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PayPal Holdings, Inc. (PYPL) EV/EBITDA Ratio: 5.51x

popular:market cap|pe ratio|revenue|price history|total return

Is PayPal Holdings, Inc.’s EV/EBITDA ratio high or low?

PayPal Holdings, Inc.'s EV/EBITDA ratio of 5.51x is 68% below its 5-year average of 17.38x, near the low end of its 5-year range (5.02x–52.56x).

The EV/EBITDA ratio for PayPal Holdings, Inc. (PYPL) is 5.51x as of Wednesday, June 10, 2026. It is below its 12-month average by 32.63% (8.18x).

EV/Sales|P/E Ratio|EBITDA|All Metrics

PYPL EV/EBITDA Ratio Chart

PYPL EV/EBITDA Ratio
5.51x-50.05% 1Y
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PYPL Average EV/EBITDA Ratio Chart

PYPL Current vs Average EV/EBITDA Ratio Chart

PYPL EV/EBITDA Ratio Metrics

EV/EBITDA RATIO

5.51x

EV/EBITDA RATIO AVG TTM

8.18x

EV/EBITDA RATIO AVG 3Y

10.19x

EV/EBITDA RATIO AVG 5Y

17.38x

EV/EBITDA RATIO AVG 10Y

25.64x

EV/EBITDA RATIO AVG 15Y

25.29x

EV/EBITDA RATIO AVG 20Y

25.29x

CURRENT VS TTM AVG

-32.63%

CURRENT VS 3Y AVG

-45.94%

CURRENT VS 5Y AVG

-68.30%

CURRENT VS 10Y AVG

-78.51%

CURRENT VS 15Y AVG

-78.21%

CURRENT VS 20Y AVG

-78.21%

PYPL Competitors' EV/EBITDA Ratio

NAMEMARKET CAPEV/EBITDA RATIOTTM3Y5Y
PayPal Holdings, Inc. (PYPL)—5.51x8.18x10.19x17.38x
The Hartford Financial Services Group, Inc. (HIG)$35.74B7.27x8.67x9.01x8.85x
Prudential Financial, Inc. (PRU)$36.78B8.35x12.89x43.42x43.41x
American International Group, Inc. (AIG)$39.92B6.26x6.40x8.91x7.48x
Coinbase Global, Inc. (COIN)$40.56B30.44x27.54x62.54x48.48x
MSCI Inc. (MSCI)$44.05B25.47x25.94x27.59x32.05x
State Street SPDR Dow Jones Industrial Average ETF Trust (DIA)$44.24BN/AN/AN/AN/A
Cincinnati Financial Corporation (CINF)$25.81B7.08x9.09x12.60x37.82x
Willis Towers Watson Public Limited Company (WTW)$25.17B11.33x11.21x13.72x12.89x
Synchrony Financial (SYF)$23.58B4.07x5.03x4.54x4.57x

EV/EBITDA vs. its own history

At 5.5, EV/EBITDA is cheaper than usual — richer than 1% of its 11-year range.

11-year low

5.0

median

22.4

11-year high

60.0

cheaperricher

Understanding EV/EBITDA

Enterprise Value (EV) = Market Cap + Total Debt - Cash

EBITDA = Earnings Before Interest, Taxes, Depreciation & Amortization

EV/EBITDA is commonly used for comparing companies because:

  • It accounts for debt levels (capital structure neutral)
  • It removes effects of different depreciation policies
  • It can be compared across countries with different tax rates
  • It can remain available when net income is negative, if EBITDA is positive

PayPal Holdings, Inc. EV/EBITDA Ratio Formula & Definition

EV/EBITDA = Enterprise Value / EBITDA (TTM)

Enterprise value to EBITDA is a capital-structure-neutral valuation multiple, useful for comparing companies with different debt levels and tax rates.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

