Eastern Bankshares, Inc. (EBC) vs Selective Insurance Group, Inc. (SIGI)
A side-by-side comparison of Eastern Bankshares, Inc. and Selective Insurance Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — EBC vs SIGI
growth of $100 · dividends reinvested · last 6yEBC vs SIGI: by the numbers
- •SIGI is the larger company ($5.06B vs $4.89B market cap).
- •SIGI trades at the lower trailing earnings multiple (10.53 vs 12.03 P/E), one valuation lens rather than an overall verdict.
- •EBC converts more revenue to profit (26.28% vs 9.11% net margin).
- •EBC grew revenue faster over the past five years (18.87% vs 11.16% CAGR).
- •EBC pays the higher dividend yield (2.64% vs 2.01%).
Metrics side by side
Valuation
| Metric | EBC | SIGI |
|---|---|---|
| P/E ratio | 12.03 | 10.53 |
| Forward P/E | 11.27 | 10.45 |
| PEG ratio | 0.48 | 0.82 |
| P/S ratio | 3.42 | 0.93 |
| P/B ratio | 1.14 | 1.46 |
Profitability
| Metric | EBC | SIGI |
|---|---|---|
| Operating margin | 9.41% | 11.02% |
| Net margin | 26.28% | 9.11% |
| ROE | 8.78% | 13.59% |
Eastern Bankshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Selective Insurance Group, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | EBC | SIGI |
|---|---|---|
| Dividend yield | 2.64% | 2.01% |
| Payout ratio | 31.82% | 21.34% |
Growth (annualized)
| Metric | EBC | SIGI |
|---|---|---|
| Revenue CAGR (5Y) | 18.87% | 11.16% |
| EPS CAGR (5Y) | 25.21% | 12.72% |
| Total return CAGR (5Y) | 2.86% | 3.68% |
Frequently asked
- Which has the lower trailing P/E, EBC or SIGI?
- SIGI has the lower trailing P/E: EBC trades at 12.03 and SIGI at 10.53. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, EBC or SIGI?
- Over the past five years, EBC grew revenue faster — EBC at a 18.87% CAGR versus SIGI at 11.16%.
- Does EBC or SIGI pay a bigger dividend?
- EBC yields 2.64% and SIGI yields 2.01% based on trailing dividends and the latest price.
- Is EBC or SIGI more profitable?
- EBC runs the higher net margin — EBC at 26.28% versus SIGI at 9.11%.
- How have EBC and SIGI total returns compared?
- Over the past 5 years, EBC delivered 2.86% and SIGI delivered 3.68% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Eastern Bankshares & Selective Insurance appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.