Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the quick ratio (acid-test) high or low?
The quick ratio (acid-test) of 3.51 is 23% above its 5-year average of 2.86, near the high end of its 5-year range (1.78–3.72).
As of the fiscal period ended Tuesday, June 30, 2026. 2.38% above its 12-month average of 3.42.
Reported quarterly quick ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 3.51.
QUICK RATIO (ACID-TEST)
3.51
QUICK RATIO (ACID-TEST) AVG TTM
3.42
QUICK RATIO (ACID-TEST) AVG 3Y
3.19
QUICK RATIO (ACID-TEST) AVG 5Y
2.86
QUICK RATIO (ACID-TEST) AVG 10Y
3.03
QUICK RATIO (ACID-TEST) AVG 15Y
3.56
QUICK RATIO (ACID-TEST) AVG 20Y
3.69
CURRENT VS TTM AVG
+2.38%
CURRENT VS 3Y AVG
+9.76%
CURRENT VS 5Y AVG
+22.70%
CURRENT VS 10Y AVG
+15.61%
CURRENT VS 15Y AVG
-1.63%
CURRENT VS 20Y AVG
-4.92%
SECTOR MEDIAN · FINANCIAL SERVICES
1.42
median of 205 covered companies
CURRENT VS SECTOR MEDIAN
+146.87%
vs the sector median at left
FirstCash Holdings, Inc
Market Cap
$9.24B
Quick Ratio (Acid-Test)
3.51
TTM Avg
3.42
3Y Avg
3.19
5Y Avg
2.86
Market Cap
$9.17B
Quick Ratio (Acid-Test)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$9.52B
Quick Ratio (Acid-Test)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$9.59B
Quick Ratio (Acid-Test)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$8.87B
Quick Ratio (Acid-Test)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$9.67B
Quick Ratio (Acid-Test)
0.60
TTM Avg
1.00
3Y Avg
1.21
5Y Avg
1.62
Market Cap
$9.73B
Quick Ratio (Acid-Test)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$9.78B
Quick Ratio (Acid-Test)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$9.88B
Quick Ratio (Acid-Test)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | QUICK RATIO (ACID-TEST) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| FirstCash Holdings, Inc (FCFS) | $9.24B | 3.51 | 3.42 | 3.19 | 2.86 |
| Zions Bancorporation, National Association (ZION)vs › | $9.17B | N/A | N/A | N/A | N/A |
| Old National Bancorp (ONB)vs › | $9.52B | N/A | N/A | N/A | N/A |
| Fidelity High Dividend ETF (FDVV)vs › | $9.59B | N/A | N/A | N/A | N/A |
| Voya Financial, Inc. (VOYA)vs › | $8.87B | N/A | N/A | N/A | N/A |
| FactSet Research Systems Inc. (FDS)vs › | $9.67B | 0.60 | 1.00 | 1.21 | 1.62 |
| Zions Bancorporation, National Association (ZIONP)vs › | $9.73B | N/A | N/A | N/A | N/A |
| Wintrust Financial Corporation (WTFC)vs › | $9.78B | N/A | N/A | N/A | N/A |
| UMB Financial Corporation (UMBF)vs › | $9.88B | N/A | N/A | N/A | N/A |
