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PayPal Holdings, Inc. (PYPL) EV/FCF Ratio: 7.36x

Is PayPal Holdings, Inc.’s EV/FCF ratio high or low?

PayPal Holdings, Inc.'s EV/FCF ratio of 7.36x is 66% below its 5-year average of 21.85x, near the low end of its 5-year range (6.94x–73.28x).

The EV/FCF ratio for PayPal Holdings, Inc. (PYPL) is 7.36x as of Wednesday, June 10, 2026. It is below its 12-month average by 32.55% (10.91x).

PYPL EV/FCF Ratio Chart

PYPL EV/FCF Ratio
7.36x-43.30% 1Y
Zoom

PYPL Average EV/FCF Ratio Chart

PYPL Current vs Average EV/FCF Ratio Chart

PYPL EV/FCF Ratio Metrics

EV/FCF RATIO

7.36x

EV/FCF RATIO AVG TTM

10.91x

EV/FCF RATIO AVG 3Y

13.75x

EV/FCF RATIO AVG 5Y

21.85x

EV/FCF RATIO AVG 10Y

32.89x

EV/FCF RATIO AVG 15Y

32.16x

EV/FCF RATIO AVG 20Y

32.16x

CURRENT VS TTM AVG

-32.55%

CURRENT VS 3Y AVG

-46.46%

CURRENT VS 5Y AVG

-66.32%

CURRENT VS 10Y AVG

-77.62%

CURRENT VS 15Y AVG

-77.11%

CURRENT VS 20Y AVG

-77.11%

PYPL Competitors' EV/FCF Ratio

NAMEMARKET CAPEV/FCF RATIOTTM3Y5Y
PayPal Holdings, Inc. (PYPL)7.36x10.91x13.75x21.85x
Prudential Financial, Inc. (PRU)$36.78B4.18x17.06x12.12x11.39x
The Hartford Financial Services Group, Inc. (HIG)$35.74B7.06x7.26x7.51x7.36x
American International Group, Inc. (AIG)$39.92B13.77x17.41x14.63x19.08x
Coinbase Global, Inc. (COIN)$40.97B13.94x86.43x50.55x32.24x
MSCI Inc. (MSCI)$44.05B32.94x32.75x36.71x42.39x
State Street SPDR Dow Jones Industrial Average ETF Trust (DIA)$44.24BN/AN/AN/AN/A
Cincinnati Financial Corporation (CINF)$25.81B7.49x8.70x8.55x9.05x
Willis Towers Watson Public Limited Company (WTW)$25.17B19.37x22.75x28.55x29.39x
Synchrony Financial (SYF)$23.58B2.04x2.52x2.17x2.60x

Cash Flow Valuation Comparison

EV/FCF

7.4x

P/FCF

6.9x

FCF Yield

14.45%

Formula: EV/FCF = Enterprise Value / Free Cash Flow

EV/FCF vs P/FCF:

  • EV/FCF accounts for debt and cash through enterprise value
  • P/FCF only considers equity value
  • EV/FCF can be compared across companies with different debt levels
  • Both measure how the market values cash generation

PayPal Holdings, Inc. EV/FCF Ratio Formula & Definition

EV/FCF = Enterprise Value / Free Cash Flow (TTM)

Enterprise value to free cash flow compares total company value to the cash the business generates after capital expenditures.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

PayPal Holdings, Inc. EV/FCF Ratio FAQ

What is the EV/FCF ratio for PayPal Holdings, Inc. (PYPL)?
The EV/FCF ratio for PYPL stock is 7.36x.
Is PayPal Holdings, Inc.'s EV/FCF ratio high or low?
PayPal Holdings, Inc.'s EV/FCF ratio of 7.36x is 66% below its 5-year average of 21.85x, near the low end of its 5-year range (6.94x–73.28x).
What is the TTM average EV/FCF ratio for PayPal Holdings, Inc. (PYPL)?
The TTM average EV/FCF ratio for PYPL stock is 10.91x.
What is the 3Y average EV/FCF ratio for PayPal Holdings, Inc. (PYPL)?
The 3Y average EV/FCF ratio for PYPL stock is 13.75x.
What is the 5Y average EV/FCF ratio for PayPal Holdings, Inc. (PYPL)?
The 5Y average EV/FCF ratio for PYPL stock is 21.85x.
What is the 10Y average EV/FCF ratio for PayPal Holdings, Inc. (PYPL)?
The 10Y average EV/FCF ratio for PYPL stock is 32.89x.
What is the 15Y average EV/FCF ratio for PayPal Holdings, Inc. (PYPL)?
The 15Y average EV/FCF ratio for PYPL stock is 32.16x.
What is the 20Y average EV/FCF ratio for PayPal Holdings, Inc. (PYPL)?
The 20Y average EV/FCF ratio for PYPL stock is 32.16x.

