Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 14.23% is 46% below its 5-year average of 26.29%, near the low end of its 5-year range (0.03%–47.88%).
11.50% above its 12-month average of 12.76%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): 0.03%.
EBITDA MARGIN
14.23%
EBITDA MARGIN AVG TTM
12.76%
EBITDA MARGIN AVG 3Y
19.65%
EBITDA MARGIN AVG 5Y
26.29%
EBITDA MARGIN AVG 10Y
28.38%
EBITDA MARGIN AVG 15Y
31.16%
EBITDA MARGIN AVG 20Y
29.91%
CURRENT VS TTM AVG
+11.50%
CURRENT VS 3Y AVG
-27.57%
CURRENT VS 5Y AVG
-45.87%
CURRENT VS 10Y AVG
-49.86%
CURRENT VS 15Y AVG
-54.33%
CURRENT VS 20Y AVG
-52.42%
OceanFirst Financial Corp.
Market Cap
$1.02B
EBITDA Margin
14.23%
TTM Avg
12.76%
3Y Avg
19.65%
5Y Avg
26.29%
Market Cap
$1.02B
EBITDA Margin
23.06%
TTM Avg
22.04%
3Y Avg
25.89%
5Y Avg
27.41%
Market Cap
$1.01B
EBITDA Margin
23.26%
TTM Avg
21.28%
3Y Avg
23.77%
5Y Avg
25.43%
Market Cap
$1.02B
EBITDA Margin
28.64%
TTM Avg
29.35%
3Y Avg
34.45%
5Y Avg
35.84%
Market Cap
$1.02B
EBITDA Margin
43.33%
TTM Avg
44.29%
3Y Avg
46.19%
5Y Avg
43.01%
Market Cap
$1.01B
EBITDA Margin
23.06%
TTM Avg
22.04%
3Y Avg
25.89%
5Y Avg
27.41%
Market Cap
$1.01B
EBITDA Margin
39.21%
TTM Avg
38.86%
3Y Avg
42.99%
5Y Avg
47.26%
Market Cap
$997.85M
EBITDA Margin
-181.86%
TTM Avg
-85.35%
3Y Avg
-28.02%
5Y Avg
-4.87%
Market Cap
$1.04B
EBITDA Margin
50.39%
TTM Avg
40.71%
3Y Avg
42.47%
5Y Avg
50.65%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| OceanFirst Financial Corp. (OCFC) | $1.02B | 14.23% | 12.76% | 19.65% | 26.29% |
| CNB Financial Corporation (CCNEP)vs › | $1.02B | 23.06% | 22.04% | 25.89% | 27.41% |
| Business First Bancshares, Inc. (BFST)vs › | $1.01B | 23.26% | 21.28% | 23.77% | 25.43% |
| Mercantile Bank Corporation (MBWM)vs › | $1.02B | 28.64% | 29.35% | 34.45% | 35.84% |
| Esquire Financial Holdings, Inc. (ESQ)vs › | $1.02B | 43.33% | 44.29% | 46.19% | 43.01% |
| CNB Financial Corporation (CCNE)vs › | $1.01B | 23.06% | 22.04% | 25.89% | 27.41% |
| MetroCity Bankshares, Inc. (MCBS)vs › | $1.01B | 39.21% | 38.86% | 42.99% | 47.26% |
| Horizon Bancorp, Inc. (HBNC)vs › | $997.85M | -181.86% | -85.35% | -28.02% | -4.87% |
| Oaktree Specialty Lending Corporation (OCSL)vs › | $1.04B | 50.39% | 40.71% | 42.47% | 50.65% |
| Northeast Bank (NBN)vs › | $1.05B | 38.22% | 37.47% | 36.99% | 46.16% |
