Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 7.81% is 31% above its 5-year average of 5.96%, near the high end of its 5-year range (2.73%–8.48%).
As of the fiscal period ended Tuesday, June 30, 2026. 6.77% above its 12-month average of 7.31%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 7.81%.
DEBT TO ASSETS RATIO
7.81%
DEBT TO ASSETS RATIO AVG TTM
7.31%
DEBT TO ASSETS RATIO AVG 3Y
7.09%
DEBT TO ASSETS RATIO AVG 5Y
5.96%
DEBT TO ASSETS RATIO AVG 10Y
7.28%
DEBT TO ASSETS RATIO AVG 15Y
8.07%
DEBT TO ASSETS RATIO AVG 20Y
9.04%
CURRENT VS TTM AVG
+6.77%
CURRENT VS 3Y AVG
+10.18%
CURRENT VS 5Y AVG
+30.94%
CURRENT VS 10Y AVG
+7.24%
CURRENT VS 15Y AVG
-3.25%
CURRENT VS 20Y AVG
-13.61%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 739 covered companies
CURRENT VS SECTOR MEDIAN
+15516.21%
vs the sector median at left
Peoples Bancorp Inc.
Market Cap
$1.32B
Debt to Assets Ratio
7.81%
TTM Avg
7.31%
3Y Avg
7.09%
5Y Avg
5.96%
Market Cap
$1.32B
Debt to Assets Ratio
0.07%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.29B
Debt to Assets Ratio
0.07%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.38B
Debt to Assets Ratio
0.03%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.38B
Debt to Assets Ratio
0.05%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.39B
Debt to Assets Ratio
0.06%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.41B
Debt to Assets Ratio
0.84%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Peoples Bancorp Inc. (PEBO) | $1.32B | 7.81% | 7.31% | 7.09% | 5.96% |
| HBT Financial, Inc. (HBT)vs › | $1.32B | 0.02% | N/A | N/A | N/A |
| First Mid Bancshares, Inc. (FMBH)vs › | $1.32B | 0.07% | N/A | N/A | N/A |
| Old Second Bancorp, Inc. (OSBC)vs › | $1.29B | 0.07% | N/A | N/A | N/A |
| Westamerica Bancorporation (WABC)vs › | $1.38B | 0.03% | N/A | N/A | N/A |
| Community Trust Bancorp, Inc. (CTBI)vs › | $1.38B | 0.05% | N/A | N/A | N/A |
| Burke & Herbert Financial Services Corp. (BHRB)vs › | $1.39B | 0.06% | N/A | N/A | N/A |
| Preferred Bank (PFBC)vs › | $1.24B | 0.05% | N/A | N/A | N/A |
| Atlanticus Holdings Corporation (ATLC)vs › | $1.41B | 0.84% | N/A | N/A | N/A |
| United Fire Group, Inc. (UFCS)vs › | $1.41B | 0.04% | N/A | N/A | N/A |
Debt/Assets
7.8%
Debt/Equity
0.60
Current ratio and interest coverage is unavailable for Peoples Bancorp Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 7.81% |
| 2026-03-31 | 7.17% |
| 2025-12-31 | 7.61% |
| 2025-09-30 | 7.39% |
| 2025-06-30 | 6.60% |
| 2025-03-31 | 2.77% |
| 2024-12-31 | 4.66% |
| 2024-09-30 | 2.73% |
| 2024-06-30 | 6.00% |
| 2024-03-31 | 6.33% |
| 2023-12-31 | 8.01% |
| 2023-09-30 | 8.48% |
| 2023-06-30 | 7.89% |
| 2023-03-31 | 8.02% |
| 2022-12-31 | 8.34% |
| 2022-09-30 | 3.47% |
| 2022-06-30 | 6.18% |
| 2022-03-31 | 4.78% |
| 2021-12-31 | 3.77% |
| 2021-09-30 | 4.02% |
| 2021-06-30 | 3.19% |
| 2021-03-31 | 3.46% |
| 2020-12-31 | 3.86% |
| 2020-09-30 | 5.97% |
| 2020-06-30 | 5.83% |
| 2020-03-31 | 8.78% |
| 2019-12-31 | 9.18% |
| 2019-09-30 | 8.47% |
| 2019-06-30 | 6.36% |
| 2019-03-31 | 7.40% |
| 2018-12-31 | 11.67% |
| 2018-09-30 | 10.19% |
| 2018-06-30 | 11.93% |
| 2018-03-31 | 8.99% |
| 2017-12-31 | 9.87% |
| 2017-09-30 | 10.97% |
| 2017-06-30 | 10.26% |
| 2017-03-31 | 8.10% |
| 2016-12-31 | 13.13% |
| 2016-09-30 | 9.23% |
| 2016-06-30 | 9.64% |
| 2016-03-31 | 7.53% |
| 2015-12-31 | 8.41% |
| 2015-09-30 | 7.61% |
| 2015-06-30 | 6.89% |
| 2015-03-31 | 6.81% |
| 2014-12-31 | 10.41% |
| 2014-09-30 | 9.42% |
| 2014-06-30 | 10.85% |
| 2014-03-31 | 9.09% |
| 2013-12-31 | 11.43% |
| 2013-09-30 | 12.03% |
| 2013-06-30 | 11.49% |
| 2013-03-31 | 8.23% |
| 2012-12-31 | 9.21% |
| 2012-09-30 | 8.92% |
| 2012-06-30 | 9.42% |
| 2012-03-31 | 9.64% |
| 2011-12-31 | 12.07% |
| 2011-09-30 | 12.47% |
| 2011-06-30 | 11.85% |
| 2011-03-31 | 12.03% |
| 2010-12-31 | 12.61% |
| 2010-09-30 | 12.55% |
| 2010-06-30 | 15.88% |
| 2010-03-31 | 15.60% |
| 2009-12-31 | 17.26% |
| 2009-09-30 | 17.36% |
| 2009-06-30 | 18.32% |
| 2009-03-31 | 18.75% |
| 2008-12-31 | 21.46% |
| 2008-09-30 | 23.77% |
| 2008-06-30 | 21.28% |
| 2008-03-31 | 21.96% |
| 2007-12-31 | 27.15% |
| 2007-09-30 | 25.74% |
| 2007-06-30 | 23.66% |
| 2007-03-31 | 23.38% |
| 2006-12-31 | 22.67% |
| 2006-09-30 | 23.52% |
| 2006-06-30 | 27.72% |
| 2006-03-31 | 27.85% |
| 2005-12-31 | 32.42% |
| 2005-09-30 | 30.25% |
| 2005-06-30 | 29.28% |
| 2005-03-31 | 27.89% |
| 2004-12-31 | 30.18% |
| 2004-09-30 | 31.85% |
| 2004-06-30 | 32.54% |
| 2004-03-31 | 29.47% |
| 2003-12-31 | 30.33% |
| 2003-09-30 | 28.30% |
| 2003-06-30 | 28.39% |
| 2003-03-31 | 30.15% |
| 2002-12-31 | 18.07% |
| 2002-09-30 | 18.85% |