PayPal Holdings, Inc. EV/FCF Ratio History

DATEEV/FCF RATIO
2026-06-097.36x
2026-06-087.33x
2026-06-057.33x
2026-06-047.58x
2026-06-037.55x
2026-06-027.88x
2026-06-017.99x
2026-05-297.91x
2026-05-287.86x
2026-05-277.75x
2026-05-267.81x
2026-05-227.83x
2026-05-217.84x
2026-05-207.85x
2026-05-197.76x
2026-05-187.85x
2026-05-157.86x
2026-05-147.96x
2026-05-137.99x
2026-05-128.03x
2026-05-117.97x
2026-05-088.02x
2026-05-078.16x
2026-05-068.17x
2026-05-058.20x
2026-05-048.85x
2026-05-018.86x
2026-04-308.81x
2026-04-298.95x
2026-04-288.73x
2026-04-278.75x
2026-04-248.87x
2026-04-238.74x
2026-04-228.99x
2026-04-218.93x
2026-04-209.03x
2026-04-178.92x
2026-04-168.75x
2026-04-158.71x
2026-04-148.44x
2026-04-138.37x
2026-04-107.98x
2026-04-098.11x
2026-04-088.09x
2026-04-077.92x
2026-04-068.02x
2026-04-028.00x
2026-04-017.88x
2026-03-317.98x
2026-03-307.89x
2026-03-277.70x
2026-03-267.98x
2026-03-257.92x
2026-03-247.81x
2026-03-238.03x
2026-03-207.78x
2026-03-197.81x
2026-03-187.87x
2026-03-178.13x
2026-03-168.01x
2026-03-137.93x
2026-03-127.83x
2026-03-118.04x
2026-03-107.95x
2026-03-098.14x
2026-03-068.28x
2026-03-058.39x
2026-03-048.24x
2026-03-038.18x
2026-03-028.05x
2026-02-278.15x
2026-02-268.03x
2026-02-258.33x
2026-02-248.28x
2026-02-237.78x
2026-02-207.38x
2026-02-197.39x
2026-02-187.34x
2026-02-177.24x
2026-02-137.15x
2026-02-126.94x
2026-02-117.18x
2026-02-107.35x
2026-02-097.29x
2026-02-067.17x
2026-02-057.08x
2026-02-047.27x
2026-02-037.39x
2026-02-029.61x
2026-01-309.67x
2026-01-299.74x
2026-01-289.91x
2026-01-2710.17x
2026-01-2610.36x
2026-01-2310.36x
2026-01-2210.45x
2026-01-2110.23x
2026-01-2010.09x
2026-01-1610.41x
2026-01-1510.38x
2026-01-1410.54x
2026-01-1310.35x
2026-01-1210.48x
2026-01-0910.54x
2026-01-0810.65x
2026-01-0710.69x
2026-01-0610.92x
2026-01-0510.83x
2026-01-0210.63x
2025-12-3110.67x
2025-12-3010.80x
2025-12-2910.86x
2025-12-2610.95x
2025-12-2410.96x
2025-12-2310.85x
2025-12-2210.93x
2025-12-1910.92x
2025-12-1810.86x
2025-12-1710.99x
2025-12-1611.19x
2025-12-1511.08x
2025-12-1211.25x
2025-12-1111.25x
2025-12-1011.16x
2025-12-0911.09x
2025-12-0811.15x
2025-12-0511.36x
2025-12-0411.26x
2025-12-0311.17x
2025-12-0211.46x
2025-12-0111.41x
2025-11-2811.43x
2025-11-2611.28x
2025-11-2511.17x
2025-11-2411.05x
2025-11-2111.05x
2025-11-2010.62x
2025-11-1910.97x
2025-11-1811.08x
2025-11-1711.29x
2025-11-1411.45x
2025-11-1311.89x
2025-11-1212.22x
2025-11-1112.25x
2025-11-1012.05x
2025-11-0712.05x
2025-11-0612.05x
2025-11-0512.37x
2025-11-0412.02x
2025-11-0312.42x
2025-10-3112.58x
2025-10-3012.35x
2025-10-2912.66x
2025-10-2813.24x
2025-10-2713.84x
2025-10-2413.75x
2025-10-2313.73x
2025-10-2213.44x
2025-10-2113.80x
2025-10-2013.65x
