FirstCash Holdings, Inc (FCFS) vs Voya Financial, Inc. (VOYA)

A side-by-side comparison of FirstCash Holdings, Inc and Voya Financial, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — FCFS vs VOYA

growth of $100 · dividends reinvested · last 10y
FCFS +402.8% (+17.5%/yr)VOYA +266.9% (+13.9%/yr)FCFS compounded faster over this window
100200300400500Start $10020182020202220242026$503$367
FCFS VOYA

FCFS vs VOYA: by the numbers

  • •FCFS is the larger company ($9.14B vs $8.95B market cap).
  • •VOYA trades at the lower trailing earnings multiple (16.70 vs 24.06 P/E), one valuation lens rather than an overall verdict.
  • •VOYA converts more revenue to profit (16.14% vs 9.42% net margin).
  • •FCFS grew revenue faster over the past five years (21.61% vs -4.91% CAGR).
  • •VOYA pays the higher dividend yield (1.92% vs 0.79%).

Metrics side by side

Valuation

MetricFCFSVOYA
P/E ratio24.0616.70
Forward P/E18.6510.82
PEG ratio1.01N/A
P/S ratio2.222.37
P/B ratio3.941.91
EV / EBITDA9.97N/A
FCF yield6.52%N/A

Profitability

MetricFCFSVOYA
Gross margin48.92%N/A
Operating margin16.11%3.48%
Net margin9.42%16.14%
ROE16.72%12.98%
ROIC9.42%N/A

Voya Financial, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricFCFSVOYA
Dividend yield0.79%1.92%
Payout ratio19.18%31.81%

Growth (annualized)

MetricFCFSVOYA
Revenue CAGR (5Y)21.61%-4.91%
EPS CAGR (5Y)23.63%N/A
FCF CAGR (5Y)30.99%N/A
Total return CAGR (5Y)21.13%11.28%

Frequently asked

Which has the lower trailing P/E, FCFS or VOYA?
VOYA has the lower trailing P/E: FCFS trades at 24.06 and VOYA at 16.70. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FCFS or VOYA?
Over the past five years, FCFS grew revenue faster — FCFS at a 21.61% CAGR versus VOYA at -4.91%.
Does FCFS or VOYA pay a bigger dividend?
FCFS yields 0.79% and VOYA yields 1.92% based on trailing dividends and the latest price.
Is FCFS or VOYA more profitable?
VOYA runs the higher net margin — FCFS at 9.42% versus VOYA at 16.14%.
How have FCFS and VOYA total returns compared?
Over the past 10 years, FCFS delivered 17.56% and VOYA delivered 13.88% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.