Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on invested capital (ROIC) high or low?
The return on invested capital (ROIC) of 11.81% is 35% below its 5-year average of 18.21%, near the low end of its 5-year range (11.07%–26.47%).
As of the fiscal period ended Tuesday, June 30, 2026. 2.67% below its 12-month average of 12.14%.
Trailing-twelve-month return on invested capital at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 11.81%.
RETURN ON INVESTED CAPITAL (ROIC)
11.81%
RETURN ON INVESTED CAPITAL (ROIC) AVG TTM
12.14%
RETURN ON INVESTED CAPITAL (ROIC) AVG 3Y
15.85%
RETURN ON INVESTED CAPITAL (ROIC) AVG 5Y
18.21%
RETURN ON INVESTED CAPITAL (ROIC) AVG 10Y
14.79%
RETURN ON INVESTED CAPITAL (ROIC) AVG 15Y
N/A
RETURN ON INVESTED CAPITAL (ROIC) AVG 20Y
N/A
CURRENT VS TTM AVG
-2.67%
CURRENT VS 3Y AVG
-25.47%
CURRENT VS 5Y AVG
-35.14%
CURRENT VS 10Y AVG
-20.15%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
-0.58%
median of 180 covered companies
CURRENT VS SECTOR MEDIAN
+2136.63%
vs the sector median at left
CPI Card Group Inc.
Market Cap
$284.94M
Return on Invested Capital (ROIC)
11.81%
TTM Avg
12.14%
3Y Avg
15.85%
5Y Avg
18.21%
Market Cap
$286.36M
Return on Invested Capital (ROIC)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$285.62M
Return on Invested Capital (ROIC)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$284.05M
Return on Invested Capital (ROIC)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$286.09M
Return on Invested Capital (ROIC)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$283.11M
Return on Invested Capital (ROIC)
-0.63%
TTM Avg
-0.50%
3Y Avg
-0.50%
5Y Avg
-0.50%
Market Cap
$281.81M
Return on Invested Capital (ROIC)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$288.65M
Return on Invested Capital (ROIC)
-0.29%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$283.19M
Return on Invested Capital (ROIC)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | RETURN ON INVESTED CAPITAL (ROIC) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| CPI Card Group Inc. (PMTS) | $284.94M | 11.81% | 12.14% | 15.85% | 18.21% |
| Franklin Financial Services Corporation (FRAF)vs › | $286.36M | N/A | N/A | N/A | N/A |
| Great Elm Capital Corp. 7.75% Notes Due 2030 (GECCG)vs › | $285.62M | N/A | N/A | N/A | N/A |
| Inflection Point Acquisition Corp. VIII (IPHX)vs › | $284.05M | N/A | N/A | N/A | N/A |
| Ames National Corporation (ATLO)vs › | $286.09M | N/A | N/A | N/A | N/A |
| Thayer Ventures Acquisition Corporation II Class A Ordinary Shares (TVAI)vs › | $283.11M | -0.63% | -0.50% | -0.50% | -0.50% |
| X3 Acquisition Corp. Ltd. (XCBE)vs › | $281.81M | N/A | N/A | N/A | N/A |
| HCM IV Acquisition Corp. Class A Ordinary Share (HACQ)vs › | $288.65M | -0.29% | N/A | N/A | N/A |
| First United Corporation (FUNC)vs › | $283.19M | N/A | N/A | N/A | N/A |
| Oak Valley Bancorp (OVLY)vs › | $291.35M | N/A | N/A | N/A | N/A |
ROIC
11.8%
ROE
N/A
ROIC = NOPAT / Invested Capital, where NOPAT = Operating Income × (1 − effective tax rate) and Invested Capital = Total Assets − (Current Liabilities − Short-Term Debt)
Return on invested capital measures the after-tax operating return a company earns on the capital invested in the business. TGMCharts computes it from reported statements: trailing-twelve-month operating income after tax, over invested capital at the latest balance sheet — total assets less the non-interest-bearing current liabilities (payables, accruals, deferred revenue) that fund them; short-term debt stays in the capital base. The tax rate is the period's own effective rate (income tax ÷ pretax income), capped at 45%; when pretax income is zero or negative, or the tax line is a net benefit, no tax is deducted — the operating figure is shown untaxed rather than adjusted by an assumed rate. Not shown for banks, insurers or funds.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON INVESTED CAPITAL (ROIC) |
|---|---|
| 2026-06-30 | 11.81% |
| 2026-03-31 | 11.07% |
| 2025-12-31 | 11.89% |
| 2025-09-30 | 11.75% |
| 2025-06-30 | 14.15% |
| 2025-03-31 | 17.32% |
| 2024-12-31 | 17.87% |
| 2024-09-30 | 16.09% |
| 2024-06-30 | 14.42% |
| 2024-03-31 | 14.66% |
| 2023-12-31 | 17.55% |
| 2023-09-30 | 21.90% |
| 2023-06-30 | 25.55% |
| 2023-03-31 | 26.47% |
| 2022-12-31 | 25.73% |
| 2022-09-30 | 19.01% |
| 2022-06-30 | 17.57% |
| 2022-03-31 | 17.39% |
| 2021-12-31 | 19.57% |
| 2021-09-30 | 25.04% |
| 2021-06-30 | 25.66% |
| 2021-03-31 | 24.26% |
| 2020-12-31 | 17.67% |
| 2020-09-30 | 14.49% |
| 2020-06-30 | 11.96% |
| 2020-03-31 | 7.96% |
| 2019-12-31 | 14.78% |
| 2019-09-30 | 11.88% |
| 2019-06-30 | 10.28% |
| 2019-03-31 | 6.21% |
| 2018-12-31 | 2.76% |
| 2018-09-30 | -9.72% |
| 2018-06-30 | -10.33% |
| 2018-03-31 | -10.14% |
| 2017-12-31 | -9.76% |
| 2017-09-30 | 0.62% |
| 2017-06-30 | 4.42% |
| 2017-03-31 | 6.06% |
| 2016-12-31 | 7.99% |
| 2016-09-30 | 9.26% |
| 2016-06-30 | 14.29% |
| 2016-03-31 | 17.99% |
| 2015-12-31 | 17.43% |
| 2015-09-30 | 18.14% |
| 2015-06-30 | 13.94% |
| 2015-03-31 | 10.77% |
| 2014-12-31 | 8.87% |