2025-10-1713.32x
2025-10-1613.06x
2025-10-1513.42x
2025-10-1413.64x
2025-10-1313.58x
2025-10-1013.76x
2025-10-0914.86x
2025-10-0814.93x
2025-10-0714.65x
2025-10-0614.03x
2025-10-0313.66x
2025-10-0213.60x
2025-10-0113.18x
2025-09-3013.25x
2025-09-2913.73x
2025-09-2613.30x
2025-09-2513.19x
2025-09-2413.40x
2025-09-2313.30x
2025-09-2213.37x
2025-09-1913.47x
2025-09-1813.52x
2025-09-1713.54x
2025-09-1613.21x
2025-09-1513.26x
2025-09-1213.22x
2025-09-1113.29x
2025-09-1012.99x
2025-09-0913.37x
2025-09-0813.50x
2025-09-0513.47x
2025-09-0413.51x
2025-09-0313.73x
2025-09-0213.66x
2025-08-2913.83x
2025-08-2813.81x
2025-08-2713.73x
2025-08-2613.83x
2025-08-2513.70x
2025-08-2213.78x
2025-08-2113.34x
2025-08-2013.44x
2025-08-1913.62x
2025-08-1813.71x
2025-08-1513.65x
2025-08-1413.68x
2025-08-1313.91x
2025-08-1213.42x
2025-08-1113.25x
2025-08-0813.36x
2025-08-0713.47x
2025-08-0613.69x
2025-08-0513.39x
2025-08-0413.43x
2025-08-0113.26x
2025-07-3113.57x
2025-07-3013.74x
2025-07-2914.06x
2025-07-2813.76x
2025-07-2513.72x
2025-07-2413.69x
2025-07-2313.50x
2025-07-2213.39x
2025-07-2113.19x
2025-07-1813.08x
2025-07-1713.03x
2025-07-1612.88x
2025-07-1512.88x
2025-07-1413.03x
2025-07-1112.61x
2025-07-1013.34x
2025-07-0913.19x
2025-07-0813.22x
2025-07-0713.42x
2025-07-0313.49x
2025-07-0213.44x
2025-07-0113.27x
2025-06-3013.11x
2025-06-2712.99x
2025-06-2612.91x
2025-06-2512.90x
2025-06-2412.98x
2025-06-2312.72x
2025-06-2012.39x
2025-06-1812.14x
2025-06-1712.49x
2025-06-1612.76x
2025-06-1312.52x
2025-06-1213.19x
2025-06-1113.15x
2025-06-1013.18x
2025-06-0912.98x
2025-06-0612.96x
2025-06-0512.80x
2025-06-0412.85x
2025-06-0312.61x
2025-06-0212.54x
2025-05-3012.43x
2025-05-2912.54x
2025-05-2812.62x

Showing the most recent 260 of 2,749 data points. The chart above shows the full history.

About PayPal Holdings, Inc.

PayPal Holdings, Inc. provides a worldwide technological framework that facilitates digital financial transactions for both businesses and individual users. The company offers a wide array of payment services through well-known brands such as PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy. Through its extensive platform, consumers are able to send and receive funds across roughly 200 global markets and in approximately 100 different currencies. Additionally, users can transfer money to their bank accounts in 56 currencies and maintain account balances in 25 distinct currencies within their PayPal accounts. Founded in 1998, the company's corporate headquarters are situated in San Jose, California.

San Jose, CA
24,400 employees
Financial Services / Financial - Credit Services
Sector
Financial Services
Industry
Financial - Credit Services
CEO
Enrique J. Lores