PayPal Holdings, Inc. EV/EBITDA Ratio FAQ

What is the EV/EBITDA ratio for PayPal Holdings, Inc. (PYPL)?
The EV/EBITDA ratio for PYPL stock is 5.51x.
Is PayPal Holdings, Inc.'s EV/EBITDA ratio high or low?
PayPal Holdings, Inc.'s EV/EBITDA ratio of 5.51x is 68% below its 5-year average of 17.38x, near the low end of its 5-year range (5.02x–52.56x).
What is the TTM average EV/EBITDA ratio for PayPal Holdings, Inc. (PYPL)?
The TTM average EV/EBITDA ratio for PYPL stock is 8.18x.
What is the 3Y average EV/EBITDA ratio for PayPal Holdings, Inc. (PYPL)?
The 3Y average EV/EBITDA ratio for PYPL stock is 10.19x.
What is the 5Y average EV/EBITDA ratio for PayPal Holdings, Inc. (PYPL)?
The 5Y average EV/EBITDA ratio for PYPL stock is 17.38x.
What is the 10Y average EV/EBITDA ratio for PayPal Holdings, Inc. (PYPL)?
The 10Y average EV/EBITDA ratio for PYPL stock is 25.64x.
What is the 15Y average EV/EBITDA ratio for PayPal Holdings, Inc. (PYPL)?
The 15Y average EV/EBITDA ratio for PYPL stock is 25.29x.
What is the 20Y average EV/EBITDA ratio for PayPal Holdings, Inc. (PYPL)?
The 20Y average EV/EBITDA ratio for PYPL stock is 25.29x.

