| 2021-09-30 | 0.77 |
| 2021-06-30 | 0.77 |
| 2021-03-31 | 0.74 |
| 2020-12-31 | 0.74 |
| 2020-09-30 | 0.82 |
| 2020-06-30 | 0.84 |
| 2020-03-31 | 0.75 |
| 2019-12-31 | 0.69 |
| 2019-09-30 | 0.70 |
| 2019-06-30 | 0.67 |
| 2019-03-31 | 0.73 |
| 2018-12-31 | 0.73 |
| 2018-09-30 | 0.69 |
| 2018-06-30 | 0.75 |
| 2018-03-31 | 0.71 |
| 2017-12-31 | 0.73 |
| 2017-09-30 | 0.70 |
| 2017-06-30 | 0.72 |
| 2017-03-31 | 0.71 |
| 2016-12-31 | 0.69 |
| 2016-09-30 | 0.70 |
| 2016-06-30 | 0.70 |
| 2016-03-31 | 0.73 |
| 2015-12-31 | 0.74 |
| 2015-09-30 | 0.75 |
| 2015-06-30 | 0.77 |
| 2015-03-31 | 0.77 |
| 2014-12-31 | 0.77 |
| 2014-09-30 | 0.74 |
| 2014-06-30 | 0.74 |
| 2014-03-31 | 0.73 |
| 2013-12-31 | 0.73 |
| 2013-09-30 | 0.76 |
| 2013-06-30 | 0.78 |
| 2013-03-31 | 0.84 |
| 2012-12-31 | 0.78 |
| 2012-09-30 | 0.82 |
| 2012-06-30 | 0.81 |
| 2012-03-31 | 0.83 |
| 2011-12-31 | 0.81 |
| 2011-09-30 | 0.86 |
| 2011-06-30 | 0.84 |
| 2011-03-31 | 0.81 |
| 2010-12-31 | 0.74 |
| 2010-09-30 | 0.75 |
| 2010-06-30 | 0.82 |
| 2010-03-31 | 0.80 |
| 2009-12-31 | 0.78 |
| 2009-09-30 | 0.88 |
| 2009-06-30 | 0.80 |
| 2009-03-31 | 0.78 |
| 2008-12-31 | 0.71 |
| 2008-09-30 | 0.64 |
| 2008-06-30 | 0.64 |
| 2008-03-31 | 0.71 |
| 2007-12-31 | 0.82 |
| 2007-09-30 | 0.83 |
| 2007-06-30 | 0.88 |
| 2007-03-31 | 0.84 |
| 2006-12-31 | 0.84 |
| 2006-09-30 | 0.80 |
| 2006-06-30 | 0.77 |
| 2006-03-31 | 0.72 |
| 2005-12-31 | 0.60 |
| 2005-09-30 | 0.68 |
| 2005-06-30 | 0.61 |
| 2005-03-31 | 0.63 |
| 2004-12-31 | 0.70 |
| 2004-09-30 | 0.69 |
| 2004-06-30 | 0.67 |
| 2004-03-31 | 0.63 |
| 2003-12-31 | 0.67 |
| 2003-09-30 | 0.65 |
| 2003-06-30 | 0.64 |
| 2003-03-31 | 0.60 |
| 2002-12-31 | 0.57 |
| 2002-09-30 | 0.59 |