Capital City Bank Group (CCBG) Debt/Assets Ratio: History & Chart

Capital City Bank Group, Inc.(CCBG)

Banks - Regional · Tallahassee, FL

$49.31-0.35 (-0.70%)

Delayed quote: Oct 5, 2026, 4:00 PM EDT

About Capital City Bank Group, Inc.

Capital City Bank Group, Inc. functions as the financial holding company for Capital City Bank, delivering a comprehensive array of financial services to both individual consumers and businesses. Its commercial offerings encompass financing for business properties, equipment, inventories, and accounts receivable, in addition to commercial leasing, letters of credit, treasury management solutions, and merchant credit card transaction processing. The institution also offers commercial and residential real estate loans, including both fixed and adjustable-rate mortgages for homes, along with personal loans for vehicles, recreational vehicles, and home equity, as well as various credit card options. Furthermore, it delivers specialized institutional banking services to a diverse clientele, including state and local governments, public educational institutions, charities, membership organizations, and non-profit associations. These services feature tailored checking and savings accounts, sophisticated cash management systems, tax-exempt loans, lines of credit, and term financing. For its consumer base, the bank provides a full spectrum of services such as checking and savings accounts, access to interactive and automated teller machines (ATMs/ITMs), debit and credit cards, night deposit boxes, safe deposit facilities, and modern online and mobile banking capabilities. The company also offers individual asset management solutions, including agency accounts, personal trusts, IRAs, and personalized investment management. Its retail securities product offerings extend to U.S. government and tax-free municipal bonds, equities, mutual funds, unit investment trusts, annuities, life insurance, and long-term healthcare plans. As of December 31, 2021, its operational footprint included 57 banking branches and 86 ATM/ITM locations spanning Florida, Georgia, and Alabama. Established in 1895, Capital City Bank Group maintains its corporate headquarters in Tallahassee, Florida.

Tallahassee, FL

902 employees

www.ccbg.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: William Godfrey Smith Jr.

View full financials

CCBG Debt to Assets Ratio Metrics

DEBT TO ASSETS RATIO

1.82%

DEBT TO ASSETS RATIO AVG TTM

1.83%

DEBT TO ASSETS RATIO AVG 3Y

2.03%

DEBT TO ASSETS RATIO AVG 5Y

2.09%

DEBT TO ASSETS RATIO AVG 10Y

2.35%

DEBT TO ASSETS RATIO AVG 15Y

3.56%

DEBT TO ASSETS RATIO AVG 20Y

4.31%

CURRENT VS TTM AVG

-0.89%

CURRENT VS 3Y AVG

-10.45%

CURRENT VS 5Y AVG

-13.07%

CURRENT VS 10Y AVG

-22.86%

CURRENT VS 15Y AVG

-49.03%

CURRENT VS 20Y AVG

-57.89%

SECTOR MEDIAN · FINANCIAL SERVICES

0.06%

median of 376 covered companies

CURRENT VS SECTOR MEDIAN

+2925.03%

vs the sector median at left

NAME	MARKET CAP	DEBT TO ASSETS RATIO	TTM	3Y	5Y
Capital City Bank Group, Inc. (CCBG)	$843.86M	1.82%	1.83%	2.03%	2.09%
Eagle Bancorp, Inc. (EGBN)vs ›	$863.64M	0.02%	N/A	N/A	N/A
Alerus Financial Corporation (ALRS)vs ›	$814.04M	0.08%	N/A	N/A	N/A
GCM Grosvenor Inc. (GCMG)vs ›	$805.64M	0.61%	N/A	N/A	N/A
Lufax Holding Ltd (LU)vs ›	$892.69M	0.36%	N/A	N/A	N/A
Forbright, Inc. Class A Common Stock (FRBT)vs ›	$899.43M	0.02%	N/A	N/A	N/A
First Community Bankshares, Inc. (FCBC)vs ›	$903.34M	0.00%	N/A	N/A	N/A
Financial Institutions, Inc. (FISI)vs ›	$780.17M	0.05%	N/A	N/A	N/A
Carlyle Secured Lending, Inc. (CGBD)vs ›	$733.89M	0.53%	N/A	N/A	N/A
Washington Trust Bancorp, Inc. (WASH)vs ›	$726.78M	0.08%	N/A	N/A	N/A

NAME

MARKET CAP

DEBT TO ASSETS RATIO

TTM

Capital City Bank Group, Inc. (CCBG)

