Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 11.49% is in line with its 5-year average of 11.40%, around the middle of its 5-year range (0.00%–16.70%).
As of the fiscal period ended Tuesday, June 30, 2026. 7.50% below its 12-month average of 12.42%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 11.49%.
DEBT TO ASSETS RATIO
11.49%
DEBT TO ASSETS RATIO AVG TTM
12.42%
DEBT TO ASSETS RATIO AVG 3Y
14.55%
DEBT TO ASSETS RATIO AVG 5Y
11.40%
DEBT TO ASSETS RATIO AVG 10Y
9.22%
DEBT TO ASSETS RATIO AVG 15Y
N/A
DEBT TO ASSETS RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-7.50%
CURRENT VS 3Y AVG
-21.07%
CURRENT VS 5Y AVG
+0.72%
CURRENT VS 10Y AVG
+24.63%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 739 covered companies
CURRENT VS SECTOR MEDIAN
+22871.15%
vs the sector median at left
Trupanion, Inc.
Market Cap
$1.08B
Debt to Assets Ratio
11.49%
TTM Avg
12.42%
3Y Avg
14.55%
5Y Avg
11.40%
Market Cap
$1.06B
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.05B
Debt to Assets Ratio
0.17%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.03B
Debt to Assets Ratio
0.50%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.02B
Debt to Assets Ratio
0.03%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.02B
Debt to Assets Ratio
0.10%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.14B
Debt to Assets Ratio
0.03%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Trupanion, Inc. (TRUP) | $1.08B | 11.49% | 12.42% | 14.55% | 11.40% |
| International General Insurance Holdings Ltd. (IGIC)vs › | $1.06B | 0.00% | N/A | N/A | N/A |
| Capitol Federal Financial, Inc. (CFFN)vs › | $1.05B | 0.17% | N/A | N/A | N/A |
| Five Star Bancorp (FSBC)vs › | $1.04B | 0.01% | N/A | N/A | N/A |
| Northeast Bank (NBN)vs › | $1.04B | 0.16% | N/A | N/A | N/A |
| Oaktree Specialty Lending Corporation (OCSL)vs › | $1.03B | 0.50% | N/A | N/A | N/A |
| CNB Financial Corporation (CCNEP)vs › | $1.02B | 0.03% | N/A | N/A | N/A |
| Mercantile Bank Corporation (MBWM)vs › | $1.02B | 0.10% | N/A | N/A | N/A |
| Univest Financial Corporation (UVSP)vs › | $1.14B | 0.03% | N/A | N/A | N/A |
| Heritage Financial Corporation (HFWA)vs › | $1.14B | 0.02% | N/A | N/A | N/A |
Debt/Assets
11.5%
Debt/Equity
0.26
Current Ratio
1.77
Interest Coverage
1.6x
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 11.49% |
| 2026-03-31 | 11.87% |
| 2025-12-31 | 12.22% |
| 2025-09-30 | 13.01% |
| 2025-06-30 | 13.50% |
| 2025-03-31 | 15.39% |
| 2024-12-31 | 15.97% |
| 2024-09-30 | 15.79% |
| 2024-06-30 | 16.20% |
| 2024-03-31 | 16.32% |
| 2023-12-31 | 16.47% |
| 2023-09-30 | 16.70% |
| 2023-06-30 | 14.25% |
| 2023-03-31 | 14.51% |
| 2022-12-31 | 10.34% |
| 2022-09-30 | 8.36% |
| 2022-06-30 | 8.54% |
| 2022-03-31 | 8.55% |
| 2021-12-31 | 0.00% |
| 2021-09-30 | 0.00% |
| 2021-06-30 | 0.00% |
| 2021-03-31 | 0.00% |
| 2020-12-31 | 0.00% |
| 2020-09-30 | 9.41% |
| 2020-06-30 | 9.42% |
| 2020-03-31 | 10.92% |
| 2019-12-31 | 10.14% |
| 2019-09-30 | 9.08% |
| 2019-06-30 | 8.27% |
| 2019-03-31 | 8.17% |
| 2018-12-31 | 6.20% |
| 2018-09-30 | 4.30% |
| 2018-06-30 | 9.59% |
| 2018-03-31 | 12.67% |
| 2017-12-31 | 8.81% |
| 2017-09-30 | 7.16% |
| 2017-06-30 | 6.60% |
| 2017-03-31 | 5.46% |
| 2016-12-31 | 5.79% |
| 2016-09-30 | 5.06% |
| 2016-06-30 | 1.33% |
| 2016-03-31 | 1.37% |
| 2015-12-31 | 0.00% |
| 2015-09-30 | 0.00% |
| 2015-06-30 | 0.00% |
| 2015-03-31 | 0.00% |
| 2014-12-31 | 15.16% |
| 2014-09-30 | 14.82% |
| 2014-06-30 | 53.74% |
| 2014-03-31 | 53.61% |
| 2013-12-31 | 50.53% |
