Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.08% is 34% above its 5-year average of 0.81%, near the high end of its 5-year range (0.48%–1.12%).
57.66% above its 12-month average of 0.69%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.28%.
RETURN ON ASSETS (ROA)
1.08%
RETURN ON ASSETS (ROA) AVG TTM
0.69%
RETURN ON ASSETS (ROA) AVG 3Y
0.69%
RETURN ON ASSETS (ROA) AVG 5Y
0.81%
RETURN ON ASSETS (ROA) AVG 10Y
0.93%
RETURN ON ASSETS (ROA) AVG 15Y
1.10%
RETURN ON ASSETS (ROA) AVG 20Y
1.11%
CURRENT VS TTM AVG
+57.66%
CURRENT VS 3Y AVG
+55.96%
CURRENT VS 5Y AVG
+33.88%
CURRENT VS 10Y AVG
+15.56%
CURRENT VS 15Y AVG
-2.14%
CURRENT VS 20Y AVG
-3.07%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 710 covered companies
CURRENT VS SECTOR MEDIAN
-12.55%
vs the sector median at left
Ames National Corporation
Market Cap
$284.70M
Return on Assets (ROA)
1.08%
TTM Avg
0.69%
3Y Avg
0.69%
5Y Avg
0.81%
Market Cap
$284.05M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$284.14M
Return on Assets (ROA)
3.52%
TTM Avg
4.64%
3Y Avg
7.45%
5Y Avg
6.96%
Market Cap
$283.89M
Return on Assets (ROA)
-13.68%
TTM Avg
-4.14%
3Y Avg
-0.76%
5Y Avg
-2.79%
Market Cap
$283.29M
Return on Assets (ROA)
1.06%
TTM Avg
0.72%
3Y Avg
0.77%
5Y Avg
0.83%
Market Cap
$283.11M
Return on Assets (ROA)
2.84%
TTM Avg
1.88%
3Y Avg
1.88%
5Y Avg
1.88%
Market Cap
$281.81M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$288.65M
Return on Assets (ROA)
0.63%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$288.92M
Return on Assets (ROA)
1.17%
TTM Avg
1.25%
3Y Avg
1.33%
5Y Avg
1.18%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Ames National Corporation (ATLO) | $284.70M | 1.08% | 0.69% | 0.69% | 0.81% |
| Inflection Point Acquisition Corp. VIII (IPHX)vs › | $284.05M | N/A | N/A | N/A | N/A |
| CPI Card Group Inc. (PMTS)vs › | $284.14M | 3.52% | 4.64% | 7.45% | 6.96% |
| Great Elm Capital Corp. 7.75% Notes Due 2030 (GECCG)vs › | $283.89M | -13.68% | -4.14% | -0.76% | -2.79% |
| Franklin Financial Services Corporation (FRAF)vs › | $283.29M | 1.06% | 0.72% | 0.77% | 0.83% |
| Thayer Ventures Acquisition Corporation II Class A Ordinary Shares (TVAI)vs › | $283.11M | 2.84% | 1.88% | 1.88% | 1.88% |
| X3 Acquisition Corp. Ltd. (XCBE)vs › | $281.81M | N/A | N/A | N/A | N/A |
| HCM IV Acquisition Corp. Class A Ordinary Share (HACQ)vs › | $288.65M | 0.63% | 0.00% | 0.00% | 0.00% |
| Oak Valley Bancorp (OVLY)vs › | $288.92M | 1.17% | 1.25% | 1.33% | 1.18% |
| Isabella Bank Corporation (ISBA)vs › | $279.52M | 0.90% | 0.77% | 0.88% | 0.84% |
ROA
1.1%
ROE
10.8%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.89% |
| 2024-12-31 | 0.48% |
| 2023-12-31 | 0.50% |
| 2022-12-31 | 0.90% |
| 2021-12-31 | 1.12% |
| 2020-12-31 | 0.95% |
| 2019-12-31 | 0.99% |
| 2018-12-31 | 1.17% |
| 2017-12-31 | 1.00% |
| 2016-12-31 | 1.15% |
| 2015-12-31 | 1.13% |
| 2014-12-31 | 1.17% |
| 2013-12-31 | 1.13% |
| 2012-12-31 | 1.16% |
| 2011-12-31 | 1.34% |
| 2010-12-31 | 1.35% |
| 2009-12-31 | 0.98% |
| 2008-12-31 | 0.74% |
| 2007-12-31 | 1.28% |
| 2006-12-31 | 1.30% |
| 2005-12-31 | 1.42% |
| 2004-12-31 | 1.48% |
| 2003-12-31 | 1.54% |
| 2002-12-31 | 1.67% |
| 2001-12-31 | 1.69% |
| 2000-12-31 | 1.47% |