$843.86M

1.82%

1.83%

2.03%

2.09%

Eagle Bancorp, Inc. (EGBN)vs ›

$863.64M

0.02%

N/A

Alerus Financial Corporation (ALRS)vs ›

$814.04M

0.08%

N/A

GCM Grosvenor Inc. (GCMG)vs ›

$805.64M

0.61%

N/A

Lufax Holding Ltd (LU)vs ›

$892.69M

0.36%

N/A

Forbright, Inc. Class A Common Stock (FRBT)vs ›

$899.43M

0.02%

N/A

First Community Bankshares, Inc. (FCBC)vs ›

$903.34M

0.00%

N/A

Financial Institutions, Inc. (FISI)vs ›

$780.17M

0.05%

N/A

Carlyle Secured Lending, Inc. (CGBD)vs ›

$733.89M

0.53%

N/A

Washington Trust Bancorp, Inc. (WASH)vs ›

$726.78M

0.08%

N/A

Debt to Assets Ratio FAQ

What is the debt to assets ratio for Capital City Bank Group, Inc. (CCBG)?

The debt to assets ratio for CCBG stock is 1.82%.

Is Capital City Bank Group, Inc.'s debt to assets ratio high or low?

The debt to assets ratio of 1.82% is 13% below its 5-year average of 2.09%, near the low end of its 5-year range (1.51%–2.62%).

What is the TTM average debt to assets ratio for Capital City Bank Group, Inc. (CCBG)?

The TTM average debt to assets ratio for CCBG stock is 1.83%.

What is the 3Y average debt to assets ratio for Capital City Bank Group, Inc. (CCBG)?

The 3Y average debt to assets ratio for CCBG stock is 2.03%.

What is the 5Y average debt to assets ratio for Capital City Bank Group, Inc. (CCBG)?

The 5Y average debt to assets ratio for CCBG stock is 2.09%.

What is the 10Y average debt to assets ratio for Capital City Bank Group, Inc. (CCBG)?

The 10Y average debt to assets ratio for CCBG stock is 2.35%.

What is the 15Y average debt to assets ratio for Capital City Bank Group, Inc. (CCBG)?

The 15Y average debt to assets ratio for CCBG stock is 3.56%.

What is the 20Y average debt to assets ratio for Capital City Bank Group, Inc. (CCBG)?

The 20Y average debt to assets ratio for CCBG stock is 4.31%.

DATE	DEBT TO ASSETS RATIO
2026-06-30	1.82%
2026-03-31	1.51%
2025-12-31	2.13%
2025-09-30	1.93%
2025-06-30	1.77%
2025-03-31	2.04%
2024-12-31	1.90%
2024-09-30	2.15%
2024-06-30	1.89%
2024-03-31	2.00%
2023-12-31	2.06%
2023-09-30	2.29%
2023-06-30	2.36%
2023-03-31	1.81%
2022-12-31	2.44%
2022-09-30	2.44%
2022-06-30	2.13%
2022-03-31	1.96%
2021-12-31	2.07%
2021-09-30	2.62%
2021-06-30	2.54%
2021-03-31	2.81%
2020-12-31	3.57%
2020-09-30	4.16%
2020-06-30	3.50%
2020-03-31	4.38%
2019-12-31	2.13%
2019-09-30	2.40%
2019-06-30	2.32%
2019-03-31	2.28%
2018-12-31	2.53%
2018-09-30	2.91%
2018-06-30	2.53%
2018-03-31	2.43%
2017-12-31	2.56%
2017-09-30	2.68%
2017-06-30	2.65%
2017-03-31	2.66%
2016-12-31	2.83%
2016-09-30	3.14%
2016-06-30	3.21%
2016-03-31	5.47%
2015-12-31	5.44%
2015-09-30	6.01%
2015-06-30	5.51%
2015-03-31	5.30%
2014-12-31	5.46%
2014-09-30	5.51%
2014-06-30	5.18%
2014-03-31	5.53%
2013-12-31	5.83%
2013-09-30	6.17%
2013-06-30	5.86%
2013-03-31	5.94%
2012-12-31	5.97%
2012-09-30	5.75%
2012-06-30	6.47%
2012-03-31	5.56%
2011-12-31	5.71%
2011-09-30	6.17%
2011-06-30	6.82%
2011-03-31	7.50%
2010-12-31	7.85%
2010-09-30	5.72%
2010-06-30	5.28%
2010-03-31	4.88%
2009-12-31	5.47%
2009-09-30	8.72%
2009-06-30	7.49%
2009-03-07	7.38%
2008-12-31	7.09%
2008-09-30	6.64%
2008-06-30	5.72%
2008-03-31	5.74%
2007-12-31	5.46%
2007-09-30	6.41%
2007-06-30	7.05%
2007-03-31	7.13%
2006-12-31	6.58%
2006-09-30	6.28%
2006-06-30	7.54%
2006-03-31	8.25%
2005-12-31	8.21%
2005-09-30	8.79%
2005-06-30	7.88%
2005-03-31	7.55%
2004-12-31	8.27%
2004-09-30	7.13%
2004-06-30	9.15%
2004-03-31	8.29%
2003-12-31	8.38%
2003-09-30	8.10%
2003-06-30	8.52%
2003-03-31	10.39%
2002-12-31	10.16%
2002-09-30	7.87%