PayPal Holdings, Inc. EV/EBITDA Ratio History

DATEEV/EBITDA RATIO
2026-06-105.51x
2026-06-095.61x
2026-06-085.58x
2026-06-055.59x
2026-06-045.77x
2026-06-035.76x
2026-06-026.00x
2026-06-016.08x
2026-05-296.03x
2026-05-285.99x
2026-05-275.90x
2026-05-265.95x
2026-05-225.96x
2026-05-215.97x
2026-05-205.98x
2026-05-195.91x
2026-05-185.98x
2026-05-155.98x
2026-05-146.07x
2026-05-136.09x
2026-05-126.12x
2026-05-116.07x
2026-05-086.11x
2026-05-076.22x
2026-05-066.22x
2026-05-056.25x
2026-05-046.40x
2026-05-016.41x
2026-04-306.37x
2026-04-296.47x
2026-04-286.31x
2026-04-276.32x
2026-04-246.41x
2026-04-236.32x
2026-04-226.50x
2026-04-216.46x
2026-04-206.53x
2026-04-176.45x
2026-04-166.33x
2026-04-156.30x
2026-04-146.10x
2026-04-136.05x
2026-04-105.77x
2026-04-095.86x
2026-04-085.85x
2026-04-075.73x
2026-04-065.80x
2026-04-025.78x
2026-04-015.70x
2026-03-315.77x
2026-03-305.70x
2026-03-275.57x
2026-03-265.77x
2026-03-255.72x
2026-03-245.65x
2026-03-235.80x
2026-03-205.62x
2026-03-195.64x
2026-03-185.69x
2026-03-175.88x
2026-03-165.79x
2026-03-135.73x
2026-03-125.66x
2026-03-115.81x
2026-03-105.74x
2026-03-095.88x
2026-03-065.98x
2026-03-056.06x
2026-03-045.96x
2026-03-035.91x
2026-03-025.82x
2026-02-275.89x
2026-02-265.81x
2026-02-256.03x
2026-02-245.99x
2026-02-235.63x
2026-02-205.33x
2026-02-195.34x
2026-02-185.31x
2026-02-175.23x
2026-02-135.17x
2026-02-125.02x
2026-02-115.19x
2026-02-105.31x
2026-02-095.27x
2026-02-065.18x
2026-02-055.12x
2026-02-045.26x
2026-02-035.34x
2026-02-027.15x
2026-01-307.19x
2026-01-297.25x
2026-01-287.38x
2026-01-277.56x
2026-01-267.71x
2026-01-237.71x
2026-01-227.78x
2026-01-217.61x
2026-01-207.51x
2026-01-167.74x
2026-01-157.72x
2026-01-147.84x
2026-01-137.70x
2026-01-127.80x
2026-01-097.84x
2026-01-087.92x
2026-01-077.96x
2026-01-068.13x
2026-01-058.06x
2026-01-027.91x
2025-12-317.94x
2025-12-308.03x
2025-12-298.08x
2025-12-268.15x
2025-12-248.16x
2025-12-238.07x
2025-12-228.13x
2025-12-198.13x
2025-12-188.08x
2025-12-178.17x
2025-12-168.32x
2025-12-158.25x
2025-12-128.37x
2025-12-118.37x
2025-12-108.30x
2025-12-098.25x
2025-12-088.30x
2025-12-058.45x
2025-12-048.38x
2025-12-038.31x
2025-12-028.53x
2025-12-018.49x
2025-11-288.50x
2025-11-268.39x
2025-11-258.31x
2025-11-248.22x
2025-11-218.22x
2025-11-207.90x
2025-11-198.16x
2025-11-188.24x
2025-11-178.40x
2025-11-148.52x
2025-11-138.85x
2025-11-129.09x
2025-11-119.12x
2025-11-108.97x
2025-11-078.96x
2025-11-068.97x
2025-11-059.20x
2025-11-048.94x
2025-11-039.24x
2025-10-319.36x
2025-10-309.19x
2025-10-299.42x
2025-10-289.85x
2025-10-2710.09x
2025-10-2410.02x
2025-10-2310.01x
2025-10-229.79x
2025-10-2110.06x
2025-10-209.95x
2025-10-179.70x
2025-10-169.52x
2025-10-159.78x
2025-10-149.94x
2025-10-139.90x
2025-10-1010.03x
2025-10-0910.83x
2025-10-0810.88x
2025-10-0710.67x
2025-10-0610.23x
2025-10-039.95x
2025-10-029.91x
2025-10-019.60x
2025-09-309.66x
2025-09-2910.01x
2025-09-269.69x
2025-09-259.61x
2025-09-249.77x
2025-09-239.69x
2025-09-229.74x
2025-09-199.81x
2025-09-189.85x
2025-09-179.87x
2025-09-169.63x
2025-09-159.66x
2025-09-129.63x
2025-09-119.69x
2025-09-109.47x
2025-09-099.74x
2025-09-089.84x
2025-09-059.82x
2025-09-049.85x
2025-09-0310.00x
2025-09-029.95x
2025-08-2910.08x
2025-08-2810.06x
2025-08-2710.01x
2025-08-2610.08x
2025-08-259.98x
2025-08-2210.04x
2025-08-219.72x
2025-08-209.80x
2025-08-199.93x
2025-08-189.99x
2025-08-159.95x
2025-08-149.97x
2025-08-1310.14x
2025-08-129.78x
2025-08-119.66x
2025-08-089.74x
2025-08-079.81x
2025-08-069.98x
2025-08-059.76x
2025-08-049.79x
2025-08-019.66x
2025-07-319.89x
2025-07-3010.01x
2025-07-2910.25x
2025-07-2811.51x
2025-07-2511.48x
2025-07-2411.45x
2025-07-2311.29x
2025-07-2211.20x
2025-07-2111.03x
2025-07-1810.94x
2025-07-1710.90x
2025-07-1610.77x
2025-07-1510.77x
2025-07-1410.90x
2025-07-1110.55x
2025-07-1011.16x
2025-07-0911.03x
2025-07-0811.06x
2025-07-0711.22x
2025-07-0311.28x
2025-07-0211.24x
2025-07-0111.10x
2025-06-3010.96x
2025-06-2710.87x
2025-06-2610.80x
2025-06-2510.79x
2025-06-2410.86x
2025-06-2310.64x
2025-06-2010.37x
2025-06-1810.16x
2025-06-1710.45x
2025-06-1610.68x
2025-06-1310.47x
2025-06-1211.03x
2025-06-1111.00x
2025-06-1011.03x
2025-06-0910.86x
2025-06-0610.84x
2025-06-0510.70x
2025-06-0410.75x
2025-06-0310.54x
2025-06-0210.49x
2025-05-3010.40x
2025-05-2910.49x

Showing the most recent 260 of 2,750 data points. The chart above shows the full history.

Related Metrics

EV/SalesP/E RatioEBITDAAll Metrics

About PayPal Holdings, Inc.

PayPal Holdings, Inc. provides a worldwide technological framework that facilitates digital financial transactions for both businesses and individual users. The company offers a wide array of payment services through well-known brands such as PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy. Through its extensive platform, consumers are able to send and receive funds across roughly 200 global markets and in approximately 100 different currencies. Additionally, users can transfer money to their bank accounts in 56 currencies and maintain account balances in 25 distinct currencies within their PayPal accounts. Founded in 1998, the company's corporate headquarters are situated in San Jose, California.

San Jose, CA
24,400 employees
www.paypal.com
Financial Services / Financial - Credit Services
Sector
Financial Services
Industry
Financial - Credit Services
CEO
Enrique J. Lores
View full financials