Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 93.74% is in line with its 5-year average of 94.50%, around the middle of its 5-year range (92.37%–95.62%).
As of the fiscal period ended Tuesday, June 30, 2026. 0.24% below its 12-month average of 93.96%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 93.74%.
DEBT TO ASSETS RATIO
93.74%
DEBT TO ASSETS RATIO AVG TTM
93.96%
DEBT TO ASSETS RATIO AVG 3Y
93.99%
DEBT TO ASSETS RATIO AVG 5Y
94.50%
DEBT TO ASSETS RATIO AVG 10Y
94.98%
DEBT TO ASSETS RATIO AVG 15Y
94.80%
DEBT TO ASSETS RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-0.24%
CURRENT VS 3Y AVG
-0.27%
CURRENT VS 5Y AVG
-0.80%
CURRENT VS 10Y AVG
-1.30%
CURRENT VS 15Y AVG
-1.12%
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 739 covered companies
CURRENT VS SECTOR MEDIAN
+187383.35%
vs the sector median at left
Navient Corporation
Market Cap
$846.31M
Debt to Assets Ratio
93.74%
TTM Avg
93.96%
3Y Avg
93.99%
5Y Avg
94.50%
Market Cap
$846.23M
Debt to Assets Ratio
0.02%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$863.79M
Debt to Assets Ratio
0.02%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$866.01M
Debt to Assets Ratio
0.09%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$824.77M
Debt to Assets Ratio
0.60%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$818.29M
Debt to Assets Ratio
0.01%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$817.02M
Debt to Assets Ratio
0.27%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$815.93M
Debt to Assets Ratio
0.08%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Navient Corporation (NAVI) | $846.31M | 93.74% | 93.96% | 93.99% | 94.50% |
| Capital City Bank Group, Inc. (CCBG)vs › | $846.23M | 0.02% | N/A | N/A | N/A |
| Eagle Bancorp, Inc. (EGBN)vs › | $863.79M | 0.02% | N/A | N/A | N/A |
| Great Southern Bancorp, Inc. (GSBC)vs › | $866.01M | 0.09% | N/A | N/A | N/A |
| World Acceptance Corporation (WRLD)vs › | $824.77M | 0.60% | N/A | N/A | N/A |
| South Plains Financial, Inc. (SPFI)vs › | $818.29M | 0.01% | N/A | N/A | N/A |
| Oxford Lane Capital Corp. (OXLCO)vs › | $817.02M | 0.27% | N/A | N/A | N/A |
| Alerus Financial Corporation (ALRS)vs › | $815.93M | 0.08% | N/A | N/A | N/A |
| Lufax Holding Ltd (LU)vs › | $879.69M | 0.36% | N/A | N/A | N/A |
| Orrstown Financial Services, Inc. (ORRF)vs › | $810.64M | 0.05% | N/A | N/A | N/A |
Debt/Assets
93.7%
Debt/Equity
18.49
Current ratio and interest coverage is unavailable for Navient Corporation: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 93.74% |
| 2026-03-31 | 94.12% |
| 2025-12-31 | 93.97% |
| 2025-09-30 | 94.07% |
| 2025-06-30 | 93.91% |
| 2025-03-31 | 94.12% |
| 2024-12-31 | 93.97% |
| 2024-09-30 | 92.37% |
| 2024-06-30 | 94.03% |
| 2024-03-31 | 93.64% |
| 2023-12-31 | 94.36% |
| 2023-09-30 | 94.79% |
| 2023-06-30 | 94.84% |
| 2023-03-31 | 94.94% |
| 2022-12-31 | 95.20% |
| 2022-09-30 | 95.55% |
| 2022-06-30 | 95.59% |
| 2022-03-31 | 95.62% |
| 2021-12-31 | 95.18% |
| 2021-09-30 | 95.21% |
| 2021-06-30 | 95.24% |
| 2021-03-31 | 95.31% |
| 2020-12-31 | 95.40% |
| 2020-09-30 | 95.63% |
| 2020-06-30 | 95.78% |
| 2020-03-31 | 95.94% |
| 2019-12-31 | 95.08% |
| 2019-09-30 | 95.15% |
| 2019-06-30 | 95.20% |
| 2019-03-31 | 95.36% |
| 2018-12-31 | 95.31% |
| 2018-09-30 | 95.41% |
| 2018-06-30 | 95.31% |
| 2018-03-31 | 95.39% |
| 2017-12-31 | 95.46% |
| 2017-09-30 | 95.47% |
| 2017-06-30 | 95.43% |
| 2017-03-31 | 95.33% |
| 2016-12-31 | 95.31% |
| 2016-09-30 | 94.91% |
| 2016-06-30 | 94.78% |
| 2016-03-31 | 94.98% |
| 2015-12-31 | 95.12% |
| 2015-09-30 | 94.95% |
| 2015-06-30 | 94.96% |
| 2015-03-31 | 94.75% |
| 2014-12-31 | 94.68% |
| 2014-09-30 | 94.32% |
| 2014-06-30 | 93.70% |
| 2014-03-31 | 93.10% |
| 2013-12-31 | 92.99% |
| 2013-09-30 | 84.76% |
| 2013-06-30 | 84.15% |
| 2013-03-31 | 84.95% |
| 2012-12-31 | 0.00% |
| 2012-09-30 | 0.00% |
