Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of -181.86% is 636% below its 5-year average of 33.91%, near the low end of its 5-year range (-181.86%–137.95%).
440.71% below its 12-month average of 53.38%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): 30.58%.
EBITDA MARGIN
-181.86%
EBITDA MARGIN AVG TTM
53.38%
EBITDA MARGIN AVG 3Y
26.77%
EBITDA MARGIN AVG 5Y
33.91%
EBITDA MARGIN AVG 10Y
34.36%
EBITDA MARGIN AVG 15Y
32.34%
EBITDA MARGIN AVG 20Y
28.60%
CURRENT VS TTM AVG
-440.71%
CURRENT VS 3Y AVG
-779.29%
CURRENT VS 5Y AVG
-636.35%
CURRENT VS 10Y AVG
-629.30%
CURRENT VS 15Y AVG
-662.39%
CURRENT VS 20Y AVG
-735.77%
Horizon Bancorp, Inc.
Market Cap
$996.57M
EBITDA Margin
-181.86%
TTM Avg
53.38%
3Y Avg
26.77%
5Y Avg
33.91%
Market Cap
$1.01B
EBITDA Margin
39.21%
TTM Avg
38.86%
3Y Avg
42.99%
5Y Avg
47.26%
Market Cap
$1.01B
EBITDA Margin
23.06%
TTM Avg
22.04%
3Y Avg
25.89%
5Y Avg
27.41%
Market Cap
$1.01B
EBITDA Margin
23.26%
TTM Avg
21.28%
3Y Avg
23.77%
5Y Avg
25.43%
Market Cap
$1.02B
EBITDA Margin
23.06%
TTM Avg
22.04%
3Y Avg
25.89%
5Y Avg
27.41%
Market Cap
$1.02B
EBITDA Margin
14.23%
TTM Avg
17.67%
3Y Avg
25.68%
5Y Avg
27.53%
Market Cap
$1.02B
EBITDA Margin
43.33%
TTM Avg
44.29%
3Y Avg
46.19%
5Y Avg
43.01%
Market Cap
$1.02B
EBITDA Margin
28.64%
TTM Avg
29.35%
3Y Avg
34.45%
5Y Avg
35.84%
Market Cap
$960.84M
EBITDA Margin
24.92%
TTM Avg
24.43%
3Y Avg
27.70%
5Y Avg
32.74%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Horizon Bancorp, Inc. (HBNC) | $996.57M | -181.86% | 53.38% | 26.77% | 33.91% |
| MetroCity Bankshares, Inc. (MCBS)vs › | $1.01B | 39.21% | 38.86% | 42.99% | 47.26% |
| CNB Financial Corporation (CCNE)vs › | $1.01B | 23.06% | 22.04% | 25.89% | 27.41% |
| Business First Bancshares, Inc. (BFST)vs › | $1.01B | 23.26% | 21.28% | 23.77% | 25.43% |
| CNB Financial Corporation (CCNEP)vs › | $1.02B | 23.06% | 22.04% | 25.89% | 27.41% |
| OceanFirst Financial Corp. (OCFC)vs › | $1.02B | 14.23% | 17.67% | 25.68% | 27.53% |
| Esquire Financial Holdings, Inc. (ESQ)vs › | $1.02B | 43.33% | 44.29% | 46.19% | 43.01% |
| Mercantile Bank Corporation (MBWM)vs › | $1.02B | 28.64% | 29.35% | 34.45% | 35.84% |
| Camden National Corp. (CAC)vs › | $960.84M | 24.92% | 24.43% | 27.70% | 32.74% |
| Oaktree Specialty Lending Corporation (OCSL)vs › | $1.04B | 50.39% | 40.71% | 42.47% | 50.65% |
EBITDA Margin
-181.9%
Operating Margin
