FirstCash Holdings, Inc (FCFS) vs Old National Bancorp (ONB)

A side-by-side comparison of FirstCash Holdings, Inc and Old National Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — FCFS vs ONB

growth of $100 · dividends reinvested · last 10y
FCFS +418.5% (+17.9%/yr)ONB +143.8% (+9.3%/yr)FCFS compounded faster over this window
100200300400500Start $10020182020202220242026$519$244
FCFS ONB

FCFS vs ONB: by the numbers

  • •ONB is the larger company ($9.49B vs $9.19B market cap).
  • •ONB trades at the lower trailing earnings multiple (10.93 vs 24.19 P/E), one valuation lens rather than an overall verdict.
  • •ONB converts more revenue to profit (21.98% vs 9.42% net margin).
  • •ONB grew revenue faster over the past five years (35.45% vs 21.61% CAGR).
  • •ONB pays the higher dividend yield (2.30% vs 0.79%).

Metrics side by side

Valuation

MetricFCFSONB
P/E ratio24.1910.93
Forward P/E18.759.52
PEG ratio1.021.93
P/S ratio2.232.35
P/B ratio3.961.14
EV / EBITDA10.01N/A
FCF yield6.49%N/A

Profitability

MetricFCFSONB
Gross margin48.92%N/A
Operating margin16.11%28.68%
Net margin9.42%21.98%
ROE16.72%10.32%
ROIC9.42%N/A

Old National Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricFCFSONB
Dividend yield0.79%2.30%
Payout ratio19.18%25.33%

Growth (annualized)

MetricFCFSONB
Revenue CAGR (5Y)21.61%35.45%
EPS CAGR (5Y)23.63%5.61%
FCF CAGR (5Y)30.99%N/A
Total return CAGR (5Y)21.13%10.90%

Frequently asked

Which has the lower trailing P/E, FCFS or ONB?
ONB has the lower trailing P/E: FCFS trades at 24.19 and ONB at 10.93. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FCFS or ONB?
Over the past five years, ONB grew revenue faster — FCFS at a 21.61% CAGR versus ONB at 35.45%.
Does FCFS or ONB pay a bigger dividend?
FCFS yields 0.79% and ONB yields 2.30% based on trailing dividends and the latest price.
Is FCFS or ONB more profitable?
ONB runs the higher net margin — FCFS at 9.42% versus ONB at 21.98%.
How have FCFS and ONB total returns compared?
Over the past 10 years, FCFS delivered 17.56% and ONB delivered 9.13% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.