MetroCity Bankshares, Inc. (MCBS) vs Northeast Bank (NBN)
A side-by-side comparison of MetroCity Bankshares, Inc. and Northeast Bank across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — MCBS vs NBN
growth of $100 · dividends reinvested · last 10yMCBS vs NBN: by the numbers
- •NBN is the larger company ($1.04B vs $1.00B market cap).
- •NBN trades at the lower trailing earnings multiple (9.88 vs 12.14 P/E), one valuation lens rather than an overall verdict.
- •MCBS converts more revenue to profit (30.49% vs 28.16% net margin).
- •NBN grew revenue faster over the past five years (21.05% vs 17.83% CAGR).
- •MCBS pays the higher dividend yield (3.07% vs 0.03%).
Metrics side by side
Valuation
| Metric | MCBS | NBN |
|---|---|---|
| P/E ratio | 12.14 | 9.88 |
| Forward P/E | 10.76 | 8.60 |
| PEG ratio | 0.91 | 1.19 |
| P/S ratio | 3.82 | 2.73 |
| P/B ratio | 1.76 | 1.72 |
Profitability
| Metric | MCBS | NBN |
|---|---|---|
| Operating margin | 36.55% | 38.56% |
| Net margin | 30.49% | 28.16% |
| ROE | 14.09% | 17.80% |
MetroCity Bankshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Northeast Bank: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | MCBS | NBN |
|---|---|---|
| Dividend yield | 3.07% | 0.03% |
| Payout ratio | 37.50% | 0.31% |
Growth (annualized)
| Metric | MCBS | NBN |
|---|---|---|
| Revenue CAGR (5Y) | 17.83% | 21.05% |
| EPS CAGR (5Y) | 13.46% | 8.41% |
| Total return CAGR (5Y) | 14.17% | 28.02% |
Frequently asked
- Which has the lower trailing P/E, MCBS or NBN?
- NBN has the lower trailing P/E: MCBS trades at 12.14 and NBN at 9.88. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, MCBS or NBN?
- Over the past five years, NBN grew revenue faster — MCBS at a 17.83% CAGR versus NBN at 21.05%.
- Does MCBS or NBN pay a bigger dividend?
- MCBS yields 3.07% and NBN yields 0.03% based on trailing dividends and the latest price.
- Is MCBS or NBN more profitable?
- MCBS runs the higher net margin — MCBS at 30.49% versus NBN at 28.16%.
- How have MCBS and NBN total returns compared?
- Over the past 5 years, MCBS delivered 14.17% and NBN delivered 28.02% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
MetroCity Bankshares & Northeast Bank appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.