Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.06% is 27% above its 5-year average of 0.83%, near the high end of its 5-year range (0.50%–1.11%).
46.21% above its 12-month average of 0.72%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.28%.
RETURN ON ASSETS (ROA)
1.06%
RETURN ON ASSETS (ROA) AVG TTM
0.72%
RETURN ON ASSETS (ROA) AVG 3Y
0.77%
RETURN ON ASSETS (ROA) AVG 5Y
0.83%
RETURN ON ASSETS (ROA) AVG 10Y
0.79%
RETURN ON ASSETS (ROA) AVG 15Y
0.76%
RETURN ON ASSETS (ROA) AVG 20Y
0.83%
CURRENT VS TTM AVG
+46.21%
CURRENT VS 3Y AVG
+38.11%
CURRENT VS 5Y AVG
+26.95%
CURRENT VS 10Y AVG
+34.33%
CURRENT VS 15Y AVG
+39.82%
CURRENT VS 20Y AVG
+27.48%
SECTOR MEDIAN · FINANCIAL SERVICES
1.21%
median of 556 covered companies
CURRENT VS SECTOR MEDIAN
-12.76%
vs the sector median at left
Franklin Financial Services Corporation
Market Cap
$284.42M
Return on Assets (ROA)
1.06%
TTM Avg
0.72%
3Y Avg
0.77%
5Y Avg
0.83%
Market Cap
$283.79M
Return on Assets (ROA)
3.52%
TTM Avg
4.64%
3Y Avg
7.45%
5Y Avg
6.96%
Market Cap
$284.20M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$285.11M
Return on Assets (ROA)
1.08%
TTM Avg
0.69%
3Y Avg
0.69%
5Y Avg
0.81%
Market Cap
$286.90M
Return on Assets (ROA)
-13.68%
TTM Avg
-4.14%
3Y Avg
-0.76%
5Y Avg
-2.79%
Market Cap
$288.65M
Return on Assets (ROA)
0.63%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$280.10M
Return on Assets (ROA)
-0.02%
TTM Avg
-0.21%
3Y Avg
-0.03%
5Y Avg
-0.03%
Market Cap
$290.18M
Return on Assets (ROA)
1.17%
TTM Avg
1.25%
3Y Avg
1.33%
5Y Avg
1.18%
Market Cap
$279.00M
Return on Assets (ROA)
1.20%
TTM Avg
1.10%
3Y Avg
1.09%
5Y Avg
1.05%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Franklin Financial Services Corporation (FRAF) | $284.42M | 1.06% | 0.72% | 0.77% | 0.83% |
| CPI Card Group Inc. (PMTS)vs › | $283.79M | 3.52% | 4.64% | 7.45% | 6.96% |
| Inflection Point Acquisition Corp. VIII (IPHX)vs › | $284.20M | N/A | N/A | N/A | N/A |
| Ames National Corporation (ATLO)vs › | $285.11M | 1.08% | 0.69% | 0.69% | 0.81% |
| Great Elm Capital Corp. 7.75% Notes Due 2030 (GECCG)vs › | $286.90M | -13.68% | -4.14% | -0.76% | -2.79% |
| HCM IV Acquisition Corp. Class A Ordinary Share (HACQ)vs › | $288.65M | 0.63% | 0.00% | 0.00% | 0.00% |
| FB Bancorp, Inc. Common Stock (FBLA)vs › | $280.10M | -0.02% | -0.21% | -0.03% | -0.03% |
| Oak Valley Bancorp (OVLY)vs › | $290.18M | 1.17% | 1.25% | 1.33% | 1.18% |
| First United Corporation (FUNC)vs › | $279.00M | 1.20% | 1.10% | 1.09% | 1.05% |
| NewHold Investment Corp IV Class A Ordinary Shares (NHIV)vs › | $277.49M | N/A | N/A | N/A | N/A |
ROA
1.1%
ROE
13.4%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.95% |
| 2024-12-31 | 0.50% |
| 2023-12-31 | 0.74% |
| 2022-12-31 | 0.88% |
| 2021-12-31 | 1.11% |
| 2020-12-31 | 0.83% |
| 2019-12-31 | 1.27% |
| 2018-12-31 | 0.51% |
| 2017-12-31 | 0.18% |
| 2016-12-31 | 0.72% |
| 2015-12-31 | 0.99% |
| 2014-12-31 | 0.84% |
| 2013-12-31 | 0.63% |
| 2012-12-31 | 0.52% |
| 2011-12-31 | 0.66% |
| 2010-12-31 | 0.80% |
| 2009-12-31 | 0.67% |
| 2008-12-31 | 0.95% |
| 2007-12-31 | 1.13% |
| 2006-12-31 | 0.95% |
| 2005-12-31 | 0.98% |
| 2004-12-31 | 0.92% |
| 2003-12-31 | 1.06% |
| 2002-12-31 | 1.05% |
| 2001-12-31 | 1.12% |
| 2000-12-31 | 1.07% |
| 1999-12-31 | 1.15% |
| 1998-12-31 | 1.13% |
| 1997-12-31 | 1.23% |
| 1996-12-31 | 1.23% |
