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UnitedHealth Group Incorporated (UNH)
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UnitedHealth Group Incorporated (UNH) Quick Ratio (Acid-Test): 0.79

Is UnitedHealth Group Incorporated’s quick ratio (acid-test) high or low?

UnitedHealth Group Incorporated's quick ratio (acid-test) of 0.79 is in line with its 5-year average of 0.79, around the middle of its 5-year range (0.74–0.83).

The quick ratio (acid-test) for UnitedHealth Group Incorporated (UNH) is 0.79 as of Tuesday, June 9, 2026. It is below its 12-month average by 2.47% (0.81).

UNH Quick Ratio (Acid-Test) Chart

UNH Quick Ratio (Acid-Test)
0.79-4.82% 1Y
Zoom

UNH Average Quick Ratio (Acid-Test) Chart

UNH Current vs Average Quick Ratio (Acid-Test) Chart

UNH Quick Ratio (Acid-Test) Metrics

QUICK RATIO (ACID-TEST)

0.79

QUICK RATIO (ACID-TEST) AVG TTM

0.81

QUICK RATIO (ACID-TEST) AVG 3Y

0.80

QUICK RATIO (ACID-TEST) AVG 5Y

0.79

QUICK RATIO (ACID-TEST) AVG 10Y

0.75

QUICK RATIO (ACID-TEST) AVG 15Y

0.76

QUICK RATIO (ACID-TEST) AVG 20Y

0.76

CURRENT VS TTM AVG

-2.47%

CURRENT VS 3Y AVG

-0.63%

CURRENT VS 5Y AVG

+0.64%

CURRENT VS 10Y AVG

+4.83%

CURRENT VS 15Y AVG

+4.29%

CURRENT VS 20Y AVG

+4.47%

UNH Competitors' Quick Ratio (Acid-Test)

NAMEMARKET CAPQUICK RATIO (ACID-TEST)TTM3Y5Y
UnitedHealth Group Incorporated (UNH)0.790.810.800.79
Elevance Health Inc. (ELV)$92.17B1.241.171.081.07
Cigna Corporation (CI)$78.04B0.720.720.680.69
Humana Inc. (HUM)$43.60B0.720.580.570.58
CVS Health Corporation (CVS)$123.84B0.630.610.630.63
Centene Corporation (CNC)$31.94B1.681.401.241.19

Liquidity Comparison

Quick Ratio

0.79

Excludes inventory

Current Ratio

0.79

Includes inventory

UnitedHealth Group Incorporated Quick Ratio (Acid-Test) Formula & Definition

Quick Ratio = (Current Assets − Inventory) / Current Liabilities

The quick ratio is a stricter liquidity measure that excludes inventory, showing the ability to meet short-term obligations with the most liquid assets.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

UnitedHealth Group Incorporated Quick Ratio (Acid-Test) FAQ

What is the quick ratio (acid-test) for UnitedHealth Group Incorporated (UNH)?
The quick ratio (acid-test) for UNH stock is 0.79.
Is UnitedHealth Group Incorporated's quick ratio (acid-test) high or low?
UnitedHealth Group Incorporated's quick ratio (acid-test) of 0.79 is in line with its 5-year average of 0.79, around the middle of its 5-year range (0.74–0.83).
What is the TTM average quick ratio (acid-test) for UnitedHealth Group Incorporated (UNH)?
The TTM average quick ratio (acid-test) for UNH stock is 0.81.
What is the 3Y average quick ratio (acid-test) for UnitedHealth Group Incorporated (UNH)?
The 3Y average quick ratio (acid-test) for UNH stock is 0.80.
What is the 5Y average quick ratio (acid-test) for UnitedHealth Group Incorporated (UNH)?
The 5Y average quick ratio (acid-test) for UNH stock is 0.79.
What is the 10Y average quick ratio (acid-test) for UnitedHealth Group Incorporated (UNH)?
The 10Y average quick ratio (acid-test) for UNH stock is 0.75.
What is the 15Y average quick ratio (acid-test) for UnitedHealth Group Incorporated (UNH)?
The 15Y average quick ratio (acid-test) for UNH stock is 0.76.
What is the 20Y average quick ratio (acid-test) for UnitedHealth Group Incorporated (UNH)?
The 20Y average quick ratio (acid-test) for UNH stock is 0.76.

UnitedHealth Group Incorporated Quick Ratio (Acid-Test) History

DATEQUICK RATIO (ACID-TEST)
2025-12-310.79
2024-12-310.83
2023-12-310.79
2022-12-310.77
2021-12-310.79
2020-12-310.74
2019-12-310.69
2018-12-310.73
2017-12-310.73
2016-12-310.69
2015-12-310.74
2014-12-310.77
2013-12-310.73
2012-12-310.78
2011-12-310.81
2010-12-310.74
2009-12-310.78
2008-12-310.70
2007-12-310.84
2006-12-310.84
2005-12-310.60
2004-12-310.70
2003-12-310.67
2002-12-310.57
2001-12-310.62
2000-12-310.67
1999-12-310.78
1998-12-310.80
1997-12-310.85
1996-12-311.04

About UnitedHealth Group Incorporated

UnitedHealth Group Incorporated (UNH) operates as a comprehensive healthcare enterprise across the United States, structuring its diverse services into four key divisions: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. The UnitedHealthcare segment provides a wide array of health benefit plans and consumer-focused services. These offerings cater to a broad spectrum of clients, including large national corporations, public sector employers, mid-sized and small businesses, and individual consumers. It also delivers specialized health coverage and wellness programs tailored for individuals aged 50 and older, addressing their needs for preventive and acute care, chronic disease management, and other age-specific health issues. This division further encompasses Medicaid plans, children's health insurance, dental benefits, and various hospital and clinical services. Optum Health focuses on delivering direct healthcare solutions and management services. It facilitates access to networks of specialist care providers, offers health management programs, direct care delivery, consumer engagement initiatives, and financial services. Its diverse clientele includes individuals (served directly through care systems), employers, insurance payers, and government organizations. Optum Insight specializes in providing technology, information, and consulting services to the healthcare industry. Its offerings include software and data products, advisory consulting arrangements, and outsourced managed services. Clients span hospital systems, physicians, health plans, governmental bodies, life sciences companies, and other relevant organizations. Finally, Optum Rx handles the company's pharmaceutical care services. This segment manages retail pharmacy networks, provides home prescription delivery, and offers specialty and compounding pharmacy capabilities. Leveraging its purchasing power and clinical expertise, Optum Rx also develops advanced programs related to step therapy, formulary management, medication adherence, and integrated disease and drug therapy management. UnitedHealth Group Incorporated, founded in 1977, has its corporate headquarters located in Minnetonka, Minnesota.

Eden Prairie, MN
400,000 employees
Healthcare / Medical - Healthcare Plans
Sector
Healthcare
Industry
Medical - Healthcare Plans
CEO
Stephen J. Hemsley