Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 25.54% is in line with its 5-year average of 25.13%, near the high end of its 5-year range (-21.84%–42.42%).
106.57% above its 12-month average of 12.36%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): -21.84%.
EBITDA MARGIN
25.54%
EBITDA MARGIN AVG TTM
12.36%
EBITDA MARGIN AVG 3Y
19.24%
EBITDA MARGIN AVG 5Y
25.13%
EBITDA MARGIN AVG 10Y
28.51%
EBITDA MARGIN AVG 15Y
25.50%
EBITDA MARGIN AVG 20Y
21.64%
CURRENT VS TTM AVG
+106.57%
CURRENT VS 3Y AVG
+32.77%
CURRENT VS 5Y AVG
+1.64%
CURRENT VS 10Y AVG
-10.41%
CURRENT VS 15Y AVG
+0.17%
CURRENT VS 20Y AVG
+18.01%
Civista Bancshares, Inc.
Market Cap
$557.41M
EBITDA Margin
25.54%
TTM Avg
12.36%
3Y Avg
19.24%
5Y Avg
25.13%
Market Cap
$556.35M
EBITDA Margin
-49.95%
TTM Avg
28.93%
3Y Avg
-61.21%
5Y Avg
-42.85%
Market Cap
$559.63M
EBITDA Margin
29.19%
TTM Avg
18.62%
3Y Avg
27.70%
5Y Avg
35.08%
Market Cap
$560.26M
EBITDA Margin
22.19%
TTM Avg
20.19%
3Y Avg
27.30%
5Y Avg
31.28%
Market Cap
$567.90M
EBITDA Margin
10.29%
TTM Avg
8.49%
3Y Avg
4.53%
5Y Avg
5.26%
Market Cap
$569.67M
EBITDA Margin
22.19%
TTM Avg
20.19%
3Y Avg
27.30%
5Y Avg
31.28%
Market Cap
$537.75M
EBITDA Margin
-13.11%
TTM Avg
11.73%
3Y Avg
-56.77%
5Y Avg
-30.69%
Market Cap
$527.43M
EBITDA Margin
25.31%
TTM Avg
17.02%
3Y Avg
25.80%
5Y Avg
26.57%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Civista Bancshares, Inc. (CIVB) | $557.41M | 25.54% | 12.36% | 19.24% | 25.13% |
| Nuveen California AMT-Free Quality Municipal Income Fund (NKX)vs › | $556.35M | -49.95% | 28.93% | -61.21% | -42.85% |
| Community West Bancshares (CWBC)vs › | $559.63M | 29.19% | 18.62% | 27.70% | 35.08% |
| Bridgewater Bancshares, Inc. (BWBBP)vs › | $560.26M | 22.19% | 20.19% | 27.30% | 31.28% |
| Donegal Group Inc. (DGICB)vs › | $567.90M | 10.29% | 8.49% | 4.53% | 5.26% |
| Bridgewater Bancshares, Inc. (BWB)vs › | $569.67M | 22.19% | 20.19% | 27.30% | 31.28% |
| Bit Digital, Inc. (BTBT)vs › | $537.75M | -13.11% | 11.73% | -56.77% | -30.69% |
| Bank7 Corp. (BSVN)vs › | $530.89M | 42.17% | 42.59% | 41.11% | 44.68% |
| Bankwell Financial Group, Inc. (BWFG)vs › | $527.43M | 25.31% | 17.02% | 25.80% | 26.57% |
| Chaince Digital Holdings Inc. (CD)vs › | $596.62M | -177.35% | -284.27% | -737.81% | -820.81% |
EBITDA Margin
25.5%
Operating Margin
21.7%
Net Margin
