MetroCity Bankshares, Inc. (MCBS) vs Northeast Bank (NBN)

A side-by-side comparison of MetroCity Bankshares, Inc. and Northeast Bank across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — MCBS vs NBN

growth of $100 · dividends reinvested · last 10y
MCBS +688.3% (+22.9%/yr)NBN +826.7% (+24.9%/yr)NBN compounded faster over this window
2004006008001kStart $1002019202120232025$788$927
MCBS NBN

MCBS vs NBN: by the numbers

  • •NBN is the larger company ($1.04B vs $1.00B market cap).
  • •NBN trades at the lower trailing earnings multiple (9.88 vs 12.14 P/E), one valuation lens rather than an overall verdict.
  • •MCBS converts more revenue to profit (30.49% vs 28.16% net margin).
  • •NBN grew revenue faster over the past five years (21.05% vs 17.83% CAGR).
  • •MCBS pays the higher dividend yield (3.07% vs 0.03%).

Metrics side by side

Valuation

MetricMCBSNBN
P/E ratio12.149.88
Forward P/E10.768.60
PEG ratio0.911.19
P/S ratio3.822.73
P/B ratio1.761.72

Profitability

MetricMCBSNBN
Operating margin36.55%38.56%
Net margin30.49%28.16%
ROE14.09%17.80%

MetroCity Bankshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Northeast Bank: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricMCBSNBN
Dividend yield3.07%0.03%
Payout ratio37.50%0.31%

Growth (annualized)

MetricMCBSNBN
Revenue CAGR (5Y)17.83%21.05%
EPS CAGR (5Y)13.46%8.41%
Total return CAGR (5Y)14.17%28.02%

Frequently asked

Which has the lower trailing P/E, MCBS or NBN?
NBN has the lower trailing P/E: MCBS trades at 12.14 and NBN at 9.88. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, MCBS or NBN?
Over the past five years, NBN grew revenue faster — MCBS at a 17.83% CAGR versus NBN at 21.05%.
Does MCBS or NBN pay a bigger dividend?
MCBS yields 3.07% and NBN yields 0.03% based on trailing dividends and the latest price.
Is MCBS or NBN more profitable?
MCBS runs the higher net margin — MCBS at 30.49% versus NBN at 28.16%.
How have MCBS and NBN total returns compared?
Over the past 5 years, MCBS delivered 14.17% and NBN delivered 28.02% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.