Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 3.52% is 49% below its 5-year average of 6.96%, near the low end of its 5-year range (3.52%–12.32%).
24.22% below its 12-month average of 4.64%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.52%.
RETURN ON ASSETS (ROA)
3.52%
RETURN ON ASSETS (ROA) AVG TTM
4.64%
RETURN ON ASSETS (ROA) AVG 3Y
7.45%
RETURN ON ASSETS (ROA) AVG 5Y
6.96%
RETURN ON ASSETS (ROA) AVG 10Y
2.27%
RETURN ON ASSETS (ROA) AVG 15Y
N/A
RETURN ON ASSETS (ROA) AVG 20Y
N/A
CURRENT VS TTM AVG
-24.22%
CURRENT VS 3Y AVG
-52.72%
CURRENT VS 5Y AVG
-49.46%
CURRENT VS 10Y AVG
+55.19%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 710 covered companies
CURRENT VS SECTOR MEDIAN
+185.02%
vs the sector median at left
CPI Card Group Inc.
Market Cap
$285.28M
Return on Assets (ROA)
3.52%
TTM Avg
4.64%
3Y Avg
7.45%
5Y Avg
6.96%
Market Cap
$285.53M
Return on Assets (ROA)
1.06%
TTM Avg
0.72%
3Y Avg
0.77%
5Y Avg
0.83%
Market Cap
$285.82M
Return on Assets (ROA)
1.08%
TTM Avg
0.69%
3Y Avg
0.69%
5Y Avg
0.81%
Market Cap
$284.05M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$283.54M
Return on Assets (ROA)
-13.68%
TTM Avg
-4.14%
3Y Avg
-0.76%
5Y Avg
-2.79%
Market Cap
$283.11M
Return on Assets (ROA)
2.84%
TTM Avg
1.88%
3Y Avg
1.88%
5Y Avg
1.88%
Market Cap
$288.65M
Return on Assets (ROA)
0.63%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$281.81M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$281.65M
Return on Assets (ROA)
1.20%
TTM Avg
1.10%
3Y Avg
1.09%
5Y Avg
1.05%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| CPI Card Group Inc. (PMTS) | $285.28M | 3.52% | 4.64% | 7.45% | 6.96% |
| Franklin Financial Services Corporation (FRAF)vs › | $285.53M | 1.06% | 0.72% | 0.77% | 0.83% |
| Ames National Corporation (ATLO)vs › | $285.82M | 1.08% | 0.69% | 0.69% | 0.81% |
| Inflection Point Acquisition Corp. VIII (IPHX)vs › | $284.05M | N/A | N/A | N/A | N/A |
| Great Elm Capital Corp. 7.75% Notes Due 2030 (GECCG)vs › | $283.54M | -13.68% | -4.14% | -0.76% | -2.79% |
| Thayer Ventures Acquisition Corporation II Class A Ordinary Shares (TVAI)vs › | $283.11M | 2.84% | 1.88% | 1.88% | 1.88% |
| HCM IV Acquisition Corp. Class A Ordinary Share (HACQ)vs › | $288.65M | 0.63% | 0.00% | 0.00% | 0.00% |
| X3 Acquisition Corp. Ltd. (XCBE)vs › | $281.81M | N/A | N/A | N/A | N/A |
| First United Corporation (FUNC)vs › | $281.65M | 1.20% | 1.10% | 1.09% | 1.05% |
| Isabella Bank Corporation (ISBA)vs › | $281.09M | 0.90% | 0.77% | 0.88% | 0.84% |
ROA
3.5%
ROE
N/A
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 3.71% |
| 2024-12-31 | 5.58% |
| 2023-12-31 | 8.17% |
| 2022-12-31 | 12.32% |
| 2021-12-31 | 5.95% |
| 2020-12-31 | 6.06% |
| 2019-12-31 | -2.40% |
| 2018-12-31 | -18.08% |
| 2017-12-31 | -9.41% |
| 2016-12-31 | 2.04% |
| 2015-12-31 | 11.01% |
| 2014-12-31 | 4.99% |
| 2013-12-31 | 5.00% |
| 2012-12-31 | 0.00% |
