Bridgewater Bancshares, Inc. (BWBBP) vs Kearny Financial Corp. (KRNY)

A side-by-side comparison of Bridgewater Bancshares, Inc. and Kearny Financial Corp. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — BWBBP vs KRNY

growth of $100 · dividends reinvested · last 5y
BWBBP +7.8% (+1.5%/yr)KRNY -5.0% (-1.0%/yr)BWBBP compounded faster over this window
6080100Start $10020222023202420252026$108$95
BWBBP KRNY

BWBBP vs KRNY: by the numbers

  • •KRNY is the larger company ($578M vs $561M market cap).
  • •BWBBP trades at the lower trailing earnings multiple (10.52 vs 16.12 P/E), one valuation lens rather than an overall verdict.
  • •BWBBP converts more revenue to profit (22.07% vs 10.45% net margin).
  • •BWBBP grew revenue faster over the past five years (15.26% vs 6.28% CAGR).
  • •BWBBP pays the higher dividend yield (7.59% vs 4.75%).

Metrics side by side

Valuation

MetricBWBBPKRNY
P/E ratio10.5216.12
Forward P/E10.5411.68
PEG ratio1.05N/A
P/S ratio2.201.67
P/B ratio1.160.75

Profitability

MetricBWBBPKRNY
Operating margin13.20%13.66%
Net margin22.07%10.45%
ROE10.28%4.73%

Bridgewater Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Kearny Financial Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricBWBBPKRNY
Dividend yield7.59%4.75%
Payout ratio79.83%77.19%

Growth (annualized)

MetricBWBBPKRNY
Revenue CAGR (5Y)15.26%6.28%
EPS CAGR (5Y)10.00%-5.51%
Total return CAGR (5Y)0.96%-1.00%

Frequently asked

Which has the lower trailing P/E, BWBBP or KRNY?
BWBBP has the lower trailing P/E: BWBBP trades at 10.52 and KRNY at 16.12. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, BWBBP or KRNY?
Over the past five years, BWBBP grew revenue faster — BWBBP at a 15.26% CAGR versus KRNY at 6.28%.
Does BWBBP or KRNY pay a bigger dividend?
BWBBP yields 7.59% and KRNY yields 4.75% based on trailing dividends and the latest price.
Is BWBBP or KRNY more profitable?
BWBBP runs the higher net margin — BWBBP at 22.07% versus KRNY at 10.45%.
How have BWBBP and KRNY total returns compared?
Over the past 5 years, BWBBP delivered 0.96% and KRNY delivered -1.00% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.