Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 14.93% is 32% below its 5-year average of 22.01%, near the high end of its 5-year range (-101.05%–47.00%).
5.58% above its 12-month average of 14.14%.
Reported quarterly EBITDA margin; no daily interpolation. Q4 FY2026 (2026-06-30): 13.82%.
EBITDA MARGIN
14.93%
EBITDA MARGIN AVG TTM
14.14%
EBITDA MARGIN AVG 3Y
13.72%
EBITDA MARGIN AVG 5Y
22.01%
EBITDA MARGIN AVG 10Y
20.54%
EBITDA MARGIN AVG 15Y
18.37%
EBITDA MARGIN AVG 20Y
16.32%
CURRENT VS TTM AVG
+5.58%
CURRENT VS 3Y AVG
+8.80%
CURRENT VS 5Y AVG
-32.18%
CURRENT VS 10Y AVG
-27.33%
CURRENT VS 15Y AVG
-18.73%
CURRENT VS 20Y AVG
-8.54%
Kearny Financial Corp.
Market Cap
$581.70M
EBITDA Margin
14.93%
TTM Avg
14.14%
3Y Avg
13.72%
5Y Avg
22.01%
Market Cap
$582.65M
EBITDA Margin
-337.58%
TTM Avg
-215.52%
3Y Avg
-238.57%
5Y Avg
-238.57%
Market Cap
$574.40M
EBITDA Margin
19.74%
TTM Avg
15.66%
3Y Avg
18.99%
5Y Avg
25.75%
Market Cap
$589.42M
EBITDA Margin
32.90%
TTM Avg
29.89%
3Y Avg
30.33%
5Y Avg
34.61%
Market Cap
$569.79M
EBITDA Margin
22.19%
TTM Avg
20.19%
3Y Avg
27.30%
5Y Avg
31.28%
Market Cap
$594.34M
EBITDA Margin
23.00%
TTM Avg
21.96%
3Y Avg
25.93%
5Y Avg
27.13%
Market Cap
$560.63M
EBITDA Margin
-49.95%
TTM Avg
28.93%
3Y Avg
-61.21%
5Y Avg
-42.85%
Market Cap
$560.79M
EBITDA Margin
29.19%
TTM Avg
18.62%
3Y Avg
27.70%
5Y Avg
35.08%
Market Cap
$560.55M
EBITDA Margin
22.19%
TTM Avg
20.19%
3Y Avg
27.30%
5Y Avg
31.28%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Kearny Financial Corp. (KRNY) | $581.70M | 14.93% | 14.14% | 13.72% | 22.01% |
| Gemini Space Station, Inc. (GEMI)vs › | $582.65M | -337.58% | -215.52% | -238.57% | -238.57% |
| Southern First Bancshares, Inc. (SFST)vs › | $574.40M | 19.74% | 15.66% | 18.99% | 25.75% |
| Greene County Bancorp, Inc. (GCBC)vs › | $589.42M | 32.90% | 29.89% | 30.33% | 34.61% |
| Bridgewater Bancshares, Inc. (BWB)vs › | $569.79M | 22.19% | 20.19% | 27.30% | 31.28% |
| First Business Financial Services, Inc. (FBIZ)vs › | $594.34M | 23.00% | 21.96% | 25.93% | 27.13% |
| Nuveen California AMT-Free Quality Municipal Income Fund (NKX)vs › | $560.63M | -49.95% | 28.93% | -61.21% | -42.85% |
| Community West Bancshares (CWBC)vs › | $560.79M | 29.19% | 18.62% | 27.70% | 35.08% |
| Bridgewater Bancshares, Inc. (BWBBP)vs › | $560.55M | 22.19% | 20.19% | 27.30% | 31.28% |
