Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the current ratio high or low?
The current ratio of 4.15 is 757% above its 5-year average of 0.48, near the high end of its 5-year range (0.03–4.15).
As of the fiscal period ended Tuesday, June 30, 2026. 336.36% above its 12-month average of 0.95.
Reported quarterly current ratio; no daily interpolation.
CURRENT RATIO
4.15
CURRENT RATIO AVG TTM
0.95
CURRENT RATIO AVG 3Y
0.25
CURRENT RATIO AVG 5Y
0.35
CURRENT RATIO AVG 10Y
0.39
CURRENT RATIO AVG 15Y
0.42
CURRENT RATIO AVG 20Y
0.29
CURRENT VS TTM AVG
+336.36%
CURRENT VS 3Y AVG
+1584.67%
CURRENT VS 5Y AVG
+1083.42%
CURRENT VS 10Y AVG
+974.33%
CURRENT VS 15Y AVG
+888.41%
CURRENT VS 20Y AVG
+1351.96%
SECTOR MEDIAN · FINANCIAL SERVICES
0.90
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
+360.74%
vs the sector median at left
Isabella Bank Corporation
Market Cap
$289.05M
Current Ratio
4.15
TTM Avg
0.95
3Y Avg
0.25
5Y Avg
0.35
Market Cap
$322.41M
Current Ratio
0.00
TTM Avg
0.28
3Y Avg
1.18
5Y Avg
0.94
Market Cap
$199.30M
Current Ratio
12.80
TTM Avg
11.33
3Y Avg
7.58
5Y Avg
5.75
Market Cap
$181.68M
Current Ratio
1.05
TTM Avg
1.01
3Y Avg
0.73
5Y Avg
0.49
Market Cap
$157.44M
Current Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$138.30M
Current Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$75.16M
Current Ratio
3.56
TTM Avg
3.56
3Y Avg
7.38
5Y Avg
6.24
Market Cap
$5.89M
Current Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | CURRENT RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Isabella Bank Corporation (ISBA) | $289.05M | 4.15 | 0.95 | 0.25 | 0.35 |
| BlackRock Floating Rate Income Trust (BGT)vs › | $322.41M | 0.00 | 0.28 | 1.18 | 0.94 |
| Franklin Universal Trust (FT)vs › | $199.30M | 12.80 | 11.33 | 7.58 | 5.75 |
| The New Germany Fund, Inc. (GF)vs › | $181.68M | 1.05 | 1.01 | 0.73 | 0.49 |
| DeFi Technologies Inc. (DEFT)vs › | $163.03M | 0.88 | 0.83 | 0.80 | 0.94 |
| Blackrock 2037 Municipal Target Term Trust (BMN)vs › | $157.44M | N/A | N/A | N/A | N/A |
| Global X - MSCI Colombia ETF (COLO)vs › | $138.30M | N/A | N/A | N/A | N/A |
| Nuveen Minnesota Quality Municipal Income Fund (NMS)vs › | $75.16M | 3.56 | 3.56 | 7.38 | 6.24 |
| CYBER HORNET S&P 500 and Bitcoin 75/25 Strategy ETF (ZZZ)vs › | $5.89M | N/A | N/A | N/A | N/A |
| WisdomTree Artificial Intelligence and Innovation Fund (WTAI)vs › | $608.42M | N/A | N/A | N/A | N/A |
Current Ratio
4.15
Quick Ratio
0.12
Current Ratio = Current Assets / Current Liabilities
The current ratio measures short-term liquidity — a company's ability to cover current liabilities with current assets. Above 1.0 indicates positive working capital.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | CURRENT RATIO |
|---|---|
| 2026-06-30 | 4.15 |
| 2026-03-31 | 0.03 |
| 2025-12-31 | 0.12 |
| 2025-09-30 | 0.34 |
| 2025-06-30 | 0.12 |
| 2025-03-31 | 0.32 |
| 2024-12-31 | 0.14 |
| 2024-09-30 | 0.29 |
| 2024-06-30 | 0.30 |
| 2024-03-31 | 0.30 |
| 2023-12-31 | 0.34 |
| 2023-09-30 | 0.33 |
| 2023-06-30 | 0.34 |
| 2023-03-31 | 0.38 |
| 2022-12-31 | 0.36 |
| 2022-09-30 | 0.38 |
| 2022-06-30 | 0.37 |
| 2022-03-31 | 0.40 |
| 2021-12-31 | 0.35 |
| 2021-09-30 | 0.41 |
| 2021-06-30 | 0.42 |
| 2021-03-31 | 0.41 |
| 2020-12-31 | 0.37 |
| 2020-09-30 | 0.35 |
| 2020-06-30 | 0.33 |
| 2020-03-31 | 0.37 |
| 2019-12-31 | 0.37 |
| 2019-09-30 | 0.36 |
| 2019-06-30 | 0.39 |
| 2019-03-31 | 0.40 |
| 2018-12-31 | 0.43 |
| 2018-09-30 | 0.42 |
| 2018-06-30 | 0.42 |
| 2018-03-31 | 0.42 |
| 2017-12-31 | 0.44 |
| 2017-09-30 | 0.45 |
| 2017-06-30 | 0.46 |
| 2017-03-31 | 0.47 |
| 2016-12-31 | 0.46 |
| 2016-09-30 | 0.47 |
| 2016-06-30 | 0.52 |
| 2016-03-31 | 0.55 |
| 2015-12-31 | 0.55 |
| 2015-09-30 | 0.53 |
| 2015-06-30 | 0.53 |
| 2015-03-31 | 0.53 |
| 2014-12-31 | 0.50 |
| 2014-09-30 | 0.51 |
| 2014-06-30 | 0.49 |
| 2014-03-31 | 0.49 |
| 2013-12-31 | 0.47 |
| 2013-09-30 | 0.46 |
| 2013-06-30 | 0.46 |
| 2013-03-31 | 0.49 |
| 2012-12-31 | 0.48 |
| 2012-09-30 | 0.04 |
| 2012-06-30 | 0.03 |
| 2012-03-31 | 0.03 |
| 2011-12-31 | 0.45 |
| 2011-09-30 | 0.04 |
| 2011-06-30 | 0.04 |
| 2011-03-31 | 0.05 |
| 2010-12-31 | 0.04 |
| 2010-09-30 | 0.08 |
| 2010-06-30 | 0.06 |
| 2010-03-31 | 0.04 |
| 2009-12-31 | 0.04 |
| 2009-09-30 | 0.04 |
| 2009-06-30 | 0.04 |
| 2009-03-31 | 0.03 |
| 2008-12-31 | 0.04 |
| 2008-09-30 | 0.04 |
| 2008-06-30 | 0.04 |
| 2008-03-31 | 0.01 |
| 2007-12-31 | 0.04 |
| 2007-09-30 | 0.04 |
| 2007-06-30 | 0.05 |
| 2007-03-31 | 0.05 |
| 2006-12-31 | 0.05 |
| 2006-09-30 | 0.04 |
| 2006-06-30 | 0.05 |
| 2006-03-31 | 0.05 |
| 2005-12-31 | 0.06 |
| 2005-09-30 | 0.04 |
| 2005-06-30 | 0.04 |
| 2005-03-31 | 0.03 |
| 2004-12-31 | 0.04 |
| 2004-09-30 | 0.03 |
| 2004-06-30 | 0.05 |
| 2004-03-31 | 0.04 |
| 2003-12-31 | 0.06 |
| 2003-09-30 | 0.05 |
| 2003-06-30 | 0.07 |
| 2003-03-31 | 0.09 |
| 2002-12-31 | 0.10 |
| 2002-09-30 | 0.08 |
