Which has the lower trailing P/E, ATLO or ISBA?

ATLO has the lower trailing P/E: ATLO trades at 12.40 and ISBA at 13.92. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, ATLO or ISBA?

Over the past five years, ISBA grew revenue faster — ATLO at a 6.95% CAGR versus ISBA at 7.59%.

Does ATLO or ISBA pay a bigger dividend?

ATLO yields 2.88% and ISBA yields 2.96% based on trailing dividends and the latest price.

Is ATLO or ISBA more profitable?

ATLO runs the higher net margin — ATLO at 22.64% versus ISBA at 18.77%.

How have ATLO and ISBA total returns compared?

Over the past 10 years, ATLO delivered 5.91% and ISBA delivered 7.87% annualized total return. Past performance doesn't predict future results.

Ames National Corporation (ATLO) vs Isabella Bank Corporation (ISBA)

A side-by-side comparison of Ames National Corporation and Isabella Bank Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

ATLO

Ames National Corporation

$283M

$31.98Financial ServicesDelayed quote: Oct 5, 2026, 4:00 PM EDT

ISBA

Isabella Bank Corporation

$278M

$37.87Financial ServicesDelayed quote: Oct 5, 2026, 4:00 PM EDT

Total return — ATLO vs ISBA

growth of $100 · dividends reinvested · last 10y

ATLO +79.2% (+6.0%/yr)ISBA +112.9% (+7.9%/yr)ISBA compounded faster over this window

ATLO ISBA

ATLO vs ISBA: by the numbers

•ATLO is the larger company ($283M vs $278M market cap).
•ATLO trades at the lower trailing earnings multiple (12.40 vs 13.92 P/E), one valuation lens rather than an overall verdict.
•ATLO converts more revenue to profit (22.64% vs 18.77% net margin).
•ISBA grew revenue faster over the past five years (7.59% vs 6.95% CAGR).
•ISBA pays the higher dividend yield (2.96% vs 2.88%).

Metrics side by side

Valuation

Metric	ATLO	ISBA
P/E ratio	12.40	13.92
Forward P/E	11.76	11.48
PEG ratio	16.10	1.01
P/S ratio	2.79	2.61
P/B ratio	1.33	1.12

Profitability

Metric	ATLO	ISBA
Operating margin	28.32%	19.76%
Net margin	22.64%	18.77%
ROE	10.78%	8.03%

Ames National Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Isabella Bank Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	ATLO	ISBA
Dividend yield	2.88%	2.96%
Payout ratio	35.66%	41.18%

Growth (annualized)

Metric	ATLO	ISBA
Revenue CAGR (5Y)	6.95%	7.59%
EPS CAGR (5Y)	0.77%	13.32%
Total return CAGR (5Y)	11.51%	12.29%

Frequently asked

Which has the lower trailing P/E, ATLO or ISBA?: ATLO has the lower trailing P/E: ATLO trades at 12.40 and ISBA at 13.92. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, ATLO or ISBA?: Over the past five years, ISBA grew revenue faster — ATLO at a 6.95% CAGR versus ISBA at 7.59%.
Does ATLO or ISBA pay a bigger dividend?: ATLO yields 2.88% and ISBA yields 2.96% based on trailing dividends and the latest price.
Is ATLO or ISBA more profitable?: ATLO runs the higher net margin — ATLO at 22.64% versus ISBA at 18.77%.
How have ATLO and ISBA total returns compared?: Over the past 10 years, ATLO delivered 5.91% and ISBA delivered 7.87% annualized total return. Past performance doesn't predict future results.

Go deeper

Full ATLO analysis Full ISBA analysis Interactive comparison tool

Dig into the metrics

Ames National P/E ratio Isabella Bank P/E ratio Ames National dividend yield Isabella Bank dividend yield Ames National ROE Isabella Bank ROE Ames National operating margin Isabella Bank operating margin Ames National revenue growth Isabella Bank revenue growth

Ames National & Isabella Bank appear in these rankings

Highest Dividend Yield Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.