DATE

DEBT TO ASSETS RATIO

2026-06-30

1.82%

2026-03-31

1.51%

2025-12-31

2.13%

2025-09-30

1.93%

2025-06-30

1.77%

2025-03-31

2.04%

2024-12-31

1.90%

2024-09-30

2.15%

2024-06-30

1.89%

2024-03-31

2.00%

2023-12-31

2.06%

2023-09-30

2.29%

2023-06-30

2.36%

2023-03-31

1.81%

2022-12-31

2.44%

2022-09-30

2.44%

2022-06-30

2.13%

2022-03-31

1.96%

2021-12-31

2.07%

2021-09-30

2.62%

2021-06-30

2.54%

2021-03-31

2.81%

2020-12-31

3.57%

2020-09-30

4.16%

2020-06-30

3.50%

2020-03-31

4.38%

2019-12-31

2.13%

2019-09-30

2.40%

2019-06-30

2.32%

2019-03-31

2.28%

2018-12-31

2.53%

2018-09-30

2.91%

2018-06-30

2.53%

2018-03-31

2.43%

2017-12-31

2.56%

2017-09-30

2.68%

2017-06-30

2.65%

2017-03-31

2.66%

2016-12-31

2.83%

2016-09-30

3.14%

2016-06-30

3.21%

2016-03-31

5.47%

2015-12-31

5.44%

2015-09-30

6.01%

2015-06-30

5.51%

2015-03-31

5.30%

2014-12-31

5.46%

2014-09-30

5.51%

2014-06-30

5.18%

2014-03-31

5.53%

2013-12-31

5.83%

2013-09-30

6.17%

2013-06-30

5.86%

2013-03-31

5.94%

2012-12-31

5.97%

2012-09-30

5.75%

2012-06-30

6.47%

2012-03-31

5.56%

2011-12-31

5.71%

2011-09-30

6.17%

2011-06-30

6.82%

2011-03-31

7.50%

2010-12-31

7.85%

2010-09-30

5.72%

2010-06-30

5.28%

2010-03-31

4.88%

2009-12-31

5.47%

2009-09-30

8.72%

2009-06-30

7.49%

2009-03-07

7.38%

2008-12-31

7.09%

2008-09-30

6.64%

2008-06-30

5.72%

2008-03-31

5.74%

2007-12-31

5.46%

2007-09-30

6.41%

2007-06-30

7.05%

2007-03-31

7.13%

2006-12-31

6.58%

2006-09-30

6.28%

2006-06-30

7.54%

2006-03-31

8.25%

2005-12-31

8.21%

2005-09-30

8.79%

2005-06-30

7.88%

2005-03-31

7.55%

2004-12-31

8.27%

2004-09-30

7.13%

2004-06-30

9.15%

2004-03-31

8.29%

2003-12-31

8.38%

2003-09-30

8.10%

2003-06-30

8.52%

2003-03-31

10.39%

2002-12-31

10.16%

2002-09-30

7.87%

Debt to Assets Ratio: 1.82%

CCBG Debt to Assets Ratio

CCBG Average Debt to Assets Ratio Chart

CCBG Current vs Average Debt to Assets Ratio Chart

CCBG Debt to Assets Ratio Metrics

CCBG Competitors' Debt to Assets Ratio

Leverage Ratios Comparison

Debt to Assets Ratio Formula & Definition

Debt to Assets Ratio FAQ

CCBG Debt to Assets Ratio History

Related Metrics