Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 22.19% is 29% below its 5-year average of 31.44%, near the low end of its 5-year range (17.74%–49.89%).
6.43% below its 12-month average of 23.72%.
Reported quarterly EBITDA margin; no daily interpolation. Q1 FY2026 (2026-03-31): 30.02%.
EBITDA MARGIN
22.19%
EBITDA MARGIN AVG TTM
23.72%
EBITDA MARGIN AVG 3Y
22.39%
EBITDA MARGIN AVG 5Y
31.44%
EBITDA MARGIN AVG 10Y
34.65%
EBITDA MARGIN AVG 15Y
N/A
EBITDA MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
-6.43%
CURRENT VS 3Y AVG
-0.91%
CURRENT VS 5Y AVG
-29.43%
CURRENT VS 10Y AVG
-35.95%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
Bridgewater Bancshares, Inc.
Market Cap
$560.26M
EBITDA Margin
22.19%
TTM Avg
23.72%
3Y Avg
22.39%
5Y Avg
31.44%
Market Cap
$559.63M
EBITDA Margin
29.19%
TTM Avg
18.62%
3Y Avg
27.70%
5Y Avg
35.08%
Market Cap
$557.41M
EBITDA Margin
25.54%
TTM Avg
22.61%
3Y Avg
27.17%
5Y Avg
29.80%
Market Cap
$556.35M
EBITDA Margin
-49.95%
TTM Avg
28.93%
3Y Avg
-61.21%
5Y Avg
-42.85%
Market Cap
$567.90M
EBITDA Margin
10.29%
TTM Avg
8.49%
3Y Avg
4.53%
5Y Avg
5.26%
Market Cap
$569.67M
EBITDA Margin
22.19%
TTM Avg
20.19%
3Y Avg
27.30%
5Y Avg
31.28%
Market Cap
$537.75M
EBITDA Margin
-13.11%
TTM Avg
11.73%
3Y Avg
-56.77%
5Y Avg
-30.69%
Market Cap
$527.43M
EBITDA Margin
25.31%
TTM Avg
17.02%
3Y Avg
25.80%
5Y Avg
26.57%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Bridgewater Bancshares, Inc. (BWBBP) | $560.26M | 22.19% | 23.72% | 22.39% | 31.44% |
| Community West Bancshares (CWBC)vs › | $559.63M | 29.19% | 18.62% | 27.70% | 35.08% |
| Civista Bancshares, Inc. (CIVB)vs › | $557.41M | 25.54% | 22.61% | 27.17% | 29.80% |
| Nuveen California AMT-Free Quality Municipal Income Fund (NKX)vs › | $556.35M | -49.95% | 28.93% | -61.21% | -42.85% |
| Donegal Group Inc. (DGICB)vs › | $567.90M | 10.29% | 8.49% | 4.53% | 5.26% |
| Bridgewater Bancshares, Inc. (BWB)vs › | $569.67M | 22.19% | 20.19% | 27.30% | 31.28% |
| Bit Digital, Inc. (BTBT)vs › | $537.75M | -13.11% | 11.73% | -56.77% | -30.69% |
| Bank7 Corp. (BSVN)vs › | $530.89M | 42.17% | 42.59% | 41.11% | 44.68% |
| Bankwell Financial Group, Inc. (BWFG)vs › | $527.43M | 25.31% | 17.02% | 25.80% | 26.57% |
| Chaince Digital Holdings Inc. (CD)vs › | $596.62M | -177.35% | -284.27% | -737.81% | -820.81% |
EBITDA Margin
22.2%
Operating Margin
13.2%
Net Margin
22.1%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-03-31 | 30.02% |
| 2025-12-31 | 24.63% |
| 2025-09-30 | 21.34% |
| 2025-06-30 | 21.68% |
| 2025-03-31 | 20.90% |
| 2024-12-31 | 17.74% |
| 2024-09-30 | 18.64% |
| 2024-06-30 | 18.02% |
| 2024-03-31 | 18.39% |
| 2023-12-31 | 21.23% |
| 2023-09-30 | 22.90% |
| 2023-06-30 | 24.56% |
| 2023-03-31 | 31.07% |
| 2022-12-31 | 37.80% |
| 2022-09-30 | 46.91% |
| 2022-06-30 | 45.86% |
| 2022-03-31 | 47.53% |
| 2021-12-31 | 49.89% |
| 2021-09-30 | 46.39% |
| 2021-06-30 | 47.19% |
| 2021-03-31 | 47.64% |
| 2020-12-31 | 22.92% |
| 2020-09-30 | 32.85% |
| 2020-06-30 | 32.67% |
| 2020-03-31 | 34.98% |
| 2019-12-31 | 36.26% |
| 2019-09-30 | 37.03% |
| 2019-06-30 | 35.46% |
| 2019-03-31 | 38.30% |
| 2018-12-31 | 27.00% |
| 2018-09-30 | 38.72% |
| 2018-06-30 | 44.31% |
| 2018-03-31 | 43.20% |
| 2017-12-31 | 29.18% |
| 2017-09-30 | 43.40% |
| 2017-06-30 | 47.17% |
| 2017-03-31 | 44.33% |
| 2016-12-31 | 68.39% |