EBITDA Margin
14.2%
Operating Margin
9.0%
Net Margin
6.8%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 0.03% |
| 2026-03-31 | 18.51% |
| 2025-12-31 | 13.00% |
| 2025-09-30 | 15.11% |
| 2025-06-30 | 17.17% |
| 2025-03-31 | 19.42% |
| 2024-12-31 | 18.10% |
| 2024-09-30 | 20.66% |
| 2024-06-30 | 20.82% |
| 2024-03-31 | 24.87% |
| 2023-12-31 | 23.67% |
| 2023-09-30 | 18.52% |
| 2023-06-30 | 25.90% |
| 2023-03-31 | 29.10% |
| 2022-12-31 | 47.88% |
| 2022-09-30 | 44.40% |
| 2022-06-30 | 40.28% |
| 2022-03-31 | 38.19% |
| 2021-12-31 | 32.35% |
| 2021-09-30 | 37.21% |
| 2021-06-30 | 46.91% |
| 2021-03-31 | 44.91% |
| 2020-12-31 | 40.20% |
| 2020-09-30 | -3.88% |
| 2020-06-30 | 26.79% |
| 2020-03-31 | 21.96% |
| 2019-12-31 | 34.07% |
| 2019-09-30 | 39.49% |
| 2019-06-30 | 30.68% |
| 2019-03-31 | 34.65% |
| 2018-12-31 | 42.76% |
| 2018-09-30 | 41.02% |
| 2018-06-30 | 28.33% |
| 2018-03-31 | 13.55% |
| 2017-12-31 | 41.60% |
| 2017-09-30 | 37.67% |
| 2017-06-30 | 24.45% |
| 2017-03-31 | 35.05% |
| 2016-12-31 | 23.55% |
| 2016-09-30 | 36.28% |
| 2016-06-30 | 18.50% |
| 2016-03-31 | 29.53% |
| 2015-12-31 | 33.36% |
| 2015-09-30 | 32.05% |
| 2015-06-30 | 35.95% |
| 2015-03-31 | 37.73% |
| 2014-12-31 | 35.02% |
| 2014-09-30 | 36.07% |
| 2014-06-30 | 36.70% |
| 2014-03-31 | 35.72% |
| 2013-12-31 | 19.84% |
| 2013-09-30 | 36.19% |
| 2013-06-30 | 36.35% |
| 2013-03-31 | 34.27% |
| 2012-12-31 | 29.91% |
| 2012-09-30 | 33.57% |
| 2012-06-30 | 35.91% |
| 2012-03-31 | 36.52% |
| 2011-09-30 | 32.77% |
| 2011-06-30 | 32.16% |
| 2011-03-31 | 32.61% |
| 2010-12-31 | 28.42% |
| 2010-09-30 | 31.59% |
| 2010-06-30 | 30.05% |
| 2010-03-31 | 28.90% |
| 2009-12-31 | 30.38% |
| 2009-09-30 | 27.80% |
| 2009-06-30 | 22.39% |
| 2009-03-31 | 24.51% |
| 2008-12-31 | 31.68% |
| 2008-06-30 | 22.71% |
| 2008-03-31 | 23.01% |
| 2007-09-30 | 18.83% |
| 2007-06-30 | 2.61% |
| 2007-03-31 | -19.79% |
| 2006-12-31 | -5.34% |
| 2006-09-30 | 24.61% |
| 2006-06-30 | 26.05% |
| 2006-03-31 | 24.67% |
| 2005-12-31 | 23.02% |
| 2005-09-30 | 27.68% |
| 2005-06-30 | 31.04% |
| 2005-03-31 | 30.30% |
| 2004-12-31 | 26.39% |
| 2004-09-30 | 32.78% |
| 2004-06-30 | 27.43% |
| 2004-03-31 | 31.90% |
| 2003-12-31 | 25.73% |
| 2003-09-30 | 36.65% |
| 2003-06-30 | 39.64% |
| 2003-03-31 | 36.82% |
| 2002-12-31 | 30.02% |
| 2002-09-30 | 35.22% |
