Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 67.46% is in line with its 1-year average of 70.59%, near the low end of its 1-year range (65.85%–82.08%).
As of the fiscal period ended Tuesday, June 30, 2026. 4.02% below its 12-month average of 70.29%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 67.46%.
DEBT TO ASSETS RATIO
67.46%
DEBT TO ASSETS RATIO AVG TTM
70.29%
DEBT TO ASSETS RATIO AVG 3Y
70.59%
DEBT TO ASSETS RATIO AVG 5Y
70.59%
DEBT TO ASSETS RATIO AVG 10Y
28.52%
DEBT TO ASSETS RATIO AVG 15Y
N/A
DEBT TO ASSETS RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-4.02%
CURRENT VS 3Y AVG
-4.43%
CURRENT VS 5Y AVG
-4.43%
CURRENT VS 10Y AVG
+136.56%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 621 covered companies
CURRENT VS SECTOR MEDIAN
+134825.48%
vs the sector median at left
Jefferson Capital, Inc. Common Stock
Market Cap
$1.22B
Debt to Assets Ratio
67.46%
TTM Avg
70.29%
3Y Avg
70.59%
5Y Avg
70.59%
Market Cap
$1.29B
Debt to Assets Ratio
0.07%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.15B
Debt to Assets Ratio
0.02%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.32B
Debt to Assets Ratio
0.07%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.33B
Debt to Assets Ratio
0.08%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.07B
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.38B
Debt to Assets Ratio
0.05%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Jefferson Capital, Inc. Common Stock (JCAP) | $1.22B | 67.46% | 70.29% | 70.59% | 70.59% |
| Preferred Bank (PFBC)vs › | $1.24B | 0.05% | N/A | N/A | N/A |
| Old Second Bancorp, Inc. (OSBC)vs › | $1.29B | 0.07% | N/A | N/A | N/A |
| Heritage Financial Corporation (HFWA)vs › | $1.15B | 0.02% | N/A | N/A | N/A |
| HBT Financial, Inc. (HBT)vs › | $1.32B | 0.02% | N/A | N/A | N/A |
| First Mid Bancshares, Inc. (FMBH)vs › | $1.32B | 0.07% | N/A | N/A | N/A |
| Peoples Bancorp Inc. (PEBO)vs › | $1.33B | 0.08% | N/A | N/A | N/A |
| International General Insurance Holdings Ltd. (IGIC)vs › | $1.07B | 0.00% | N/A | N/A | N/A |
| Community Trust Bancorp, Inc. (CTBI)vs › | $1.38B | 0.05% | N/A | N/A | N/A |
| Capitol Federal Financial, Inc. (CFFN)vs › | $1.05B | 0.17% | N/A | N/A | N/A |
Debt/Assets
67.5%
Debt/Equity
2.95
Current ratio and interest coverage is unavailable for Jefferson Capital, Inc. Common Stock: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 67.46% |
| 2026-03-31 | 68.96% |
| 2025-12-31 | 82.08% |
| 2025-09-30 | 65.85% |
| 2025-06-30 | 67.11% |
| 2025-03-31 | 70.44% |
| 2024-12-31 | 72.22% |
| 2020-06-30 | 31.06% |
| 2020-03-31 | 28.39% |
| 2019-12-31 | 24.95% |
| 2019-09-30 | 21.35% |
| 2019-06-30 | 13.74% |
| 2019-03-31 | 9.63% |
| 2018-12-31 | 4.17% |
| 2018-09-30 | 4.42% |
| 2018-06-30 | 0.00% |
| 2018-03-31 | 7.37% |
| 2017-12-31 | 0.23% |
| 2017-09-30 | 0.24% |
| 2017-06-30 | 6.60% |
| 2017-03-31 | 10.03% |
| 2016-12-31 | 9.64% |
| 2016-09-30 | 13.92% |
| 2016-06-30 | 4.58% |
| 2016-03-31 | 0.00% |
| 2015-12-31 | 0.00% |
| 2015-09-30 | 0.00% |
| 2015-06-30 | 0.00% |