| Civista Bancshares, Inc. (CIVB)vs › | $555.95M | 25.54% | 22.61% | 27.17% | 29.80% |
EBITDA Margin
14.9%
Operating Margin
13.7%
Net Margin
10.4%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 13.82% |
| 2026-03-31 | 16.10% |
| 2025-12-31 | 14.98% |
| 2025-09-30 | 14.86% |
| 2025-06-30 | 10.95% |
| 2025-03-31 | 10.79% |
| 2024-12-31 | 10.49% |
| 2024-09-30 | 9.57% |
| 2024-06-30 | -101.05% |
| 2024-03-31 | 12.06% |
| 2023-12-31 | -16.09% |
| 2023-09-30 | 17.04% |
| 2023-06-30 | 20.28% |
| 2023-03-31 | 18.75% |
| 2022-12-31 | 5.61% |
| 2022-09-30 | 33.28% |
| 2022-06-30 | 28.07% |
| 2022-03-31 | 44.75% |
| 2021-12-31 | 45.38% |
| 2021-09-30 | 47.00% |
| 2021-06-30 | 44.48% |
| 2021-03-31 | 37.46% |
| 2020-12-31 | 37.06% |
| 2020-09-30 | 24.33% |
| 2020-06-30 | 31.88% |
| 2020-03-31 | 16.81% |
| 2019-12-31 | 25.34% |
| 2019-09-30 | 26.03% |
| 2019-06-30 | 20.00% |
| 2019-03-31 | 27.02% |
| 2018-12-31 | 24.86% |
| 2018-09-30 | 26.23% |
| 2018-06-30 | 21.82% |
| 2018-03-31 | 20.04% |
| 2017-12-31 | 17.38% |
| 2017-09-30 | 21.49% |
| 2017-06-30 | 18.10% |
| 2017-03-31 | 16.99% |
| 2016-12-31 | 24.35% |
| 2016-09-30 | 21.57% |
| 2016-06-30 | 23.63% |
| 2016-03-31 | 18.67% |
| 2015-12-31 | 17.60% |
| 2015-09-30 | 14.43% |
| 2015-06-30 | -20.26% |
| 2015-03-31 | 17.64% |
| 2014-12-31 | 13.90% |
| 2014-09-30 | 15.60% |
| 2014-06-30 | 17.89% |
| 2014-03-31 | 12.13% |
| 2013-12-31 | 19.17% |
| 2013-09-30 | 16.94% |
| 2013-06-30 | 13.70% |
| 2013-03-31 | 8.43% |
| 2012-12-31 | 9.90% |
| 2012-09-30 | 12.92% |
| 2012-06-30 | 9.95% |
| 2012-03-31 | 11.05% |
| 2011-12-31 | 5.64% |
| 2011-09-30 | 15.13% |
| 2011-06-30 | 22.31% |
| 2011-03-31 | 15.71% |
| 2010-12-31 | 3.52% |
| 2010-09-30 | 11.54% |
| 2010-06-30 | 16.53% |
| 2010-03-31 | 15.26% |
| 2009-12-31 | 14.83% |
| 2009-09-30 | 9.84% |
| 2009-06-30 | 10.03% |
| 2009-03-31 | 11.44% |
| 2008-12-31 | 15.51% |
| 2008-09-30 | 14.25% |
| 2008-06-30 | 10.67% |
| 2008-03-31 | 11.62% |
| 2007-12-31 | 12.59% |
| 2007-09-30 | 9.36% |
| 2007-06-30 | 4.38% |
| 2007-03-31 | 4.78% |
| 2006-12-31 | 7.09% |
| 2006-09-30 | 6.92% |
| 2006-06-30 | 10.12% |
| 2006-03-31 | 16.44% |
| 2005-12-31 | 15.63% |
| 2005-09-30 | 20.23% |
| 2005-06-30 | 41.78% |
| 2005-03-31 | 29.06% |
| 2004-12-31 | 23.80% |
| 2004-09-30 | 28.59% |
| 2004-06-30 | 29.44% |
| 2004-03-31 | 28.69% |
| 2003-12-31 | 24.41% |