Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 39.21% is 13% below its 5-year average of 45.10%, near the low end of its 5-year range (31.49%–70.29%).
3.44% above its 12-month average of 37.91%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): 35.33%.
EBITDA MARGIN
39.21%
EBITDA MARGIN AVG TTM
37.91%
EBITDA MARGIN AVG 3Y
37.16%
EBITDA MARGIN AVG 5Y
45.10%
EBITDA MARGIN AVG 10Y
48.59%
EBITDA MARGIN AVG 15Y
N/A
EBITDA MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
+3.44%
CURRENT VS 3Y AVG
+5.51%
CURRENT VS 5Y AVG
-13.07%
CURRENT VS 10Y AVG
-19.30%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
MetroCity Bankshares, Inc.
Market Cap
$1.00B
EBITDA Margin
39.21%
TTM Avg
37.91%
3Y Avg
37.16%
5Y Avg
45.10%
Market Cap
$1.00B
EBITDA Margin
23.06%
TTM Avg
22.04%
3Y Avg
25.89%
5Y Avg
27.41%
Market Cap
$1.01B
EBITDA Margin
23.26%
TTM Avg
21.28%
3Y Avg
23.77%
5Y Avg
25.43%
Market Cap
$991.69M
EBITDA Margin
-181.86%
TTM Avg
-85.35%
3Y Avg
-28.02%
5Y Avg
-4.87%
Market Cap
$1.01B
EBITDA Margin
14.23%
TTM Avg
17.67%
3Y Avg
25.68%
5Y Avg
27.53%
Market Cap
$1.02B
EBITDA Margin
23.06%
TTM Avg
22.04%
3Y Avg
25.89%
5Y Avg
27.41%
Market Cap
$1.02B
EBITDA Margin
28.64%
TTM Avg
29.35%
3Y Avg
34.45%
5Y Avg
35.84%
Market Cap
$1.02B
EBITDA Margin
43.33%
TTM Avg
44.29%
3Y Avg
46.19%
5Y Avg
43.01%
Market Cap
$1.03B
EBITDA Margin
50.39%
TTM Avg
40.71%
3Y Avg
42.47%
5Y Avg
50.65%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| MetroCity Bankshares, Inc. (MCBS) | $1.00B | 39.21% | 37.91% | 37.16% | 45.10% |
| CNB Financial Corporation (CCNE)vs › | $1.00B | 23.06% | 22.04% | 25.89% | 27.41% |
| Business First Bancshares, Inc. (BFST)vs › | $1.01B | 23.26% | 21.28% | 23.77% | 25.43% |
| Horizon Bancorp, Inc. (HBNC)vs › | $991.69M | -181.86% | -85.35% | -28.02% | -4.87% |
| OceanFirst Financial Corp. (OCFC)vs › | $1.01B | 14.23% | 17.67% | 25.68% | 27.53% |
| CNB Financial Corporation (CCNEP)vs › | $1.02B | 23.06% | 22.04% | 25.89% | 27.41% |
| Mercantile Bank Corporation (MBWM)vs › | $1.02B | 28.64% | 29.35% | 34.45% | 35.84% |
| Esquire Financial Holdings, Inc. (ESQ)vs › | $1.02B | 43.33% | 44.29% | 46.19% | 43.01% |
| Oaktree Specialty Lending Corporation (OCSL)vs › | $1.03B | 50.39% | 40.71% | 42.47% | 50.65% |
| Northeast Bank (NBN)vs › | $1.04B | 38.22% | 37.47% | 36.99% | 46.16% |
EBITDA Margin
39.2%
Operating Margin
36.5%
Net Margin
30.5%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 35.33% |
| 2026-03-31 | 33.61% |
| 2025-12-31 | 38.35% |
| 2025-09-30 | 41.22% |
| 2025-06-30 | 41.01% |
| 2025-03-31 | 39.51% |
| 2024-12-31 | 38.33% |
| 2024-09-30 | 38.69% |
| 2024-06-30 | 40.37% |
| 2024-03-31 | 36.60% |
| 2023-12-31 | 31.49% |
| 2023-09-30 | 31.86% |
| 2023-06-30 | 36.72% |
| 2023-03-31 | 42.75% |
| 2022-12-31 | 49.86% |
| 2022-09-30 | 57.96% |
| 2022-06-30 | 59.61% |
| 2022-03-31 | 67.50% |
| 2021-12-31 | 70.29% |
| 2021-09-30 | 58.55% |
| 2021-06-30 | 57.54% |
| 2021-03-31 | 58.80% |
| 2020-12-31 | 55.03% |
| 2020-09-30 | 49.96% |
| 2020-06-30 | 45.97% |
| 2020-03-31 | 50.01% |
| 2019-12-31 | 54.72% |
| 2019-09-30 | 53.00% |
| 2019-06-30 | 55.23% |
| 2019-03-31 | 46.74% |
| 2018-12-31 | 54.07% |
| 2018-09-30 | 48.55% |
| 2018-06-30 | 53.62% |
| 2018-03-31 | 55.18% |
| 2017-12-31 | 54.00% |
| 2017-09-30 | 49.35% |
| 2017-06-30 | 54.43% |
| 2017-03-31 | 57.70% |
| 2016-12-31 | 49.90% |
| 2016-09-30 | 46.73% |
| 2016-06-30 | 51.94% |
| 2016-03-31 | 55.43% |
| 2015-12-31 | 49.09% |
| 2015-09-30 | 55.53% |
| 2015-06-30 | 56.84% |
| 2015-03-31 | 58.22% |
