Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 16.41% is 67% above its 5-year average of 9.81%, near the high end of its 5-year range (1.27%–20.37%).
As of the fiscal period ended Tuesday, June 30, 2026. 42.60% above its 12-month average of 11.51%.
Reported quarterly debt to assets ratio; no daily interpolation. Q4 FY2026 (2026-06-30): 16.41%.
DEBT TO ASSETS RATIO
16.41%
DEBT TO ASSETS RATIO AVG TTM
11.51%
DEBT TO ASSETS RATIO AVG 3Y
12.75%
DEBT TO ASSETS RATIO AVG 5Y
9.81%
DEBT TO ASSETS RATIO AVG 10Y
6.71%
DEBT TO ASSETS RATIO AVG 15Y
7.55%
DEBT TO ASSETS RATIO AVG 20Y
13.33%
CURRENT VS TTM AVG
+42.60%
CURRENT VS 3Y AVG
+28.72%
CURRENT VS 5Y AVG
+67.30%
CURRENT VS 10Y AVG
+144.67%
CURRENT VS 15Y AVG
+117.22%
CURRENT VS 20Y AVG
+23.09%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 739 covered companies
CURRENT VS SECTOR MEDIAN
+32715.19%
vs the sector median at left
Northeast Bank
Market Cap
$1.04B
Debt to Assets Ratio
16.41%
TTM Avg
11.51%
3Y Avg
12.75%
5Y Avg
9.81%
Market Cap
$1.03B
Debt to Assets Ratio
0.50%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.05B
Debt to Assets Ratio
0.17%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.02B
Debt to Assets Ratio
0.03%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.02B
Debt to Assets Ratio
0.10%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.06B
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.01B
Debt to Assets Ratio
0.10%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.01B
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Northeast Bank (NBN) | $1.04B | 16.41% | 11.51% | 12.75% | 9.81% |
| Five Star Bancorp (FSBC)vs › | $1.04B | 0.01% | N/A | N/A | N/A |
| Oaktree Specialty Lending Corporation (OCSL)vs › | $1.03B | 0.50% | N/A | N/A | N/A |
| Capitol Federal Financial, Inc. (CFFN)vs › | $1.05B | 0.17% | N/A | N/A | N/A |
| CNB Financial Corporation (CCNEP)vs › | $1.02B | 0.03% | N/A | N/A | N/A |
| Mercantile Bank Corporation (MBWM)vs › | $1.02B | 0.10% | N/A | N/A | N/A |
| International General Insurance Holdings Ltd. (IGIC)vs › | $1.06B | 0.00% | N/A | N/A | N/A |
| OceanFirst Financial Corp. (OCFC)vs › | $1.01B | 0.10% | N/A | N/A | N/A |
| Esquire Financial Holdings, Inc. (ESQ)vs › | $1.01B | 0.00% | N/A | N/A | N/A |
| Business First Bancshares, Inc. (BFST)vs › | $1.00B | 0.07% | N/A | N/A | N/A |
Debt/Assets
16.4%
Debt/Equity
1.42
Current ratio and interest coverage is unavailable for Northeast Bank: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 16.41% |
| 2026-03-31 | 14.66% |
| 2025-12-31 | 10.50% |
| 2025-09-30 | 8.04% |
| 2025-06-30 | 7.93% |
| 2025-03-31 | 9.41% |
| 2024-12-31 | 10.46% |
| 2024-09-30 | 9.11% |
| 2024-06-30 | 11.67% |
| 2024-03-31 | 12.40% |
| 2023-12-31 | 15.78% |
| 2023-09-30 | 18.99% |
| 2023-06-30 | 20.37% |
| 2023-03-31 | 14.28% |
| 2022-12-31 | 10.00% |
| 2022-09-30 | 7.98% |
| 2022-06-30 | 2.18% |
| 2022-03-31 | 1.27% |
| 2021-12-31 | 1.39% |
| 2021-09-30 | 1.49% |
| 2021-06-30 | 1.66% |
| 2021-03-31 | 8.43% |
| 2020-12-31 | 2.98% |
| 2020-09-30 | 2.72% |
| 2020-06-30 | 4.72% |
| 2020-03-31 | 2.82% |
| 2019-12-31 | 6.63% |
| 2019-09-30 | 3.15% |
| 2019-06-30 | 2.61% |
| 2019-03-31 | 3.22% |
| 2018-12-31 | 3.32% |
| 2018-09-30 | 3.26% |
| 2018-06-30 | 3.42% |
| 2018-03-31 | 3.39% |
| 2017-12-31 | 3.82% |
| 2017-09-30 | 4.24% |
| 2017-06-30 | 4.13% |
| 2017-03-31 | 4.33% |
| 2016-12-31 | 4.39% |
| 2016-09-30 | 5.53% |
| 2016-06-30 | 5.53% |
| 2016-03-31 | 4.64% |
| 2015-12-31 | 4.76% |
| 2015-09-30 | 4.97% |
| 2015-06-30 | 6.18% |
| 2015-03-31 | 6.38% |
| 2014-12-31 | 7.18% |
| 2014-09-30 | 8.53% |
| 2014-06-30 | 8.66% |
| 2014-03-31 | 8.75% |
| 2013-12-31 | 9.65% |
| 2013-09-30 | 9.70% |
| 2013-06-30 | 9.55% |
| 2013-03-31 | 10.15% |
| 2012-12-31 | 11.41% |
| 2012-09-30 | 13.36% |
| 2012-06-30 | 18.06% |
| 2012-03-31 | 20.52% |
| 2011-12-31 | 20.61% |
| 2011-09-30 | 20.84% |
| 2011-06-30 | 21.25% |
| 2011-03-31 | 22.69% |
| 2010-12-31 | 30.29% |
| 2010-09-30 | 30.29% |
| 2010-06-30 | 28.97% |
| 2010-03-31 | 29.14% |
| 2009-12-31 | 30.42% |
| 2009-09-15 | 28.33% |
| 2009-06-30 | 27.15% |
| 2009-03-31 | 28.21% |
| 2008-12-31 | 32.88% |
| 2008-09-30 | 33.77% |
| 2008-06-30 | 31.23% |
| 2008-03-31 | 30.57% |
| 2007-12-31 | 30.68% |
| 2007-09-30 | 29.50% |
| 2007-06-30 | 26.50% |
| 2007-03-31 | 23.60% |
| 2006-12-31 | 25.69% |
| 2006-09-30 | 23.84% |
| 2006-06-30 | 22.17% |
| 2006-03-31 | 24.09% |
| 2005-12-31 | 21.56% |
| 2005-09-30 | 23.11% |
| 2005-06-30 | 23.63% |
| 2005-03-31 | 23.02% |
| 2004-12-31 | 24.47% |
| 2004-09-30 | 21.64% |
| 2004-06-30 | 22.54% |
| 2004-03-31 | 23.80% |
| 2003-12-31 | 23.60% |
| 2003-09-30 | 25.34% |
| 2003-06-30 | 23.49% |
| 2003-03-31 | 19.76% |
| 2002-12-31 | 22.40% |
| 2002-09-30 | 22.53% |