24.2%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | -21.84% |
| 2026-03-31 | 15.37% |
| 2025-12-31 | 22.47% |
| 2025-09-30 | 24.53% |
| 2025-06-30 | 21.28% |
| 2025-03-31 | 20.11% |
| 2024-12-31 | 18.48% |
| 2024-09-30 | 16.04% |
| 2024-06-30 | 13.97% |
| 2024-03-31 | 13.13% |
| 2023-12-31 | 19.27% |
| 2023-09-30 | 23.37% |
| 2023-06-30 | 22.79% |
| 2023-03-31 | 29.61% |
| 2022-12-31 | 31.56% |
| 2022-09-30 | 36.57% |
| 2022-06-30 | 29.98% |
| 2022-03-31 | 32.19% |
| 2021-12-31 | 42.42% |
| 2021-09-30 | 37.42% |
| 2021-06-30 | 31.96% |
| 2021-03-31 | 38.53% |
| 2020-12-31 | 37.17% |
| 2020-09-30 | 29.35% |
| 2020-06-30 | 24.29% |
| 2020-03-31 | 29.40% |
| 2019-12-31 | 30.54% |
| 2019-09-30 | 31.80% |
| 2019-06-30 | 35.42% |
| 2019-03-31 | 38.68% |
| 2018-12-31 | 32.22% |
| 2018-09-30 | -16.32% |
| 2018-06-30 | 16.00% |
| 2018-03-31 | 38.53% |
| 2017-12-31 | 30.58% |
| 2017-09-30 | 28.43% |
| 2017-06-30 | 28.03% |
| 2017-03-31 | 36.04% |
| 2016-12-31 | 31.68% |
| 2016-09-30 | 30.62% |
| 2016-06-30 | 41.92% |
| 2016-03-31 | 37.22% |
| 2015-12-31 | 29.70% |
| 2015-09-30 | 28.44% |
| 2015-06-30 | 27.28% |
| 2015-03-31 | 28.06% |
| 2014-12-31 | 23.05% |
| 2014-09-30 | 22.35% |
| 2014-06-30 | 21.44% |
| 2014-03-31 | 24.23% |
| 2013-12-31 | 9.51% |
| 2013-09-30 | 15.40% |
| 2013-06-30 | 15.90% |
| 2013-03-31 | 18.87% |
| 2012-12-31 | 21.29% |
| 2012-09-30 | 14.50% |
| 2012-06-30 | 9.47% |
| 2012-03-31 | 13.18% |
| 2011-12-31 | 15.23% |
| 2011-09-30 | 12.02% |
| 2011-06-30 | 5.40% |
| 2011-03-31 | 7.57% |
| 2010-12-31 | 3.51% |
| 2010-09-30 | -13.48% |
| 2010-06-30 | -2.49% |
| 2010-03-31 | 0.39% |
| 2009-12-31 | 0.38% |
| 2009-09-30 | 4.99% |
| 2009-06-30 | 3.79% |
| 2009-03-31 | 7.40% |
| 2008-12-31 | -239.93% |
| 2008-09-30 | 9.08% |
| 2008-06-30 | -0.25% |
| 2008-03-31 | 9.33% |
| 2007-12-31 | 21.35% |
| 2007-09-30 | 14.48% |
| 2007-06-30 | 19.63% |
| 2007-03-31 | 12.95% |
| 2006-12-31 | 16.59% |
| 2006-09-30 | 14.24% |
| 2006-06-30 | 19.13% |
| 2006-03-31 | 17.20% |
| 2005-12-31 | 23.02% |
| 2005-09-30 | 18.11% |
| 2005-06-30 | 16.93% |
| 2005-03-31 | 18.51% |
| 2004-12-31 | 11.12% |
| 2004-09-30 | 19.28% |
| 2004-06-30 | 20.68% |
| 2004-03-31 | 17.07% |
| 2003-12-31 | 8.93% |
| 2003-09-30 | 18.26% |
| 2003-06-30 | 22.84% |
| 2003-03-31 | 24.39% |
| 2002-12-31 | 22.02% |
| 2002-09-30 | 26.64% |
