Bank7 Corp. (BSVN) vs Civista Bancshares, Inc. (CIVB)
A side-by-side comparison of Bank7 Corp. and Civista Bancshares, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — BSVN vs CIVB
growth of $100 · dividends reinvested · last 8yBSVN vs CIVB: by the numbers
- •CIVB is the larger company ($558M vs $535M market cap).
- •CIVB trades at the lower trailing earnings multiple (9.94 vs 12.85 P/E), one valuation lens rather than an overall verdict.
- •BSVN converts more revenue to profit (31.03% vs 24.20% net margin).
- •BSVN grew revenue faster over the past five years (19.37% vs 11.24% CAGR).
- •CIVB pays the higher dividend yield (2.65% vs 1.94%).
Metrics side by side
Valuation
| Metric | BSVN | CIVB |
|---|---|---|
| P/E ratio | 12.85 | 9.94 |
| Forward P/E | 12.64 | 9.45 |
| PEG ratio | 0.75 | 1.74 |
| P/S ratio | 3.95 | 2.48 |
| P/B ratio | 2.01 | 0.98 |
Profitability
| Metric | BSVN | CIVB |
|---|---|---|
| Operating margin | 41.46% | 21.66% |
| Net margin | 31.03% | 24.20% |
| ROE | 15.76% | 9.59% |
Bank7 Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Civista Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | BSVN | CIVB |
|---|---|---|
| Dividend yield | 1.94% | 2.65% |
| Payout ratio | 24.71% | 26.30% |
Growth (annualized)
| Metric | BSVN | CIVB |
|---|---|---|
| Revenue CAGR (5Y) | 19.37% | 11.24% |
| EPS CAGR (5Y) | 17.34% | 5.71% |
| Total return CAGR (5Y) | 24.67% | 4.69% |
Frequently asked
- Which has the lower trailing P/E, BSVN or CIVB?
- CIVB has the lower trailing P/E: BSVN trades at 12.85 and CIVB at 9.94. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, BSVN or CIVB?
- Over the past five years, BSVN grew revenue faster — BSVN at a 19.37% CAGR versus CIVB at 11.24%.
- Does BSVN or CIVB pay a bigger dividend?
- BSVN yields 1.94% and CIVB yields 2.65% based on trailing dividends and the latest price.
- Is BSVN or CIVB more profitable?
- BSVN runs the higher net margin — BSVN at 31.03% versus CIVB at 24.20%.
- How have BSVN and CIVB total returns compared?
- Over the past 5 years, BSVN delivered 24.67% and CIVB delivered 4.69% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Bank7 & Civista Bancshares appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.