-198.0%
Net Margin
-150.9%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 30.58% |
| 2026-03-31 | 36.57% |
| 2025-12-31 | 34.77% |
| 2025-09-30 | 137.95% |
| 2025-06-30 | 27.02% |
| 2025-03-31 | 29.59% |
| 2024-12-31 | -29.71% |
| 2024-09-30 | 20.83% |
| 2024-06-30 | 19.56% |
| 2024-03-31 | 19.51% |
| 2023-12-31 | -25.24% |
| 2023-09-30 | 22.49% |
| 2023-06-30 | 26.81% |
| 2023-03-31 | 28.57% |
| 2022-12-31 | 35.08% |
| 2022-09-30 | 41.11% |
| 2022-06-30 | 48.42% |
| 2022-03-31 | 46.86% |
| 2021-12-31 | 44.57% |
| 2021-09-30 | 47.17% |
| 2021-06-30 | 50.81% |
| 2021-03-31 | 44.67% |
| 2020-12-31 | 38.44% |
| 2020-09-30 | 42.63% |
| 2020-06-30 | 32.21% |
| 2020-03-31 | 25.72% |
| 2019-12-31 | 39.89% |
| 2019-09-30 | 41.87% |
| 2019-06-30 | 36.33% |
| 2019-03-31 | 27.69% |
| 2018-12-31 | 34.62% |
| 2018-09-30 | 35.35% |
| 2018-06-30 | 38.20% |
| 2018-03-31 | 36.87% |
| 2017-12-31 | 33.63% |
| 2017-09-30 | 31.28% |
| 2017-06-30 | 37.10% |
| 2017-03-31 | 35.93% |
| 2016-12-31 | 22.84% |
| 2016-09-30 | 28.58% |
| 2016-06-30 | 31.47% |
| 2016-03-31 | 28.74% |
| 2015-12-31 | 31.60% |
| 2015-09-30 | 22.13% |
| 2015-06-30 | 27.49% |
| 2015-03-31 | 31.76% |
| 2014-12-31 | 30.07% |
| 2014-09-30 | 29.56% |
| 2014-06-30 | 29.94% |
| 2014-03-31 | 24.43% |
| 2013-12-31 | 27.42% |
| 2013-09-30 | 31.64% |
| 2013-06-30 | 34.37% |
| 2013-03-31 | 32.03% |
| 2012-12-31 | 34.24% |
| 2012-09-30 | 29.93% |
| 2012-06-30 | 35.22% |
| 2012-03-31 | 34.17% |
| 2011-12-31 | 26.78% |
| 2011-09-30 | 23.47% |
| 2011-06-30 | 23.39% |
| 2011-03-31 | 21.16% |
| 2010-12-31 | 22.18% |
| 2010-09-30 | 23.46% |
| 2010-06-30 | 18.92% |
| 2010-03-31 | 14.68% |
| 2009-12-31 | 14.58% |
| 2009-09-30 | 16.91% |
| 2009-06-30 | 14.15% |
| 2009-03-31 | 17.21% |
| 2008-12-31 | 14.71% |
| 2008-09-30 | 10.49% |
| 2008-06-30 | 19.11% |
| 2008-03-31 | 18.00% |
| 2007-12-31 | 14.89% |
| 2007-09-30 | 16.65% |
| 2007-06-30 | 15.08% |
| 2007-03-31 | 14.06% |
| 2006-12-31 | 18.52% |
| 2006-09-30 | 15.28% |
| 2006-06-30 | 17.06% |
| 2006-03-31 | 15.02% |
| 2005-12-31 | 19.68% |
| 2005-09-30 | 18.41% |
| 2005-06-30 | 18.41% |
| 2005-03-31 | 17.09% |
| 2004-12-31 | 22.72% |
| 2004-09-30 | 21.70% |
| 2004-06-30 | 22.30% |
| 2004-03-31 | 19.70% |
| 2003-12-31 | 14.03% |
| 2003-09-30 | 29.17% |
| 2003-06-30 | 20.76% |
| 2003-03-31 | 23.03% |
| 2002-12-31 | 20.16% |
| 2002-09-30 | 18.92% |
