RLI Corp. (RLI) vs Selective Insurance Group, Inc. (SIGI)
A side-by-side comparison of RLI Corp. and Selective Insurance Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — RLI vs SIGI
growth of $100 · dividends reinvested · last 10yRLI vs SIGI: by the numbers
- •RLI is the larger company ($5.14B vs $5.06B market cap).
- •SIGI trades at the lower trailing earnings multiple (10.52 vs 11.77 P/E), one valuation lens rather than an overall verdict.
- •RLI converts more revenue to profit (22.22% vs 9.11% net margin).
- •RLI grew revenue faster over the past five years (11.29% vs 11.16% CAGR).
- •RLI pays the higher dividend yield (4.46% vs 2.01%).
Metrics side by side
Valuation
| Metric | RLI | SIGI |
|---|---|---|
| P/E ratio | 11.77 | 10.52 |
| Forward P/E | 19.55 | 10.44 |
| PEG ratio | 0.58 | 0.82 |
| P/S ratio | 2.60 | 0.93 |
| P/B ratio | 2.94 | 1.46 |
Profitability
| Metric | RLI | SIGI |
|---|---|---|
| Operating margin | 28.42% | 11.02% |
| Net margin | 22.22% | 9.11% |
| ROE | 25.04% | 13.59% |
RLI Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Selective Insurance Group, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | RLI | SIGI |
|---|---|---|
| Dividend yield | 4.46% | 2.01% |
| Payout ratio | 52.52% | 21.34% |
Growth (annualized)
| Metric | RLI | SIGI |
|---|---|---|
| Revenue CAGR (5Y) | 11.29% | 11.16% |
| EPS CAGR (5Y) | 20.14% | 12.72% |
| Total return CAGR (5Y) | 4.71% | 3.68% |
Frequently asked
- Which has the lower trailing P/E, RLI or SIGI?
- SIGI has the lower trailing P/E: RLI trades at 11.77 and SIGI at 10.52. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, RLI or SIGI?
- Over the past five years, RLI grew revenue faster — RLI at a 11.29% CAGR versus SIGI at 11.16%.
- Does RLI or SIGI pay a bigger dividend?
- RLI yields 4.46% and SIGI yields 2.01% based on trailing dividends and the latest price.
- Is RLI or SIGI more profitable?
- RLI runs the higher net margin — RLI at 22.22% versus SIGI at 9.11%.
- How have RLI and SIGI total returns compared?
- Over the past 10 years, RLI delivered 8.06% and SIGI delivered 9.76% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
RLI & Selective Insurance appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.