Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 3.65% is 48% above its 5-year average of 2.46%, near the high end of its 5-year range (1.54%–3.89%).
As of the fiscal period ended Tuesday, June 30, 2026. 0.32% below its 12-month average of 3.66%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 3.65%.
DEBT TO ASSETS RATIO
3.65%
DEBT TO ASSETS RATIO AVG TTM
3.66%
DEBT TO ASSETS RATIO AVG 3Y
2.93%
DEBT TO ASSETS RATIO AVG 5Y
2.46%
DEBT TO ASSETS RATIO AVG 10Y
1.34%
DEBT TO ASSETS RATIO AVG 15Y
1.02%
DEBT TO ASSETS RATIO AVG 20Y
0.79%
CURRENT VS TTM AVG
-0.32%
CURRENT VS 3Y AVG
+24.33%
CURRENT VS 5Y AVG
+47.95%
CURRENT VS 10Y AVG
+171.73%
CURRENT VS 15Y AVG
+257.48%
CURRENT VS 20Y AVG
+359.12%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 739 covered companies
CURRENT VS SECTOR MEDIAN
+7191.31%
vs the sector median at left
United Fire Group, Inc.
Market Cap
$1.41B
Debt to Assets Ratio
3.65%
TTM Avg
3.66%
3Y Avg
2.93%
5Y Avg
2.46%
Market Cap
$1.41B
Debt to Assets Ratio
0.84%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.39B
Debt to Assets Ratio
0.06%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.43B
Debt to Assets Ratio
0.01%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.38B
Debt to Assets Ratio
0.05%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.38B
Debt to Assets Ratio
0.03%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.45B
Debt to Assets Ratio
0.01%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.47B
Debt to Assets Ratio
0.21%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.32B
Debt to Assets Ratio
0.08%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| United Fire Group, Inc. (UFCS) | $1.41B | 3.65% | 3.66% | 2.93% | 2.46% |
| Atlanticus Holdings Corporation (ATLC)vs › | $1.41B | 0.84% | N/A | N/A | N/A |
| Burke & Herbert Financial Services Corp. (BHRB)vs › | $1.39B | 0.06% | N/A | N/A | N/A |
| Amalgamated Financial Corp. (AMAL)vs › | $1.43B | 0.01% | N/A | N/A | N/A |
| Community Trust Bancorp, Inc. (CTBI)vs › | $1.38B | 0.05% | N/A | N/A | N/A |
| Westamerica Bancorporation (WABC)vs › | $1.38B | 0.03% | N/A | N/A | N/A |
| Lakeland Financial Corporation (LKFN)vs › | $1.45B | 0.01% | N/A | N/A | N/A |
| Capital Southwest Corporation (CSWC)vs › | $1.47B | 0.21% | N/A | N/A | N/A |
| Peoples Bancorp Inc. (PEBO)vs › | $1.32B | 0.08% | N/A | N/A | N/A |
| HBT Financial, Inc. (HBT)vs › | $1.32B | 0.02% | N/A | N/A | N/A |
Debt/Assets
3.6%
Debt/Equity
0.15
Current ratio and interest coverage is unavailable for United Fire Group, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 3.65% |
| 2026-03-31 | 3.74% |
| 2025-12-31 | 3.81% |
| 2025-09-30 | 3.89% |
| 2025-06-30 | 3.20% |
| 2025-03-31 | 3.32% |
| 2024-12-31 | 3.36% |
| 2024-09-30 | 3.30% |
| 2024-06-30 | 3.43% |
| 2024-03-31 | 1.54% |
| 2023-12-31 | 1.59% |
| 2023-09-30 | 1.64% |
| 2023-06-30 | 1.66% |
| 2023-03-31 | 1.73% |
| 2022-12-31 | 1.73% |
| 2022-09-30 | 1.77% |
| 2022-06-30 | 1.73% |
| 2022-03-31 | 1.71% |
| 2021-12-31 | 1.66% |
| 2021-09-30 | 1.66% |
| 2021-06-30 | 1.63% |
| 2021-03-31 | 1.63% |
| 2020-12-31 | 1.63% |
| 2020-09-30 | 0.00% |
| 2020-06-30 | 0.00% |
| 2020-03-31 | 0.00% |
| 2019-12-31 | 0.00% |
| 2019-09-30 | 0.00% |
| 2019-06-30 | 0.00% |
| 2019-03-31 | 0.00% |
| 2018-12-31 | 0.00% |
| 2018-09-30 | 0.00% |
| 2018-06-30 | 0.00% |
| 2018-03-31 | 0.00% |
| 2017-12-31 | 0.00% |
| 2017-09-30 | 0.00% |
| 2017-06-30 | 0.00% |
| 2017-03-31 | 0.00% |
| 2016-12-31 | 0.00% |
| 2016-09-30 | 0.00% |
| 2016-06-30 | 0.00% |
| 2016-03-31 | 0.00% |
| 2015-12-31 | 0.00% |
| 2015-09-30 | 0.00% |
| 2015-06-30 | 0.00% |
| 2015-03-31 | 0.00% |
| 2014-12-31 | 0.00% |
| 2014-09-30 | 0.00% |
| 2014-06-30 | 0.00% |
| 2014-03-31 | 0.00% |
| 2013-12-31 | 0.00% |
| 2013-09-30 | 0.00% |
| 2013-06-30 | 0.00% |
| 2013-03-31 | 0.00% |
| 2012-12-31 | 0.00% |
| 2012-09-30 | 0.00% |
| 2012-06-30 | 1.20% |
| 2012-03-31 | 1.22% |
| 2011-12-31 | 9.67% |
| 2011-09-30 | 1.47% |
| 2011-06-30 | 2.29% |
| 2011-03-31 | 2.34% |
| 2010-12-31 | 0.00% |
| 2010-09-30 | 0.00% |
| 2010-06-30 | 0.00% |
| 2010-03-31 | 0.00% |
| 2009-12-31 | 0.00% |
| 2009-09-30 | 0.00% |
| 2009-06-30 | 0.00% |
| 2009-03-31 | 0.00% |
| 2008-12-31 | 0.00% |
| 2008-09-30 | 0.00% |
| 2008-06-30 | 0.00% |
| 2008-03-31 | 0.00% |
| 2007-12-31 | 0.00% |
| 2007-09-30 | 0.00% |
| 2007-06-30 | 0.00% |
| 2007-03-31 | 0.00% |
| 2006-12-31 | 0.00% |
| 2006-09-30 | 0.00% |
| 2006-06-30 | 0.00% |
| 2006-03-31 | 0.00% |
| 2005-12-31 | 0.00% |
| 2005-09-30 | 0.00% |
| 2005-06-30 | 0.00% |
| 2005-03-31 | 0.00% |
| 2004-12-31 | 0.00% |
| 2004-09-30 | 0.00% |
| 2004-06-30 | 0.00% |
| 2004-03-31 | 0.00% |
| 2003-12-31 | 0.00% |
| 2003-09-30 | 0.00% |
| 2003-06-30 | 0.00% |
| 2003-03-31 | 0.00% |
| 2002-12-31 | 0.00% |
| 2002-09-30 | 0.00% |
