Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 5.77% is in line with its 5-year average of 5.43%, around the middle of its 5-year range (4.17%–7.13%).
As of the fiscal period ended Tuesday, June 30, 2026. 10.16% below its 12-month average of 6.42%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 5.77%.
DEBT TO ASSETS RATIO
5.77%
DEBT TO ASSETS RATIO AVG TTM
6.42%
DEBT TO ASSETS RATIO AVG 3Y
5.47%
DEBT TO ASSETS RATIO AVG 5Y
5.43%
DEBT TO ASSETS RATIO AVG 10Y
5.90%
DEBT TO ASSETS RATIO AVG 15Y
5.75%
DEBT TO ASSETS RATIO AVG 20Y
5.76%
CURRENT VS TTM AVG
-10.16%
CURRENT VS 3Y AVG
+5.42%
CURRENT VS 5Y AVG
+6.22%
CURRENT VS 10Y AVG
-2.21%
CURRENT VS 15Y AVG
+0.37%
CURRENT VS 20Y AVG
+0.08%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 739 covered companies
CURRENT VS SECTOR MEDIAN
+11438.96%
vs the sector median at left
Selective Insurance Group, Inc.
Market Cap
$5.05B
Debt to Assets Ratio
5.77%
TTM Avg
6.42%
3Y Avg
5.47%
5Y Avg
5.43%
Market Cap
$5.07B
Debt to Assets Ratio
0.49%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$5.10B
Debt to Assets Ratio
0.43%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$4.89B
Debt to Assets Ratio
0.01%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$4.83B
Debt to Assets Ratio
0.14%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Selective Insurance Group, Inc. (SIGI) | $5.05B | 5.77% | 6.42% | 5.47% | 5.43% |
| Axos Financial, Inc. (AX)vs › | $5.06B | 0.04% | N/A | N/A | N/A |
| Figure Technology Solutions, Inc. Class A Common Stock (FIGR)vs › | $5.07B | 0.49% | N/A | N/A | N/A |
| Main Street Capital Corporation (MAIN)vs › | $5.10B | 0.43% | N/A | N/A | N/A |
| RLI Corp. (RLI)vs › | $5.14B | 0.05% | N/A | N/A | N/A |
| Bank OZK (OZKAP)vs › | $5.19B | 0.02% | N/A | N/A | N/A |
| Bank OZK (OZK)vs › | $4.90B | 0.02% | N/A | N/A | N/A |
| Eastern Bankshares, Inc. (EBC)vs › | $4.89B | 0.01% | N/A | N/A | N/A |
| Hamilton Lane Incorporated (HLNE)vs › | $4.83B | 0.14% | N/A | N/A | N/A |
| JPMorgan U.S. Tech Leaders ETF (JTEK)vs › | $4.81B | N/A | N/A | N/A | N/A |
Debt/Assets
5.8%
Debt/Equity
0.25
Current ratio and interest coverage is unavailable for Selective Insurance Group, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 5.77% |
| 2026-03-31 | 5.88% |
| 2025-12-31 | 7.13% |
| 2025-09-30 | 6.56% |
| 2025-06-30 | 6.77% |
| 2025-03-31 | 6.93% |
| 2024-12-31 | 4.50% |
| 2024-09-30 | 4.17% |
| 2024-06-30 | 4.36% |
| 2024-03-31 | 4.50% |
| 2023-12-31 | 4.94% |
| 2023-09-30 | 4.79% |
| 2023-06-30 | 4.85% |
| 2023-03-31 | 4.96% |
| 2022-12-31 | 5.51% |
| 2022-09-30 | 5.25% |
| 2022-06-30 | 5.28% |
| 2022-03-31 | 5.29% |
| 2021-12-31 | 5.53% |
| 2021-09-30 | 5.24% |
| 2021-06-30 | 5.86% |
| 2021-03-31 | 6.05% |
| 2020-12-31 | 6.53% |
| 2020-09-30 | 8.23% |
| 2020-06-30 | 9.39% |
| 2020-03-31 | 10.77% |
| 2019-12-31 | 7.07% |
| 2019-09-30 | 7.30% |
| 2019-06-30 | 7.47% |
| 2019-03-31 | 7.68% |
| 2018-12-31 | 6.01% |
| 2018-09-30 | 6.09% |
| 2018-06-30 | 6.27% |
| 2018-03-31 | 7.11% |
| 2017-12-31 | 5.71% |
| 2017-09-30 | 5.62% |
| 2017-06-30 | 5.83% |
| 2017-03-31 | 5.93% |
| 2016-12-31 | 5.96% |
| 2016-09-30 | 5.75% |
| 2016-06-30 | 5.40% |
| 2016-03-31 | 5.53% |
| 2015-12-31 | 4.75% |
| 2015-09-30 | 5.72% |
| 2015-06-30 | 5.81% |
| 2015-03-31 | 5.88% |
| 2014-12-31 | 5.67% |
| 2014-09-30 | 5.77% |
| 2014-06-30 | 5.84% |
| 2014-03-31 | 5.96% |
| 2013-12-31 | 6.26% |
| 2013-09-30 | 6.26% |
| 2013-06-30 | 6.42% |
| 2013-03-31 | 6.19% |
| 2012-12-31 | 4.52% |
| 2012-09-30 | 5.23% |
| 2012-06-30 | 5.40% |
| 2012-03-31 | 5.46% |
| 2011-12-31 | 5.41% |
| 2011-09-30 | 4.56% |
| 2011-06-30 | 4.89% |
| 2011-03-31 | 4.97% |
| 2010-12-31 | 5.01% |
| 2010-09-30 | 4.92% |
| 2010-06-30 | 5.02% |
| 2010-03-31 | 5.19% |
| 2009-12-31 | 5.37% |
| 2009-09-30 | 5.07% |
| 2009-06-30 | 5.20% |
| 2009-03-31 | 5.48% |
| 2008-12-31 | 5.54% |
| 2008-09-30 | 5.43% |
| 2008-06-30 | 5.39% |
| 2008-03-31 | 5.76% |
| 2007-12-31 | 5.90% |
| 2007-09-30 | 6.67% |
| 2007-06-30 | 6.86% |
| 2007-03-31 | 7.53% |
| 2006-12-31 | 7.59% |
| 2006-09-30 | 7.54% |
| 2006-06-30 | 5.83% |
| 2006-03-31 | 7.60% |
| 2005-12-31 | 7.74% |
| 2005-09-30 | 5.58% |
| 2005-06-30 | 6.17% |
| 2005-03-31 | 6.53% |
| 2004-12-31 | 6.73% |
| 2004-09-30 | 5.52% |
| 2004-06-30 | 6.33% |
| 2004-03-31 | 6.58% |
| 2003-12-31 | 6.93% |
| 2003-09-30 | 7.02% |
| 2003-06-30 | 7.72% |
| 2003-03-31 | 8.29% |
| 2002-12-31 | 8.67% |
| 2002-09-30 | 8.27% |