| Oxford Lane Capital Corp. 7.95% Notes due 2032 (OXLCG)vs › | $8.37B | N/A | N/A | N/A | N/A |
Quick Ratio
3.51
Excludes inventory
Current Ratio
4.89
Includes inventory
Quick Ratio = (Current Assets − Inventory) / Current Liabilities
The quick ratio is a stricter liquidity measure that excludes inventory, showing the ability to meet short-term obligations with the most liquid assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | QUICK RATIO (ACID-TEST) |
|---|---|
| 2026-06-30 | 3.51 |
| 2026-03-31 | 3.42 |
| 2025-12-31 | 3.36 |
| 2025-09-30 | 3.72 |
| 2025-06-30 | 3.12 |
| 2025-03-31 | 3.28 |
| 2024-12-31 | 3.15 |
| 2024-09-30 | 3.23 |
| 2024-06-30 | 3.04 |
| 2024-03-31 | 3.03 |
| 2023-12-31 | 2.96 |
| 2023-09-30 | 2.90 |
| 2023-06-30 | 2.81 |
| 2023-03-31 | 2.66 |
| 2022-12-31 | 2.85 |
| 2022-09-30 | 2.56 |
| 2022-06-30 | 2.34 |
| 2022-03-31 | 2.04 |
| 2021-12-31 | 2.21 |
| 2021-09-30 | 2.04 |
| 2021-06-30 | 1.78 |
| 2021-03-31 | 1.76 |
| 2020-12-31 | 2.10 |
| 2020-09-30 | 2.01 |
| 2020-06-30 | 1.72 |
| 2020-03-31 | 2.15 |
| 2019-12-31 | 2.34 |
| 2019-09-30 | 2.44 |
| 2019-06-30 | 2.56 |
| 2019-03-31 | 2.19 |
| 2018-12-31 | 3.87 |
| 2018-09-30 | 3.81 |
| 2018-06-30 | 4.36 |
| 2018-03-31 | 3.76 |
| 2017-12-31 | 4.69 |
| 2017-09-30 | 4.30 |
| 2017-06-30 | 4.44 |
| 2017-03-31 | 4.08 |
| 2016-12-31 | 3.91 |
| 2016-09-30 | 3.88 |
| 2016-06-30 | 3.95 |
| 2016-03-31 | 3.68 |
| 2015-12-31 | 5.02 |
| 2015-09-30 | 4.95 |
| 2015-06-30 | 5.68 |
| 2015-03-31 | 5.21 |
| 2014-12-31 | 5.09 |
| 2014-09-30 | 4.25 |
| 2014-06-30 | 5.52 |
| 2014-03-31 | 5.78 |
| 2013-12-31 | 4.36 |
| 2013-09-30 | 3.69 |
| 2013-06-30 | 4.69 |
| 2013-03-31 | 4.95 |
| 2012-12-31 | 5.65 |
| 2012-09-30 | 4.21 |
| 2012-06-30 | 4.23 |
| 2012-03-31 | 3.09 |
| 2011-12-31 | 4.69 |
| 2011-09-30 | 3.74 |
| 2011-06-30 | 4.57 |
| 2011-03-31 | 4.68 |
| 2010-12-31 | 4.55 |
| 2010-09-30 | 3.62 |
| 2010-06-30 | 3.54 |
| 2010-03-31 | 3.45 |
| 2009-12-31 | 2.89 |
| 2009-09-30 | 1.36 |
| 2009-06-30 | 1.37 |
| 2009-03-31 | 3.22 |
| 2008-12-31 | 3.11 |
| 2008-09-30 | 4.65 |
| 2008-06-30 | 4.57 |
| 2008-03-31 | 3.97 |
| 2007-12-31 | 5.09 |
| 2007-09-30 | 6.20 |
| 2007-06-30 | 5.09 |
| 2007-03-31 | 3.73 |
| 2006-12-31 | 3.98 |
| 2006-09-30 | 5.64 |
| 2006-06-30 | 6.54 |
| 2006-03-31 | 8.25 |
| 2005-12-31 | 5.89 |
| 2005-09-30 | 7.09 |
| 2005-06-30 | 8.11 |
| 2005-03-31 | 8.33 |
| 2004-12-31 | 7.53 |
| 2004-09-30 | 7.80 |
| 2004-06-30 | 8.58 |
| 2004-03-31 | 8.77 |
| 2003-12-31 | 5.16 |
| 2003-09-30 | 4.38 |
| 2003-06-30 | 4.57 |
| 2003-03-31 | 3.71 |
| 2002-12-31 | 4.06 |
| 2002-09-30 | 3.96 |
